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    4£®Technological developments such as Massive Open Online Courses make higher education more ___________ and effective for adult learners£¬but create challenges for traditional schools£®£¨¡¡¡¡£©
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    14£®Winners Club
       You choose to be a winner!
       The Winners Club is a bank account specially designed for teenagers£®It has been made to help you better manage your money£®The Winners Club is a transaction account£¨½»Ò×ÕË»§£©where you receive a key-card so you can get to your money 24/7-that's 24 hours a day£¬7 days a week!
    It's a club with impressive features for teenagers£º
    -No account keeping fees!
    You're no millionaire so we don't expect you to pay large fees£®In fact£¬there is no account keeping or transaction fees!
    -Excellent interest rates!
    You want your money to grow£®The Winners Club has a good rate of interest which gets even better if you make at least two deposits£¨´¢Ðwithout taking them out in a month£®
    -Convenient
    Teenagers are busy-we get that£®You may never need to come to a bank at all£®With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet¡­You can have money directly deposited into your Winners Club account£®This could be your pocket money or your pay from your part-time job!
    -Mega magazine included
    Along with your regular report£¬you will receive a FREE magazine full of good ideas to make even more of your money£®There are also fantastic offers and competitions only for Winners Club members£®
    The Winners Club is a great choice for teenagers£®And it is so easy to join£®Simply fill in an application form£®You will have to get permission from your parent or guardian £¨so we can organize that cool key-card£© but it is easy£®We can't wait to hear from you£®It's the best way to choose to be a winner!
    56£®The Winners Club is a bank account intended forC
    A£®parents       B£®children         C£®teenagers        D£®winners
    57£®Which of the following is NOT true about the Winners Club£¿A
    A£®Services are inconvenient for its members£®
    B£®The bank opens all day and all night£®
    C£®Special gifts are ready for its members£®
    D£®Fees are free for the account keeping or transaction£®
    58£®The Winners Club provides magazines whichC£®
    A£®encourage spending                 
    B£®are free to all teenagers
    C£®give advice on how to better manage your money      
    D£®are full of adventure stories
    59£®If you want to join the Winners Club£¬you have toC£®
    A£®be an Internet user                  
    B£®have your own phone
    C£®get your parent's permission        
    D£®have a big sum of money
    60£®The author writes this advertisement to£®D
    A£®To enlarge a club
    B£®To provide a part-time job£®
    C£®To organize key-cards
    D£®To introduce a new banking service£®

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    15£®Women prefer to think and then speak£¬while men like to speak as they _________£®£¨¡¡¡¡£©
    A£®thinkB£®have thoughtC£®thoughtD£®are thinking

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    12£®However£¬the next king of Prussia£¬Frederick William I£¬to whom the amber room belonged£¬decided not to keep it£®

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    19£®I think we should ________all the toys to the local children hospital where the children are badly in need of them£®£¨¡¡¡¡£©
    A£®give awayB£®give outC£®give upD£®give in

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    9£®Believe it or not£¬there are a number of words in the English language which were French in __________£®£¨¡¡¡¡£©
    A£®demandB£®principleC£®theoryD£®origin

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    16£®---What       fun it is to play with computer games!
    ---Don't you think it's        waste of time£®£¨¡¡¡¡£©
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    13£®It was really ______ of your brother not to play the guitar while you were having a rest£®£¨¡¡¡¡£©
    A£®modestB£®outspokenC£®considerateD£®determined

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    14£®Studyingin groups is becoming more and more popular in class£®It has many£¨66£©advantages£¨advantage£©£®For example£¬we can not only save time but also£¨67£©encourage£¨encourage£© each other when we study in groups£®I still remember when I was in Grade 8£¬my physics£¨68£©was£¨be£© very poor£®I had £¨69£©areally hard time with it£®Once in class£¬the teachers asked£¨70£©us£¨we£© to discuss it with each other£¬but 1 was very shy£®I could not do it like what they told me£®My physics teacher encouraged me to face others and talk with someone else£¨71£©bravely£¨brave£©£®Then I studied with some classmates together£®When I did not understand any questions£¬they could give me some advice£®I could quickly find out the ways£®£¨72£©todeal with the problems£®After that£®I felt very relaxed and asked my classmates a lot of questions about physics£®At last£¬I was able to finish my homework£¨73£©bymyself for the first time£®How£¨74£©excitedI was!
        Because of£¨75£©studying£¨study£© in groups£¬I am not worried about physics any more£®With my classmates'help£¬I am making progress gradually at present£®It also gives me more chances to£® improve myself in many ways£®

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