Young people are perhaps better-known for spending money than saving it. But some new banking websites are seeking to change that. These websites offer young people the information and tools they need to watch over their money. The websites also let the users share their financial experiences with other young people.
Nineteen-year-old Alix Scott has been working at a store this summer. She is saving money to pay for college next year. “I have to save for all my college money because my parents can’t afford to co-sign on loans. So, I have to rely on my own savings.”
But instead of putting her money in a local bank, Miss Scott began using SmartyPig, a web-based banking service.
SmartPig was developed by Michael Ferrari with a friend in 2007. It is really all about helping people save for very specific goals, such as a wedding, a vocation or an IPhone.
MICHAEL FERRARI said : “For example, you want to save five thousand dollars for a vacation in three years. SmartyPig will actually calculate how much money you need to save every month. You don’t have to move from your existing bank, we’ll actually go in and withdraw those funds on the day you specify every month and we’ll put it into your SmartyPig account, where it’ll earn interest, as well.”
SmartyPig also enables outsiders to add money to the accounts of its users. “Perhaps a holiday is coming up or your birthday is coming up, and rather than getting a gift, your friends, your family can actually contribute to any of your SmartyPig goals.”Mr.Ferrari said. He believes that as technology continues to develop, more and more people will use the electronic banking sites.
A growing number of young people have shown an interest in online banking sites like SmartyPig. They say they like the ease of operation and services the sites offer. These personal finance websites offer tools that help users follow their spending, set up a budget, and combine their investments. And they all involve social media, which interests young adults who are already at ease about sharing their personal information online.
1.Which of the following is TRUE of Alix Scott?
A. She can’t afford her college education.
B.She has received a student loan
C.She prefers online banking services to local banks.
D. She has been working part-time at weekends
2.What do we know about SmartyPig?
A. It was created in 2008.
B. It offers the best rate.
C. It was founded by Michael Ferrari alone.
D. It is a tool for helping consumers save money.
3.According to the text, users of SmartyPig __________.
A. can share their experiences of saving money
B. need to put their money in their SmartyPig account
C. Have access to low rate loans.
D. Can often receive free gifts from SmartyPig
4.The last paragraph mainly talks about_________.
A. how to save money on SmartyPig
B. Why young people like online banking sites
C. What SmartyPig should do to improve its services
D. how online banking sites differ from traditional banks
初中暑期衔接系列答案科目：高中英语 来源：2015-2016学年黑龙江牡丹江一中高一下期末英语卷（解析版） 题型：书面表达
书面表达
最近，由于很多不遵纪守礼的行为，而导致了一些恶劣事故，如：成都女司机由于不文明驾驶而遭致暴力殴打。假设你是李华，请以“遵纪守礼”为主题，写一篇英语短文，向你校校报投稿。内容包括：
（1）中国自古以来就是文明礼仪之邦。
（2）人人都该重礼仪、遵纪守礼。
（3）谈谈你认为中学生应该如何做到遵纪守礼。
注意： （1）词数：100左右。
（2）为使行文连贯，可适当增加细节。
（3）开头已给出，不计入总词数。
参考词汇：discipline (U) 纪律 civilized文明的
Recently, there has been a heated discussion online about a female driver in Chengdu, who was violently beaten because of her rude driving.
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科目：高中英语 来源：2015-2016学年浙江绍兴一中高二下期末考英语卷（解析版） 题型：语法填空
阅读下面材料，在空白处填入适当的内容（1个单词）或括号内单词的正确形式。
Human cloning is expected to be ______1._______ (benefit) to mankind in many ways, although some people object to ______2.______ (carry) out human cloning research. Below is a list that is far from completion.
Dr. Richard Seed, one of the leading _______3._______ (support) of human cloning technology, indicates that it may someday be possible to reverse(颠倒) the aging process because of what we learn from cloning.
Scientists, who are also in _____4._______ of human cloning technology, believe that heart attack victims may get treated ______5.________ (appropriate) if their healthy heart cells are cloned and then injected into the areas of the heart that have been damaged.
______6.________, there has been a breakthrough _______7.______ human stem cells. Embryonic(胚胎的) stem cells can be grown to produce organs to repair or replace damaged _______8._______. By combining this technology with human cloning technology it may be possible to produce needed organs for suffering people _______9._______ will be free of rejection by their immune systems. Conditions such as Alzheimer’s disease, Parkinson’s disease, diabetes, heart failure, and other problems may _______10._______ (cure) if human cloning and its technology are not banned.
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科目：高中英语 来源：2015-2016学年吉林实验中学高一下期末考试英语卷（解析版） 题型：完形填空
完形填空
阅读下面短文，从短文后各题所给的四个选项（A、B、C和D）中，选出可以填入空白处的最佳选项，并在答题卡上将该项涂黑。
It was early in the morning, on a lonely road. It's _________heavily. A 9-year-old boy was in the car with his mother, who was _________ him to school. Suddenly, the car went off the road, _________ several times, and came to rest upside down in a ditch (沟渠) filled with water.
Luckily, both the mother and son were _________ seatbelts. The mother suffered a blow to her head and was unable to move. The boy was frightened but _________. As water came through broken windows in the car, he _________unbuckled (解开) himself, climbed out of the _________window, made his way around to the driver's side, and reached inside the _________ to free his trapped mother. With great effort, he managed to _________her, pull her through the window and up to the road, where they were soon _________ .
His mother later recalled her experience of the _________ . Being unable to move or even _________ to offer instructions or encouragement to her son, she was _________ by her little son's action. She recalled _________ her boy saying out loud as he pulled her through the water, “I think I can, I think I can!”
It seemed _________ that this little boy's act of courage was from one of his favorite books: The Little Engine that Could. In that _________ , when everyone else had _________ hope, the Little Engine carried the heavy load of toys and good things to eat over the hill to the children waiting on the other side. He had _________ and took action. Obviously this book had left a _________impression before the accident that rainy _________ and motivated (激励) the son to take action if the terrifying moments.
1.A. snowing B. smoking C. blowing D. raining
2.A. ordering B. driving C. pushing D. flying
3.A. rolled B. fell C. moved D. stopped
4.A. making B. watching C. wearing D. missing
5.A. afraid B. dead C. tired D. unhurt
6.A. quickly B. carefully C. nearly D. happily
7.A. student B. passenger C. family D. worker
8.A. box B. room C. car D. ditch
9.A. respect B. introduce C. recognize D. free
10.A. accepted B. rescued C. welcome D. fed
11.A. accident B. experiment C. travel D. fire
12.A. listen B. sleep C. speak D. look
13.A. excited B. frightened C. wounded D. amazed
14.A. seeing B. hearing C. smelling D. feeling
15.A. clear B. sorry C. useful D. necessary
16.A. poem B. notice C. story D. dream
17.A. realized B. waken C. kept up D. given up
18.A. courage B. food C. space D. time
19.A. bad B. deep C. false D. general
20.A. afternoon B. night C. morning D. evening
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科目：高中英语 来源：2015-2016学年吉林实验中学高二下期末考试英语卷（解析版） 题型：短文改错
短文改错
假定英语课上,老师要求同桌同学相互修改作文。假设以下小作文为你同桌所写，请你对其进行修改。文中共有10处错误，每句中最多有两处。错误涉及一个单词的增加、删除或修改。
增加：在缺词处加一个漏词符号（^），并在此符号下面写出该加的词。
删除：把多余的词用斜线（\）划掉。
修改：在错的词下划一横线，并在该词下面写出修改后的词。
注意：1. 每处错误及其修改均仅限一词。
2. 只允许修改10处，多者（从第11处起）不计分。
3. 必须按答题要求做题，否则不给分。
My father took me out camping for the first time when I was seven. He wanted teach me about animals, insects and trees. My uncles all come along with bows and arrows for hunting.
One evening at sunset, we sat by the fire, have our barbecue. Just then a bird was flying over us. My uncles immediate jumped up and shot their arrows on the bird. Neither of the arrows hit the target. Suddenly the arrows was flying down at us from the sky—they were looked like rain! We ran to escape but fortunately no one was injured.
That day I didn't learn much about animals, insects or trees, but I learnt a impressive lesson about gravity!
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科目：高中英语 来源：2015-2016学年黑龙江哈尔滨第六中学高一下期末英语试卷（解析版） 题型：单词拼写
单词拼写。
1.The bridge was ____________(设计) in a unique style.
2.Many people believed that world ____________(文明) started in the ancient Rome.
3.Steel and iron are ____________(工业) products.
4.With the development of _________(旅游业), more and more foreigners visit China.
5.____________(有希望), it will be fine tomorrow.
6.There wasn’t enough ____________(证据) to prove that he was wrong.
7.It’s ____________(绝对) impossible for us to finish the work on time.
8.Edison is a famous ___________(发明家) all over the world.
9.Many drivers think the ____________(收费) should be much lower.
10.This book is the most ____________(印象深刻) novel。
11.There is a ____________(现场直播) concert.
12.His ____________(同事) were interested in his story.
13.The result of the match was ____________(不可预测)
14.Have you ____________(适应) to your new life?
15.The leader went to look at the ____________(毁坏) by the earthquake.
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科目：高中英语 来源：2015-2016学年黑龙江哈尔滨第六中学高一下期末英语试卷（解析版） 题型：阅读理解
从短文后各题所给的四个选项（A、B、C和D）中，选出可以填入空白处的最佳选项。
Patricia Blues, 29, has a new aim in life: to keep drivers’ hands on their steering wheels and off their cell phones. On November 2, 2007, Blues lived through a horrible experience. A motorist dialing a cell phone drove through a stop sign at 45 miles per hour and ran into the side of Blues’ car. Blues’ 2-year-old daughter was killed immediately in the crash.
Blues has since devoted her time top pushing for laws that would prevent this type of tragedy from happening again.
Cell phones are not the only distractions（分神） that cause accidents. Eating, changing CDs, reading maps, talking to passengers, and just reaching for an object on the floor can be dangerous. Therefore, the emphasis should be on educating drivers to avoid all distractions. However, talking on cell phones might be easier to regulate than eating or changing music. At least 34 states have already passed laws to restrict cell phone use in moving cars. No state has banned it yet, but several US. cities. Worldwide, 13 nations, including Australia, England, Germany, Japan and China have banned drivers’ use of cell phones in moving cars.
To date, no scientific evidence has been published showing that talking on the phone affects driving safety. But according to a test by some high school students, “driving while on the phone does affect safety and probably shouldn’t be done”.
1.What happened to Patricia Blues on November 2, 2007?
A. She was seriously injured in a car crash.
B. She lost her daughter in a road accident.
C. She broke the traffic rules at a bus stop
D. Her vehicle was destroyed by a motorbike.
2.The tragedy was caused by ________.
A. Blues’ lack of driving experience
B. the motorist’s failure of seeing the stop sign
C. Blues’ poor car conditions
D. the motorist’s absence of mind while driving
3.Patricia Blues’ new goal of life is to persuade the government ________.
A. to forbid the carrying of cell phones in cars
B. to educate drivers to avoid all distractions
C. to ban talking on cell phones while driving
D. to study harmful results of using cell phones
4.Which of the following is TRUE according to the text?
A. Using cell phones while driving is easier to be controlled by law than other distractions
B. It is more important to make laws than educate drivers to be aware of driving safety.
C. Driving while on the cell phone is firmly against only by some students from high schools.
D. It is extremely urgent for the cities with a large population to restrict using cell phones
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科目：高中英语 来源：2016届陕西西安市高三上第六次诊断考英语卷（解析版） 题型：单项填空
I’ll give the prize to ________ finishes the work first.
A. whomever B. whoever C. who D. Anyone
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科目：高中英语 来源：2015-2016学年重庆南开中学高一下学期期末测试英语试卷（解析版） 题型：单词拼写
单词填空。
1.There are many l_________ about the lake, one of which is that it was formed by the tears of a goddess.
2.Weather in England is u_________ —it can change in an instant.
3.The operation can p_________ his life at least by three or four years on condition that he is taken good care of.
4.D_________ with lung cancer, he never gave up on himself.
5.In Wales, the red dragon on the flag is a positive symbol, i_________ strength and a sense of national identity.
6.The wasteland used to be a pleasant, _________(肥沃的)spot, well wooded and rich in various fruits.
7.Having had a good night’s sleep, we were rowing _________(顺流而下) towards the sea.
8.In many ways, my _________(残疾) has helped me become more independent and grow stronger psychologically.
9.Easter is an important _________(宗教的) festival for Christians around the world.
10.At the current rate of decline, many rainforest animals could be _________ (灭绝) in less than 10 years．
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