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    阅读理解：

    　　Buying insurance is a way in which people can protect themselves against large losses．Protection against fire is one kind of insurance．Large numbers of people pay small sums of money to an insurance company．Although thousands of people have paid for fire insurance, only a few will lose their homes by fire．The insurance company will pay for these homes out of the small sums of money it had collected．

    　　The first modem fire insurance company was formed in London in the 1740s．A great fire had just destroyed most of the city and people wanted protection against further losses．The first company grew rapidly．Some other companies were founded in other areas．

    　　Benjamin Franklin helped form the first fire insurance company in America in 1752, and then a new kind of insurance for farmers was suggested．The new insurance would provide protection against the loss of crops from storms．

    　　Later on another new insurance company was started in America．This company, which offered life insurance, collected small sums of money regularly from many different men．If a man died, his family was given a large sum of money．

    　　Over the years, insurance companies have offered new kinds of insurance protection．The new kinds of insurance cover from such accidents as car and plane crashes．Today, most people have some kind of insurance．

    (1)

    The first fire insurance company was founded ________．

    [　　]

    A．

    in England

    B．

    in 1740

    C．

    in America

    D．

    in 1752

    (2)

    We can leam from the passage that ________．

    [　　]

    A．

    the first modem fire insurance company was founded before a great fire in London

    B．

    in America, farmers have protection against the loss of crops from storms if they buy insurance

    C．

    fire insurance will prevent people s homes from burning

    D．

    life insurance was started in London, England

    (3)

    Insurance means protection against ________．

    [　　]

    A．

    the loss of car and plane crashes

    B．

    the loss of fire

    C．

    the loss of life

    D．

    losses of many kinds of accidents

    (4)

    The best tide for this passage is ________．

    [　　]

    A．

    Protection for Everyone

    B．

    The First Fire Insurance Company

    C．

    The Founder of the Insurance Company

    D．

    Life Insurance

    答案：1．A;2．B;3．D;4．A;
    解析：

    (1)

    该题考查细节，从第二段第一句话可知。

    (2)

    该题考查是否准确掌握短文中所提供信息。A项中的before若为after则正确，C、D两项不符合文章内容。从第三段中The new insurance would provide protection against the loss of crops from storms中可知B项符合其内容。

    (4)

    该题考查主旨大意。文章中从头到尾都在讲述各种保险对人民生命财产的损失起到的保护作用，故A项为最佳答案。


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