【题目】The First Rule of Finance is to live within your means by spending no more than 80% of your take-home pay.If you take home $ 100 per week, spend no more than $80.
But ever look at what people spend their money on? I have relatives and friends deeply in debt, spending $ 12 for every $ 10 they earn instead of the $ 8 you know they should be spending.When I see them, they're proud of their new whatever."What do you think of my new truck?" asked one from the driver's seat."Do you like my new shoes?" asked another on high heels."Check out my new big screen." said a third while holding the remote in his living room.We've all heard people fishing for compliments on their new toys.
Every one of them was proud of what they'd financed.They seem to have bought it for the purpose of being proud, of showing off, of keeping up with the Joneses."Look at my new …?"is everybody's favorite phrase, even when the object in question isn't theirs at all and won't be new when they've finally paid for it, if they ever do.
They're proud of being stupid.They think it's cool to drive the financed car, wear the financed shoes, and watch the financed TV, but to smart people, whose opinions are the only ones we should respect, these people look dumb as rocks.
The Joneses, nine times out of 10, are financially stupid.That's why they have all that stuff on borrowed money.Why try to copy them? Worse, why try to impress them? Copy and impress smart people, the ones who own their stuff.If you want to impress smart people, debt is the last way to go about it.Trying to impress a money-smart person by going into debt is like trying to impress Olympic swimming champion Michael Phelps by drowning in a pool.Michael Phelps is impressed by good swimming and a money-smart person by good money management.
【1】According to the author, the "new toys" in Paragraph 2 are examples of______.
A. symbol of wealth B. unnecessary purchases
C. impressive stuff D. things available
【2】The underlined words "smart people" in Paragraph 4 refer to people ______.
A. having high IQs B. earning enough money
C. creating new ideas D. managing money well
【3】The author is trying to ______.
A. advise people to be money-smart
B. persuade people to keep off fashions
C. blame people for copying others
D. criticize people for over consumption
【4】According to the author, buying new objects on borrowed money is ________.
A. unwise B. shameful
C. understandable D. impressive
【答案】
【1】B
【2】D
【3】A
【4】A
【解析】本文是一篇议论文。主要告诉我们金融的第一条规矩就是量入为出的消费不超过80%的实得工资,也就是说如果你带回家每周100美元,花费不超过80美元。但是作者身边有很多人却负债累累,在经济上很愚蠢,作者认为没有必要打动他们并列举了这样做的原因。
【1】词义推断题。由“I have relatives and friends deeply in debt, spending $ 12 for every $ 10 they earn instead of the $ 8 you know they should be spending.”可以得知作者说他身边有很多人负债累累,超额支出。然后紧接着列出了他们将钱用在了什么地方,买了哪些东西,但是这些东西都是无用的。故选B
【2】词义推断题。由“They're proud of being stupid.They think it's cool to drive the financed car, wear the financed shoes, and watch the financed TV”可以得知,在作者看来,不会理财的人是十分愚蠢的,但是聪明的人则恰好反之。由此可以推断出,文章中的“smart people”是指善于理财的人。故选D
【3】细节理解题。文章开头的“The First Rule of Finance”告诉我们“量入为出的消费不超过80%的实得工资”,但是紧接着作者又列举了身边很多亲戚朋友不理智的消费现象,作者认为这是非常愚蠢的行为。从后面“Trying to impress a money-smart person by going into debt is like trying to impress Olympic swimming champion Michael Phelps by drowning in a pool”可以看出,作者认为聪明的人是不会这样的,我们应该做一个聪明的人学会明智理财。故选A
【4】细节理解题。根据文章中的“even when the object in question isn't theirs at all and won't be new when they've finally paid for it, if they ever do”以及前文可以得知,人们借钱去买东西,用来攀比或炫耀,哪怕东西不是新的,也会支付。在作者看来,这样的行为是非常不明智的。故选A
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【题目】阅读下面材料,在空白处填入适当的内容(1个单词)或括号内单词的正确形式。
Dubai
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Indeed, travelling around this country will 【9】(true)give you an amazing experience because of its interesting things 【10】(offer) to all types of tourists.
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修改:在错的词下画一横线,并在该词下面写出修改后的词。
注意:1.每处错误及其修改均仅限一词;
2.只允许修改10处,多者(从第11处起)不计分。
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A. The climate of their areas. B. The energy for their houses.
C. The fashions for their houses. D. The building materials for their houses.
【2】People in some areas gain a source of heat by _________.
A. keeping their livestock downstairs
B. protecting their livestock from the cold
C. sharing their houses only with their cows
D. living on the second floor with their livestock
【3】The underlined words “natural law” in the third paragraph refer to the fact that ________.
A. heat raises the temperature in the houses
B. heat goes in the upward direction
C. heat goes up if temperature is raised
D. heat increases the temperature of rocks
【4】From the passage, we can conclude that __________.
A. people will no longer consider building materials in the future
B. energy-saving buildings will become more popular in the future
C. almost all people will move into the houses heated by large rocks
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内容要点包括:
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3.发展空间大。
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2. 可适当增加细节,以使行文连贯;
3.开头和结尾已给出,不计入总词数。
Dear Tony,
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【题目】Breathe, wave and smile. Along with more than 300 other seniors, I marched into the stadium on the afternoon of May 10. The audience burst into deafening cheers. The huge stadium shook with all the whistling and clapping.
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A new page in the book of that person’s life had turned. They were glimpsing their futures: futures of challenge, hardship, perhaps loneliness too, which would take all of their courage.
【1】What’s the article mainly about?
A. An American high school’s graduation ceremony.
B. The opening ceremony of a sports meeting.
C. A presentation of college diplomas.
D. A US college’s farewell party.
【2】Which of the following statements about the author is FALSE?
A. She was one of the graduates.
B. She was a foreign exchange student.
C. She was excited to receive her diploma.
D. She felt it great to be at the ceremony.
【3】The right order of the following events is______.
a. Diplomas were presented to graduates.
b. Students gave farewell speeches.
c. The US national anthem was played.
d. The principal gave a short, warm speech.
e. Seniors went into the stadium.
A. b,c,a,d,e B. c,d,b,e,a
C. d,b,e,a,c D. e,d,c,b,a
【4】From the text, we can conclude that_______.
A. a diploma ensures a good job
B. a diploma guarantees a bright future
C. the commencement symbolizes the beginning of a new stage in life
D. everyone felt excited at the presentation of the diploma
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【题目】The ride-sharing company Uber has removed its self-driving cars from the streets of San Francisco,California. The action came after a dispute between Uber and state officials over whether the vehicles needed special permits to operate.
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【1】What does the underlined word "dispute" in Paragraph 1 mean?
A. Discussion. B. Disagreement.
C. Fighting. D. Meeting.
【2】Why does Uber say that the special permit was not needed?
A. Because Uber's "self driving" cars are fully autonomous.
B. Because there are passenger seats in Uber's "self-driving" cars.
C. Because no drivers are needed in some Uber's "self-driving" cars.
D. Because Uber's "self-driving" cars can be operated by humans when necessary.
【3】What can we know from the passage?
A. Uber's self-driving cars need human drivers.
B. Telsa's Autopilot needs special permits too.
C. Uber's self-driving cars are completely autonomous.
D. Telsa's Autopilot system is better than Uber's self-driving technology.
【4】What can we infer from Ed Lee's words?
A. He doesn't think DMV is right.
B. Uber's self-driving cars should he supported.
C. Uber's serf-driving cars are not safe enough.
D. One should be careful while walking or cycling in streets.
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