Everybody in this world is different from one another．But do you know that understanding differences can help you better manage your money?
As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it’s not easy to change later in life. Financial experts say that everyone also has their own belief of how to manage their finances. This is part of our value system and it has a great impact on the way we look after our money. According to our different values, experts put us in three categories. They are the ant, the cricket and the snail.
The ant—works first
Just like ants who work heart and soul in summer in order to store food for winter, these people don’t care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk.
The cricket—fun first
The cricket wants to enjoy everything now and doesn’t think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings. When they get old, they might have problems. They should learn to save and buy insurance.
The snail—lives under pressure
The snail refers to people who make life difficult for themselves. They take big long-term loans（代款） from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure they can afford it. This can cause problems in the future. They should plan more carefully.
64．According to this passage, one's values _ .
A．may not change easily in one's lifetime B． may he his ways of managing money
C．may he his beliefs about society D． determine his family and education
65．Mr．Smith always, enjoys spending a weekend with his friends, fishing hunting and playing cards．Moreover, he spends money in a very luxurious way．So Mr．Smith belongs to_ ．
A．the ant type B．the snail type C．the cricket type D．none of them
66．The writer of the passage seems to be in favor of ．
A． the cricket B． the snail C． the ant D． all of them
67．Which is the most suitable title of this passage?
A． How to understand your values B．What comes first
C． Work and fun D．Spending kinds
科目：高中英语 来源：2011-2012学年黑龙江省双鸭山一中高一上学期期中考试英语卷 题型：完型填空
When I was 16 years old, I made my first visit to Disneyland in America. It wasn’t the first time I had been 36 . Like most English children I learned French 37 school and I had often been to France, so I 38 speaking a foreign language to people who didn’t understand 39 . But 40 I went to America, I was really looking forward to__41_ a nice easy holiday without any 42 problems.
__43__wrong I was! The misunderstanding began 44 the airport. I was looking for a 45__telephone to give my friend Danny a 46 and tell her I had arrived. A 47 old man saw me looking lost and asked 48 __ he could help me.
“Yes.” I said，“I was to give my friend a ring. ”“Well, that’s nice,” he said. “Are you getting 49 ? But aren’t you a bit young?”“ 50 is talking about marriage?” I replied. “I just want to give my friend a ring to tell her I’ve arrived. Can you tell me 51 there’s a phone box?”“Oh!” he said, “there’s phone downstairs.”
When at last we did meet up, Danny explained the misunderstanding to me. “Don’t worry,”she said to me, “I had so many 52 at first. There are lots of words which the Americans 53 differently in meaning from us British. You’ll soon get used to 54 funny things they say. Most of the 55 , British and American people understand each other!”
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科目：高中英语 来源： 题型：阅读理解
Forever Young
It's Girls Night Out: Mom Edition, and I'm a player in a whole new game. It occurs to me that I really don't know these 36 women. We've been circling 37 for about three years, ever since our kids started 38 .We'd bump into each other in the parking 39 ,at Valentine's Day parties, and later as one or the other shyly 40 we all sign our kids up for softball, gymnastics or dance. Who knows 41 the five of us clumped together more than 42 of us clumped with other mothers. I suppose it happens 43 ,friendship circles spiraling （成螺旋状旋转）in and around and about and anew. This is the 44 time we've gathered without the kids, and I am having a 45 time saying “Janice”, as opposed to “Zoe's mom” or “Susan”, 46 “Kaitlin's mom”, and so I have decided, for tonight, not to 47 any names at all.
The 48 has already taken our drink order. I can't believe nobody 49 beer. Nope, this is a Diet Coke and iced tea crowd. In the back of my mind I'm 50 if I'm going to be the naughty 51 who corrupts this group. There is so much 52 to take care of when you are just getting to 53 people as people. One of the things we are doing is 54 dates, the years that each of us 55 from this or that. I see where this is going.
36. A. five | B. three | C. four | D. two |
37. A. the other | B. one another | C. all of us | D. some of us |
38. A. night school | B. university | C. high school | D. preschool |
39. A. lot | B. station | C. line | D. square |
40. A. said | B. suggested | C. informed | D. found |
41.A. what | B. that | C. how | D. why |
42. A. every | B. none | C. any | D. all |
43. A. all the time | B. all of a sudden | C. at the same time | D. once and for all |
44. A. last | B. first | C. usual | D. only |
45. A. spare | B. good | C. difficult | D. pleasant |
46. A. instead of | B. as well as | C. in case of | D. in the name of |
47. A. call | B. use | C. forget | D. tell |
48. A. kid | B. mother | C. friend | D. waitress |
49. A. brought | B. liked | C. ordered | D. drank |
50. A. wondering | B. fearing | C. speaking | D. asking |
51. A. girl | B. mother | C. one | D. kid |
52. A. trouble | B. business | C. time | D. food |
53. A. regard | B. name | C. find | D. know |
54. A. comparing | B. making | C. deciding | D. discussing |
55. A. came | B. changed | C. graduated | D. got |
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