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7.The problem of debt(债务) among teenagers in western countries is becoming worse and worse.Aren't they following their parents'advice,or aren't the parents teaching their children about money?Here is some advice that children as young as eight or nine can understand.
     First of all,you should learn to save before you buy.When you receive money,you should save some of it,maybe 30%.After this,spend what you want.Secondly,you'd better watch your money.Don't trust other people with it.Don't lend money and don't try to buy friends.If friends want your money,they aren't real friends.Another piece of advice is to buy only what you can afford.If that MP5 player or iPhone costs more than you have,then you don't need it.Don't borrow money for it,either.If you really want something,you can save for it.Saving teaches discipline(自律).Also,after you have saved up enough money,you may realize you don't really want it after all.Finally,you are supposed not to compare what you have with what your friends have.That expensive iPad of your friend may be borrowed or paid for with borrowed money.
     There is an old saying:"Give a person a fish and he will eat for a day.Teach a person how to fish,and he will eat for the rest of his life."This is also true when we teach our children about money.Don't buy everything your children want.If you teach them good habits,they will always look after their money.
IntroductionDebt among western teenagers is increasing.
BodyAdviceWhat to do
Save before you buy.As soon as you receive money,you should(61)save  about 30% before spending what you want.
Watch your money.Don't lend money and don't try to buy (62)friends
Buy what you can (63)afford.If something costs more than you have,then you don't need it.
Don't compare what you have  with what your friends have.That expensive iPad of your friend may be borrowed or (64)paid for with borrowed money.
ConclusionIf you teach them good (65)habits,they will take good care of their money.

分析 文章大意:
西方国家青少年的债务问题越来越严重,他们没有跟随他们父母的意愿,还是父母没有教他们的孩子关于钱的知识?这里有一些建议,八岁或九岁的孩子们可以理解.
首先,你应该学会在购买之前保存一定数目的金钱.当你收到钱,你应该节省一些,也许30%.之后,花你能花的.
其次,你最好注意你的钱财.不要信任其他人.不要借钱,不要试图用钱买朋友.如果朋友想要你的钱,他们不是真正的朋友.
另一个建议是买只有你能买得起的东西.
最后,你不应该和朋友比较他有什么,你有什么,每个人的经济水平和生活习惯都是不一样的.
有一句古话:"给一个人一条鱼,他会吃一天.教一个人如何钓鱼,他的余生都将有饭吃".

解答 61.save,推理判断题.文中提到"When you receive money,you should save some of it,maybe 30%"当你拿到钱时,应该保留一部分,可能是30%,句中出现should,所以填写动词原形,由此可以确定答案,填写"save"译为保存30%的钱.
62.friends,推理判断题.文中提到"Don't lend money and don't try to buy friends"不要借钱,更不要用钱去买朋友,因为那不是真正的朋友,所以填写"friends".
63.afford,推理判断题.文章提到"Another piece of advice is to buy only what you can afford.",一种省钱的办法就是只买自己买得起的,所以填写"afford".
64.paid,推理判断题.文中提到"That expensive iPad of your friend may be borrowed or paid for with borrowed money"不要和朋友比他们的ipad,因为他们的ipad可能是借的,或者是借钱买的,由于题目中borrow用的是过去时,且pay和borrow用and来连接,所以填写"paid".
65.habits,推理判断题.文中提到"If you teach them good habits,they will always look after their money"只有养成了一个好的习惯,才能够更好的理财,所以填写"habits".

点评 考察文章阅读、分析及总结的能力,需要通读全文了解大概,之后根据上下文语境及自己的确定正确的答案.

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