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???? With the development of economy, people¡¯s living style and spending habits have changed gradually. At present, more and more people prefer to use credit of VIP cards in shopping malls and super markets for almost everything. Some people think it more convenient and safer. Some think it is a way to show off, feeling more graceful to use cards than to use cash.

???? However, their pleasure in spending large amounts is actually greater than the pleasure that they get from the things they buy, which results in overspending. And if they are not careful, there are credit card cheatings now and then.

??? In my opinion, we shouldn¡¯t follow the fashion and use cards for everything. We should use them properly.

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