9．Every month，Julia and her cousins would go to visit their grandparents．They would be excited because their grandfather would give them a few coins．Then they would buy toys or sweets．The grandparents commented that，behaving like this，the children would never learn to manage their money．So they planned a special test，in which the children would have to show，over the course of a year，just what they could manage to get with those few coins．
Some thought that they would save their money，but Ruben and Nico continued spending it all on sweets．So they give up saving．
Monty decided to manage his money by exchanging it：buying and selling things，or betting （打赌） it with others．Soon he surprised the whole family．He had accumulated （积聚） lots of money．However，Monty was not very careful，and he got involved in more and more risky deals．A few months later he became penniless after a losing bet．Alex，had a will of iron．He saved the money and at the end of the year he had collected more money than anyone．Even better，with so much money，he managed to buy sweets at a reduced price，so that on the day of the competition he was presented with enough sweets for much more than a year．And even then，he still had enough left over for a toy．He was the clear winner，and other children learned the advantages of knowing how to save and how to wait．
There was also Julia．Poor Julia didn't enjoy the competition，because even though she had had a wonderful secret plan，she had spent her money without giving her plan enough time to work．However，she was so sure that her plan was a good one，that she decided to carry on with it，and maybe change the expressions on her relatives'faces，who had seemed to be saying"What a poor girl shel is．She couldn't manage to save anything"．
When she was about to complete the second year of her plan，Julia surprised everyone by turning up at the grandparents'house with a violin and a lot of money．She did it really well．
21．Who saved nothing at the end of the first year？B
A．Ruben，Julia and Alex
B．Ruben，Nico and Monty
C．Ruben，Monty and Julia
D．Ruben，Nico and Alex
22．Why did the grandparents plan a test on the children？C
A．Because they wanted the children to learn to spend money．
B．Because they wanted the children to learn to save money．
C．Because they wanted the children to learn to manage money．
D．Because they didn't want the children to buy toys and sweets any more．
23．From Monty's story，the children learnedD．
A．to save and to wait．
B．to buy and to sell things
C．to set a achievable goal．
D．to be careful and self-disciplined
24．The underlined sentence in the fourth paragraph meansB．
A．Julia will bring disasters to herself and her family．
B．Julia is not good at managing money．
C．Julia is too stupid to do anything well．
D．Julia has so many secrets that nobody likes her．
分析 本文为一篇记叙文．讲述了爷爷奶奶试图教导孙子们如何理财的故事．看到孙子们一拿到钱就花掉，爷爷奶奶计划了一场特殊的比赛，那就是看每个人能用手里的几个硬币在一年的时间里收获多少东西．通过这个比赛孩子们明白了原来好好计划的话，很少的钱也可以带来意想不到的收获和惊喜，甚至还能实现自己的梦想．
解答 21．答案 B考查推理判断．，but Ruben and Nico continued spending it all on sweets．So they give up saving．
但是鲁本尼科继续把它用来买成所有的糖果．所以他们放弃储蓄． She couldn't manage to save anything"．Julia她没管理把任何东西"．所以可知 Ruben、Nico and Julia没有钱，故选B．
22．答案 C考查细节理解．根据The grandparents commented that，behaving like this，the children would never learn to manage their money．So they planned a special test孩子们永远不会学会管理自己的钱．因此，他们计划了一个特别的测试，所以选C．
23．答案 D考查推理判断．However，Monty was not very careful，and he got involved in more and more risky deals．然而，他不小心，他参与了越来越多的风险交易可知孩子们应该小心，自律，故选D．
24．答案 B考查推理判断．第四段写了茱莉亚没有管理好自己的钱，所以可知茱莉亚不擅长管理自己的钱，故选B．
点评 英语记叙文以描写叙述为主，主要描写人物、事件、地点、或过程．特点是，其主题往往潜伏在字里行间，没有直接地表白出来；文章主旨要透过体察所揭示的人物、事件来进行提炼．描写手法大多按时间跨度、空间顺序、上下顺序来展开．阅读记叙文体应采取掠读和扫读的方法，快速抓住文中描写的主要内容，从整体上去把握文章的连贯性，进而大体上揣测出作者的写作意图及情感主线．高考阅读就记叙文设题大多以细节理解为主．
