Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to avoid costly paper handling or teller(出纳员)interactions in an increasingly competitive banking environment.
Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking. Online banks are sometimes referred to as “brick-to-click” banks, both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking, as well as from “virtual” banks that have no physical branches or tellers whatsoever.
The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it. Most of the large banks can now offer fully safe , fully functional online banking for free or for a small cost. As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common as automated teller machines (ATM).
Online banking has a lot of advantages. Unlike your corner bank, online banking sites never close; they’re at hand 24 hours a day, seven days a week and they’re a mouse click away. If you’re out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business. Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds. Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.
1. Online banking is considered as a powerful tool for the following reasons except that .
A. It attracts new customers
B. It increases paper handling and teller interaction
C. It saves workforce and money
D. It is more convenient
2. What is the challenge for the online banking industry according to the text?
A. To make online banking attractive.
B. To open new services all over the world.
C. To offer online banking for free.
D. To take care of business 24 hours a day.
3.From the text we can conclude that _______.
A. “brick-to-click” banks are in fact another kind of physical banks
B. the function of a “brick-to-click” bank is as common as that of an ATM
C. a “brick-to-mortar” bank is no better than a virtual one
D. customers can deal with their banking by a mouse click
4.What would be the best title for this text?
A. Banking of Various Forms.
B. Improvement of Banking Industry.
C. Development of Online Banking.
D. Functions of the “Brick-to-Click” Bank.
科目:高中英语 来源:2017届安徽师范大学附中高三上期中考查英语试卷(解析版) 题型:阅读理解
They wear the latest fashions with the most up-to-date accessories(配饰). Yet these are not girls in their teens or twenties but women in their sixties and seventies.A generation which would once only wear old-fashioned clothes is now favouring the same high street looks worn by those half their age.
Professor Julia Twigg, a social policy expert, said, “Women over 75 are now shopping for clothes more frequently than they did when they were young in the 1960s.In the 1960s buying a coat for a woman was a serious matter.It was an expensive item that they would purchase only every three or four years — now you can pick one up at the supermarket whenever you wish to.Fashion is a lot cheaper and people get tired of things more quickly.”
Professor Twigg analysed family expenditure(支出) data and found that while the percentage of spending on clothes and shoes by women had stayed around the same — at 5 or 6 percent of spending — the amount of clothes bought had risen sharply.
The professor said, “Clothes are now 70 percent cheaper than they were in the 1960s because of the huge expansion of production in the Far East.In the 1960s Leeds was the heart of the British fashion industry and that was where most of the clothes came from, but now almost all of our clothes are sourced elsewhere.Everyone is buying more clothes but in general we are not spending more money on them.”
Fashion designer Angela Barnard, who runs her own fashion business in London, said older women were much more affected by the celebrity(名流) style than in previous years.
She said, “When people see stars such as Judi Dench and Helen Mirren looking attractive and fashionable in their sixties, they want to follow them.Older women are much more aware of celebrities. There’s also the boom in TV programmes showing people how they can change their look, and many of my older customers do yoga to stay in shape well in their fifties.When I started my business a few years ago, my older customers tended to be very rich, but now they are what I would call ordinary women.My own mother is 61 and she wears the latest fashions in a way she would never have done ten years ago.”
1.Professor Twigg found that, compared with the 1960s, _________.
A.the spending on clothes has increased by 5% or 6%
B.the price of clothes has generally fallen by 70%
C.people spend 30% less than they did on clothes
D.the amount of clothes bought has risen by 5% or 6%
2.What can we learn about old women in terms of fashion?
A.They are often ignored by fashion designers.
B.They are now more easily influenced by stars.
C.They are regarded as pioneers in the latest fashion.
D.They are more interested in clothes because of their old age.
3.It can be concluded that old women tend to wear the latest fashions today mainly because ________.
A.clothes are much cheaper than before
B.TV shows teach them how to change their look
C.they are in much better shape now
D.they get tired of things more quickly
4.Which is the best possible title of the passage?
A.Unexpected Changes in Fashion
B.The More Fashionable, the Less Expensive
C.Age Is No Barrier for Fashion Fans
D.Boom of the British Fashion Industry
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科目:高中英语 来源:2016-2017学年内蒙古高一上期中考试英语卷(解析版) 题型:单项填空
There were two buildings, _______ stands nearly a hundred feet high.
A. the large
B. the larger of which
C. the larger on that
D.the larger of them
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科目:高中英语 来源:2016-2017学年黑龙江大庆实验中学高二上期中考试英语卷(解析版) 题型:单项填空
He was about to cross the street ______ he heard his name ______.
A. when; called B. if; calling
C. and; calling D. till; called
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科目:高中英语 来源:2016-2017学年黑龙江大庆实验中学高二上期中考试英语卷(解析版) 题型:单项填空
While working in the country, the students ______ a lot of knowledge about plant.
A. looked up B. picked up C. put up D. called up
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科目:高中英语 来源:2016-2017学年黑龙江双鸭山一中高二上期中考试英语卷(解析版) 题型:语法填空
写出下列单词的适当形式
1.I play the piano for ______________.(放松)
2.He ___________ (惊恐) and ran as fast as he could to safety.
3.Mike___________ (与……相似) his mother in appearance while his personality follows his father’s.
4.She devoted herself entirely to her research and it earned her a good _____________ (名誉) in her field.
5.Everyone should keep discipline and you are no_____________(例外).
6.Some parents are too protective. They want to___________ (庇护) their kids from every kind of danger, real or imagined.
7.Now, even cars can _________________ (购买) on the Internet with just a few clicks of a mouse.
8.I’d prefer to ____________ (保留) my judgment until I find all the evidence.
9.The Great Wall is listed as one of the _____________(奇迹) of the world.
10.The audience was impressed by his amazing _______________(表演).
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科目:高中英语 来源:2016-2017学年黑龙江双鸭山一中高二上期中考试英语卷(解析版) 题型:阅读理解
We are surrounded by mixed messages about mistakes: we're told we earn by making them,
but we work hard to avoid them. So the result is that most of us know that we are going to make
mistakes, but deep down, we feel we shouldn't.
Experiments with schoolchildren who did well on a given test show that those who were
praised for being smart and then offered a more challenging or less challenging task afterward
usually chose the easier one. On the other hand, children praised for trying hard-rather than
being smart-far more often selected the more difficult task.
If we try hard to avoid mistakes, we aren't open to getting the information we need in
order to do better. In a writing study, experiments showed that those who are so scared to
make mistakes perform worse in writing tasks than those who aren't as worried about being
perfect. They fear receiving any kind of negative feedback, so they don't learn where they went
wrong and how to get better.
We don't just learn more when we're open to mistakes, we learn deeper. Research tells us
that if we're only concerned about getting the right answer, we don't always learn the
underlying concepts that help us truly understand whatever we're trying to figure out. Mistakes
need to be seen not as a failure to learn, but as a guide to what still needs to be learned. As
Thomas Edison said, “I am not discouraged, because every abandoned wrong attempt is
another step forward. "
Furthermore, we often make mistakes because we try new things-we wander away from
accepted paths. Teflon, penicillin-these are examples of great discoveries made by mistake.
Take a page from Albert Einstein, who said, "Anyone who has never made a mistake has never
tried anything new. "
1.What will happen to students praised for being smart in face of choosing tasks compared to students praised for working hard?
A. He will choose a less challenging task.
B. He will hide his mistakes from his teachers.
C. He will work harder to avoid mistakes.
D. He will ask his teachers for advice.
2.Which of the following statements is NOT acceptable according to the passage?
A. The more mistakes we make, the more we learn.
B. Mistakes can be used as a positive factor for success.
C. Being open to mistakes help you understand the truth.
D. A step forward may come from mistakes you've made.
3.What does the last paragraph want to tell us?
A. One must follow a correct path to avoid mistakes.
B. To become an Einstein, you should make mistakes.
C. You can't make mistakes unless you try new things.
D. Making mistakes is not a disadvantage in a way.
4. What's the main idea of the passage?
A. We can never avoid making mistakes when we work.
B. Success can't be achieved without making mistakes.
C. Mistakes should be treated with a correct attitude.
D. Try every means to avoid mistakes in our daily life.
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科目:高中英语 来源:2017届黑龙江大庆实验中学高三上期中考试英语试卷(解析版) 题型:阅读理解
Campers Gene and Marie Marsden took pride in being good citizens when in the wild. While driving miles to the Green River Lakes area, they taught their children what they had learned in the bear safety handbook put out by the Bridger-Teton Forest Service.
Mr. and Mrs. Marsden did their best to keep a tidy camp. As the handbook had said to hang all food at least ten feet off the ground and four feet out from the trees, they did that and locked their food in their trailer(拖车) at night. It was already dark when they went to bed, but they perused the campsite with flashlights, making sure nothing was left out. Following the bear book’s advice, they slept a hundred yards from where they cooked their food, and kept the car near their tents, separated from the trailer, which they left up at the other camp.
The Marsdens liked having their dog Spike on guard. But on the first night, Spike would not stop barking. When Marie Marsden pulled the tent open and shone her flashlight, she saw a young bear.
They all piled into the car and drove quickly down the path, calling out of the window to Spike and abandoning the trailer. They drove to a pay phone and called a Fish and Game Department guard, who identified the bear by the white ring of the fur the Marsdens had seen around his neck. The authorities informed the Marsdens that the bear was a young male that they’d been keeping an eye on.
The next morning, the Marsdens heard helicopters circling over the mountain and wondered if it might have something to do with the bear.
After spending the night in the public campground, they drove back to their site. Wandering the area in search of clues, Marie came to a stop below a tall tree. She slapped her head and shouted, “Oh no!”
“What is it?” Gene asked.
Marie pointed at the ground where Spike’s dog food bowl lay upside down.
A week after their return home, the Marsdens read the headline in their local paper. “Bear Killed in Wind Rivers.” According to the article, the Fish and Game Department had shot the young bear because, having been rewarded for invading(侵入) a human campsite, it would likely to do so again.
The Marsdens knew they had been lucky in the encounter, yet much to their shame and sadness, they also knew that the bear had not.
1.What do we know about the Marsdens?
A. They went to the wild to watch the bear.
B. They did what the bear safety handbook had said.
C. They were the first people to trap the bear.
D. They abandoned their dog on seeing the bear.
2.The underlined work “perused” in Paragraph 2 means __________.
A. examinedB. decoratedC. foundD. clean
3.Who is mostly to blame for the bear’s death according to the writer?
A. The bear.
B. The Bridger-Teton Forest Service.
C. The Fish and Game Department.
D. The Marsdens.
4.Where does this text most probably come from?
A. A study on habits of bears in the Western mountains.
B. A scientific report on human-bear relationships.
C. A human interest article in a camping magazine.
D. A handbook on bear’s living habits.
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科目:高中英语 来源:2017届北京朝阳区高三上期中考试英语试卷(解析版) 题型:单项填空
He found it difficult to read, ________ he had a problem with his eyesight.
A. butB. forC. orD. so
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