【题目】
Eat your vegetables. Wash your hands. Always say "please" and "thank you". We are full of advice for our children.【1】As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.
Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1,000, invest it at 8% and add $100 every month, by the time she's 65, she would have $980,983!
Be careful of credit. Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly. 【2】 Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
【3】Suppose your child wants a new bicycle that costs $150. Rather than paying the cash, give him some regular pocket money and explain that by putting aside, say, $15 a week, he will be able to buy it for himself in only ten weeks.
Explain your values. 【4】When your child demands that you buy something, explain way you really don't went to buy it. You might say, "I'd rather save that money for your education" 【5】
A. Every time you spend or don't spend money, you have a chance to share your values.
B. Provide encouragement.
C. That means paying off your debt in time.
D. Teach patience.
E. Values and money interact.
F. But when it comes to money, we often have little to say.
G. Tell your children the importance of saving.
【答案】
【1】F
【2】C
【3】D
【4】E
【5】A
【解析】试题分析:“吃你的蔬菜”“洗你的手”“总是说‘请’和‘谢谢你’”。我们教给孩子讲卫生懂礼貌,孩子们长大了成为讲卫生懂礼貌的,但是却不知道如何管理钱。文章主要讲述如何教育孩子处理金钱,作者给出了一些有效的建议。
【1】考查上下文联系和推理判断。根据上下文可知,我们教给孩子讲卫生懂礼貌,孩子们长大了成为讲卫生懂礼貌的,但是却不知道如何管理钱。因此推断空格处是我们没有教给孩子们如何管理钱。因此推断F项“但是当涉及的钱时,我们经常说的很少”符合语境。故选F。
【2】考查上下文联系和推理判断。根据空格上文可知,信用卡可以帮助你买必需品并建立信用档案,但是你必须负责任地使用。因此推断C项“那意味着及时偿还你的债务”符合语境,that指代上文提到的事情。故选C。
【3】考查段落大意。空格处为段落标题。本段主要讲述如果孩子想要150美元的自行车,不要付现金,给他一些零用钱让他存起来,向他解释通过储存,一周15美元,仅仅需要10周他就可以为自己买自行车。也就是教给孩子要有耐心。故选D。
【4】考查上下文联系和推理判断。根据段落标题“Explain your values”(解释你的价值观)和空格下文可知,向你的孩子解释你的价值观,当孩子要求你买东西时,解释你不想买的原因,与孩子进行价值观和金钱的互动。故选E。
【5】考查上下文联系和推理判断。空格上文讲述向孩子解释你的价值观,因此推断A项“每次你花钱或者不花钱,你都有机会共享你的价值观”符合语境。
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