Ask savvy investors(投资者) how they learned their first lessons about money, and they'll probably tell you lessons their parents taught them.
The money values we learn as children stay with us the rest of our lives. If you are a parent, 71 . Here's what you can do:
Help your child begin to save. Open savings accounts for your children, and teach them how the bank adds interest to their savings that makes their money grow.
______72______You may even want to set up a matching program, contributing fifty cents for each dollar your child saves.
Teach your child about stocks(股票). A child in elementary school can start learning about how businesses work. 73 .Then use Morningstar Mutual Fund Guide(available at your library)to find a quality mutual fund that holds some of these companies, or a mutual fund that caters to children such as the Stein Roe Young Investor Fund. Many funds accept regular monthly investments as low as $50 a month, 74 .
Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who are working in summers or after school to begin saving for their future. Imagine how much money you'd have today if you had saved $3,000 a year since you were a teenager!
Let your kids handle their own money. We all learn by doing, 75 They may make mistakes, but they will be small mistakes that may help them avoid larger mistakes as adults.
A.you should provide enough money for children so that they can save some
B.teaching your children the value of saving and investing will benefit them the rest of their lives.
C. Once your child understands the basics, ask him or her to think about some of the businesses that might be good stock investments.
D. so letting your kids manage a segment of their budget(预算)will let them earn valuable financial lessons.
E. you should teach your children about investment when he/she is in primary school
F. Encourage your children to save a little from every bit of money they receive, such as allowances, birthday gifts, etc.
G.so these funds can be a good way to teach children about the stock market while saving for their college education.
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