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    How to make a Budget

    Most  likely ,you aren’t the family breadwinner,But doing a small job or getting a weekly allowance would put some money in your pocket .For

    Kids and grown -ups alike money is easy to spend.If you aren’t careful. It can be  gone in no time being responssble with your money is an important skill to leam-and the sooner you start the better.Whether you spending of saving for something special ,creating a budget can help you deal with expenses and plan for the future.All you need are paper and a pencil-and some self-control.

    First,take a look at our sample monthly budget.Then,use a separate sheet of paper to plan your own.In the first two columns(栏)，list your sources(来源) of income and how much you expect to earn from them.In the third and fourth columns.list what you expect to spend your money on and the amount.

    The left-hand total should be more than or equal to the right-hand total.If it is,you have an effective budget.

    Bugdets are not complex,but sticking to them can be tough.When planning your budget,be realiste about your expenses. If you know that you drop 18 at a movie,don’t write 12 in that space simply because you wish you were spendingless.

     If  you are eyeing a big purchase,such as a 150 skateboard,spend less and save more until you have the total amount.No matter how attractive it may be,avoid spending your saving.One day,you will thank yourself!

    1.who is the passage writeen for?

    A.   Children  B.Parents C.Breadwinners  D.Bank manager

    2.The purpose od makong a budget is to help people     .

    A.   learn to be realistic      B.increase

    C.manage their miney well   D.  test their power od self -control

    3.what should people do when planning a budget?

    A.   Fill in the ecpenses as  they really are.

    B.   Avoid spending miney on wxpensive thing s.

    C.   Set inside a fixed amouat of miney as saving s.

    D.   List  income and ecpenses on two pieces of paper

    4.Which of the follows budget is effective?

    1.A  2.C  3.A   4.D

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