Question

3．How to make a Budget
Most likely，you aren't the family breadwinner．But doing a small job or getting a weekly allowance would put some money in your pocket．For kids and grown-ups alike money is easy to spend．If you aren't careful，it can be gone in no time．
Being responsible with your money is an important skill to learn and the sooner you start the better．Whether you are tracking your spending or saving for something special，creating a budget can help you deal with expenses and plan for the future．All you need are paper and a pencil and some self-control．
First，take a look at our sample monthly budget．Then，use a separate sheet of paper to plan your own．In the first two columns，list your sources of income and how much you expect to earn from them．In the third and fourth columns，list what you expect to spend your money on and the amount．
Sample Monthly Budget

Monthly income	Amount	Monthly Expenses	Amount
Allowance	20.00	Snacks	26.00
Money earned selling drinks	25.00	Music downloads	12.00
Money earned babysitting	12.50	Movies	18.00
Money earned delivering newspapers	30.00	Video Rentals	10.00
Total：	87.50	Total：	66.00

The left-hand total should be more than or equal to the right-hand total．If it is，you have an effective budget．
Budgets are not complex，but sticking to them can be tough．When planning your budget，be realistic about your expenses．If you know that you drop 18at a movie，don't write 12in that space simply because you wish you were spending less．
If you are eyeing a big purchase，such as a 150skateboard，spend less and save more until you have the total amount．No matter how attractive it may be，avoid spending your savings．One day，you will thank yourself!
13．The purpose of making a budget is to help peopleB．
A．learn to be realistic              
B．manage their money well
C．increase their savings            
D．test their power of self-control
14．What should people do when planning a budget？A
A．Fill in the expenses as they really are．
B．Avoid spending money on expensive things．
C．Set aside a fixed amount of money as savings．
D．List income and expenses on two pieces of paper．
15．Who is the passage written for？D
A．Bank manager     
B．Parents    
C．Breadwinners     
D．Children．

Answer 1

分析 本文是一篇生活类文章．文章主要介绍了在我们的生活中如何做预算的一些方法．

解答 BAD
13   B   考查主旨大意．根据文章第二段"Whether you are tracking your spending or saving for something special，creating a budget can help you deal with expenses and plan for the future．All you need are paper and a pencil and some self-control．"可知做预算的目的是帮助人们更好地理财，为将来做好计划，本题的答案是B．
14   A   考查事实细节．根据文章第五段"Budgets are not complex，but sticking to them can be tough．When planning your budget，be realistic about your expenses．If you know that you drop 18atamovie，don'twrite12 in that space simply because you wish you were spending less．"可知做预算时，人们应如实填写自己的开支，本题的答案是A．
15   D  考查事实细节．根据文章第一段"Most likely，you aren't the family breadwinner．But doing a small job or getting a weekly allowance would put some money in your pocket．"可知本文是写给儿童的，本题的答案是D．

点评 考察学生的细节理解和推理判断能力，做细节理解题时一定要找到文章中的原句，和题干进行比较，再做出正确的选择．在做推理判断题不要以个人的主观想象代替文章的事实，要根据文章事实进行合乎逻辑的推理判断．