Question

【题目】A 28－year－old accountant is debt free in less than four years.

Logan Marston _______ten loans that totaled $ 73,372.In May 2012，he _______a bachelor's degree and completed his master's degree in _______ a year later.He was surprised at the _______ amount of debt when it was time to pay off his student loans.He had an idea in his head it was going to be five _______，but he didn't know it was going to be that much.He accrued(积累) at least$ 6,000 in new interest from the time he started paying them off in December 2013 to when he _______finished in May 2017.It was the interest he was paying that_______him to minimize the total amount as quickly as possible.After landing a job as an accountant，he began _______ the debt.

“There wasn't any kind of _______，” Marston said.“I was just living as _______as possible—doing everything I could to save money like_______rent with roommates.I kept a very low_______reserve.I didn't have any emergency cash.Whatever I_______，I paid the loans with it without any _______spending.”

He took_______of a 0.25 percent interest rate reduction by signing up for an_______repayment plan.On average，he was able to pay from $1,000 to $1,500 a month_______toward his loans，in addition to the $796 standard payment that he was charged each month.

_______advice to other graduates expecting to _______themselves of debt，Marston said to deal with the loans with the highest interest rate first.“Don't think there's some secret.It's just_______and anyone can achieve what I achieved.”

【1】A. secured B. settled C. obtained D. provided

【2】A. received B. pursued C. searched D. showed

【3】A. educating B. accounting C. engineering D. advertising

【4】A. full B. equal C. high D. fixed

【5】A. figures B. points C. zeros D. loans

【6】A. constantly B. suddenly C. slowly D. finally

【7】A. expected B. persuaded C. motivated D. advised

【8】A. holding back B. ringing back C. looking back D. paying back

【9】A. promise B. secret C. trouble D. help

【10】A. simply B. happily C. carefully D. differently

【11】A. reducing B. requiring C. splitting D. collecting

【12】A. debt B. wealth C. interest D. cash

【13】A. earned B. saved C. borrowed D. undertook

【14】A. public B. household C. unpractical D. unnecessary

【15】A. advantage B. charge C. hold D. place

【16】A. official B. entire C. automatic D. early

【17】A. extra B. average C. total D. rest

【18】A. Apart from B. As for C. Because of D. Thanks to

【19】A. inform B. convince C. rid D. cure

【20】A. qualification B. competence C. determination D. discipline

Answer 1

【答案】

【1】B

【2】A

【3】B

【4】C

【5】A

【6】D

【7】C

【8】D

【9】B

【10】A

【11】C

【12】D

【13】B

【14】D

【15】A

【16】C

【17】A

【18】B

【19】C

【20】D

【解析】

本文是一篇记叙文。一个28岁的会计师在不到四年的时间里就没有债务了。文章叙述了还债的经过。

【1】考查动词。A. secured担保；B. settled解决，定居；C. obtained获得；D. provided提供。根据Logan Marston ___1___ten loans that totaled $ 73,372.In May 2012，he ___2___a bachelor's degree and completed his master's degree in ___3___ a year later.可知，Logan Marston完成了10笔贷款，总计73,372美元。2012年5月，他获得了学士学位，并在一年后完成了会计硕士学位。故选B。

【2】考查动词。A. received收到；B. pursued追击；C. searched 搜寻；D. showed展示。根据Logan Marston ___1___ten loans that totaled $ 73,372.In May 2012，he ___2___a bachelor's degree and completed his master's degree in ___3___ a year later.可知，Logan Marston完成了10笔贷款，总计73,372美元。2012年5月，他获得了学士学位，并在一年后完成了会计硕士学位。故选A。

【3】考查动词。A. educating教育；B. accounting解释，叙述；C. engineering设计；D. advertising为---做广告。根据Logan Marston ___1___ten loans that totaled $ 73,372.In May 2012，he ___2___a bachelor's degree and completed his master's degree in ___3___ a year later.可知，Logan Marston完成了10笔贷款，总计73,372美元。2012年5月，他获得了学士学位，并在一年后完成了会计硕士学位。故选B。

【4】考查形容词。A. full 满的；B. equal平等的；C. high高的；D. fixed固定的。根据He was surprised at the ___4___ amount of debt when it was time to pay off his student loans.可知，当他偿还学生贷款的时候，他对高额的债务感到惊讶。故选C。

【5】考查名词。A. figures数字，人物；B. points观点；C. zeros零点；D. loans负担。根据He had an idea in his head it was going to be five ___5___，but he didn't know it was going to be that much.可知，他脑子里有个想法，那就是五位数，但他不知道会有那么多。故选A。

【6】考查副词。A. constantly不断地；B. suddenly突然地；C. slowly慢慢地； D. finally最后。根据He accrued(积累) at least$ 6,000 in new interest from the time he started paying them off in December 2013 to when he ___6___finished in May 2017.可知，他从2013年12月开始支付这些钱，到2017年5月最终完成时，他的新兴趣至少增加了6000美元。故选D。

【7】考查动词。A. expected预测，期盼；B. persuaded规劝；C. motivated推动；D. advised建议。根据It was the interest he was paying that___7___him to minimize the total amount as quickly as possible.可知，正是他所支付的利息促使他尽可能快地将总金额降到最低。故选C。

【8】考查动词词组。A. holding back隐瞒，退缩；B. ringing back回电话；C. looking back回首；D. paying back偿还。根据After landing a job as an accountant，he began ___8___ the debt.可知，在找到一份会计工作后，他开始偿还债务。故选D。

【9】考查名词。A. promise许诺；B. secret秘密；C. trouble 麻烦；D. help帮助。根据“There wasn't any kind of ___9___，” Marston said.可知，“没有任何秘密，”Marston说。故选B。

【10】考查副词。A. simply只是，仅仅；B. happily高兴地；C. carefully细心地；D. differently不相同地。根据“I was just living as ___10___as possible—doing everything I could to save money like___11___rent with roommates.可知，“我只是尽可能地过着生活——尽我所能去省钱，喜欢和室友们一起租房。”故选A。

【11】考查动词。A. reducing减少；B. requiring需要；C. splitting裂开；D. collecting收集。根据“I was just living as ___10___as possible—doing everything I could to save money like___11___rent with roommates.可知，“我只是尽可能地过着生活——尽我所能去省钱，喜欢和室友们一起租房。”故选C。

【12】考查名词。A. debt债务；B. wealth财富；C. interest 兴趣；D. cash现金。根据I kept a very low___12___reserve.可知，我的现金储备很低。故选D。

【13】考查动词。A. earned挣得；B. saved挽救，节约；C. borrowed借入；D. undertook承担。根据Whatever I___13___，I paid the loans with it without any ___14___spending.可知，无论我存了什么钱，我都不用花任何不必要的钱就用它来偿还贷款。故选B。

【14】考查形容词。A. public公众的；B. household家庭的；C. unpractical不实用的；D. unnecessary不必要的。根据Whatever I___13___，I paid the loans with it without any ___14___spending.可知，无论我存了什么钱，我都不用花任何不必要的钱就用它来偿还贷款。故选D。

【15】考查固定搭配。A. take advantage ofB. take charge of负责；C. take hold of 握住；D. take place发生。根据He took___15___of a 0.25 percent interest rate reduction by signing up for an___16___repayment plan.可知，他通过签署一项自动还款计划，利用了0.25%的利率下降。故选A。

【16】考查形容词。A. official官方的；B. entire全部的；C. automatic自动的； D. early早的。根据He took___15___of a 0.25 percent interest rate reduction by signing up for an___16___repayment plan.可知，他通过签署一项自动还款计划，利用了0.25%的利率下降。故选C。

【17】考查形容词。A. extra额外的；B. average平均的；C. total全部的；D. rest休息。根据On average，he was able to pay from $1,000 to $1,500 a month___17___toward his loans，in addition to the $796 standard payment that he was charged each month.可知，平均而言，除了每月支付的796美元的标准费用外，他还能从每月1000美元到1500美元的贷款中支付额外的费用。故选A。

【18】考查词组。A. Apart from除---之外；B. As for至于；C. Because of因为； D. Thanks to多亏了。根据___18___advice to other graduates expecting to ___19___themselves of debt，Marston said to deal with the loans with the highest interest rate first.可知，至于对其他希望摆脱债务的毕业生的建议，Marston说，首先要用最高的利率来处理这些贷款。故选B。

【19】考查动词。A. inform 告知；B. convince使确信；C. rid使摆脱；D. cure治愈。根据___18___advice to other graduates expecting to ___19___themselves of debt，Marston said to deal with the loans with the highest interest rate first.可知，至于对其他希望摆脱债务的毕业生的建议，Marston说，首先要用最高的利率来处理这些贷款。故选C。

【20】考查名词。A. qualification资格；B. competence胜任；C. determination决心；D. discipline纪律。根据It's just___20___and anyone can achieve what I achieved.可知，这是一种训练，任何人都可以实现我所取得的成就。故选D。