Question

【题目】At primary school in New Zealand, I was introduced to a school savings account run by one of the local banks. When our money box was full, we took it to the bank and watched with pride as our coins flowed across the counter. As a reward，we could choose our next money box from a small variety, and start the whole savings routine again. Every week I watched my parents sort out the housekeeping and “make ends meet”. Sometimes it was annoying to wait for things we really felt we needed.

Later, as a university student, I managed on an extremely small student allowance. Students were ignored by banks then, because we were so poor, and there was no way I could have gotten credit, even if I had tried. We collected our allowance three times each year, deposited it to the best advantage and withdrew it little by little to last until the next payout of the allowance.

When our daughter, Sophie, began to walk, we made a purposeful choice to encourage her to use money wisely. We often comment when the TV tells us “You owe it to yourself to borrow our money"—to whom do we really owe it? And what would happen if our income were reduced or dried up? Now, as a 12-year-old child, it’s almost embarrassing to see her tight “financial policy”，and wait for the unavoidable holiday sales to buy what she wants.

I agree that financial education in schools is very important. But the root of the problem lies with us and the way we behave as role models to those who follow.

【1】What did the author learn from her parents?

A. How to become a banker.

B. Where to open a savings account.

C. Where to choose a money box.

D. How to make ends meet.

【2】How did the author manage the student allowance?

A. He applied for a credit card.

B. He spent it three times a year.

C. He put it in the bank.

D. He seldom withdrew it.

【3】What reflects Sophie’s tight “financial policy”？

A. Reducing her savings.

B. Buying things on sales.

C. Canceling holiday plans.

D. Borrowing money from banks.

【4】What’s the text mainly about?

A. Parents，money problems.

B.Students' school performance.

C. Children’s saving behavior.

D. Children’s financial education.

Answer 1

【答案】

【1】D

【2】C

【3】B

【4】D

【解析】

试题分析: 本文通过作者的亲身经历来强调儿童理财教育的重要性。

【1】D 考查细节理解题。根据第一段提到Every week I watched my parents sort out the housekeeping and “make ends meet”每周我都会看到父母整理家用，量入为出，故选D项。

【2】C 考查细节理解题。根据第一段提到When our money box was full, we took it to the bank and watched with pride as our coins flowed across the counter当我们的零钱盒满了，我们会带去银行，很骄傲地看着他们被存起来，故选C项。

【3】B 考查细节理解题。根据第三段提到Now, as a 12-year-old child, it’s almost embarrassing to see her tight “financial policy”，and wait for the unavoidable holiday sales to buy what she want 作为一个12岁的孩子，看到她紧张的财政政策是令人尴尬的，等待买假期减价时买她想买的，故选B项。

【4】D 考查主旨大意。本文讲述作者在小学时就学会如何管理自己的零钱，根据最后一段提到I agree that financial education in schools is very important作者认为在学校的理财教育是十分重要的，故选D项。