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  American parents usually think that their child should not have more pocket money than the children with whom he regularly connects, even if they are wealthier.But neither are children expected to compare with the richer if a large family, heavy responsibilities, or other conditions make it necessary to give a child less spending money than is customary(惯例的)in the neighborhood.

  Whatever the pocket money is, its entire use is not controlled by the parents, because a child learns to use money correctly only through dealing with it himself.If a seven-year-old child gets a quarter as a week pocket money and is made to put it all in his piggy bank to save it up, he gets no idea what the real use for the money is.He gets the shiny coins and they soon disappear.

  The idea of a bank account(账号)is too early for so small a child, although he can be made to understand and enjoy saving his coins-not all of them, only a part of what he receives-to buy something he especially wants.By the time he is eight he is old enough to take part in the opening of his own savings account, parents may take him to the bank, open a savings account for him and encourage him to put a certain quantity or any checks he receives as gifts into the bank and watch his bank savings grow as entry by entry(存入)is made.

  He will be saving, earning, and spending suitable quantities all along in order to learn how to manage money and to keep him in a favorable position with his friend.The boy who can’t join his fellows in a sweet shop once in a while, because he has to save every cent he gets or earns for some big unknown project his parents have chosen for him, is a sorry child.

(1)

What do you think a piggy bank is?

[  ]

A.

It is a kind of bank run by children.

B.

It is a small container, often in the shape of a pig, used by children for saving money.

C.

It is a certain place in which pigs are raise.

D.

It is a bank whose building looks like a pig.

(2)

Which of the following statements is true?

[  ]

A.

Most of the rich people in America give children much pocket money.

B.

American children usually have their bank accounts until they are eight.

C.

American parents seldom care for their children’s spending money.

D.

American children begin to learn how to manage money when very young.

(3)

Suppose an 8-year-old child receives 10 dollars as his birthday gift, he may probably _______.

[  ]

A.

spend the money on the things he wants

B.

compare the gift with that of his friend

C.

have most of it saved in the bank

D.

put all the money in his piggy bank

(4)

Why does the writer think the boy is a sorry one if he saves every cent he gets or earns?Because _______.

[  ]

A.

he can not manage his money and is kept himself in an unfavorable position

B.

he can not join the fellows in a sweet shop once in a while

C.

he can not learn the use of money through spending it himself

D.

he can not have any other choice but save, earn of spend money

答案:1.B;2.D;3.C;4.A;
解析:

(1)

这是个常识性的生活细节问题,小孩子用的存钱罐,用于区别到银行存钱。

(2)

从第一段可知,无论贫富,父母对于给孩子的零花钱都很注意,所以A、C两项错误;B应该是“American children usually have their bank accounts when they are eight”。

(3)

文章把八岁作为开始理财的年龄,否定了完全花掉(A)、完全存入存钱罐(D)、与人攀比(B)等做法,肯定了适度储蓄的做法,所以C正确的成分最多。

(4)

四个选项之间有层次和包含关系,C、D包含在A中,B只是描述现象,没有回答题干中“为什么”的问题。


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[  ]

A.

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