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-Believe me, all your efforts will _________ some day.

-Thanks for your encouragement.

[  ]
A.

pay back

B.

pay down

C.

pay off

D.

pay for

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Diana Jacobs thought her family had a workable plan to pay for college for her 21-year-old twin sons: a combination of savings, income, scholarships, and a modest amount of borrowing. Then her husband lost his job, and the plan fell apart.

  “I have two kids in college, and I want to say ‘come home,’ but at the same time I want to provide them with a good education,” says Jacobs.

The Jacobs family did work out a solution: They asked and received more aid form the schools, and each son increased his borrowing to the maximum amount through the federal loan (贷款) program. They will each graduate with $20,000 of debt, but at least they will be able to finish school.

    With unemployment rising, financial aid administrators expect to hear more families like the Jacobs. More students are applying for aid, and more families expect to need student loans. College administrators are concerned that they will not have enough aid money to go around.

    At the same time, tuition(学费)continues to rise. A report from the National Center for Public Policy and Higher Education found that college tuition and fees increased 439% from 1982 to 2007, while average family income rose just 147%. Student borrowing has more than doubled in the last decade,

    “If we go on this way for another 25years, we won’t have an affordable system of higher education,” says Patrick M. Callan, president of the center. “The middle class families have been financing it through debt. They will send kids to college whatever it takes, even if that means a huge amount of debt.”

    Financial aid administrators have been having a hard time as many companies decide that student loans are not profitable enough and have stopped making them. The good news, however, is that federal loans account for about three quarters of student borrowing, and the government says that money will flow uninterrupted.

1.

 According to Paragraph 1, why did the plan of Jacobs family fail?

A. The twins wasted too much money.

B. The father was out of work.

C. Their saving ran out.

D. The family fell apart.

2.

How did the Jacobs manage to solve their problem?

A. They asked their kids to come home.

B. They borrowed $20,000 from the school.

C. They encouraged their twin sons to do part-time jobs.

D. They got help from the school and the federal government.

3.

Financial aid administrators believe that _______.

A. more families will face the same problem as the Jacobses

B. the government will receive more letters of complaint

C. college tuition fees will double soon

D. America’s unemployment will fall

4.

What can we learn about the middle class families from the text?

A. They blamed the government for the tuition increase.

B. Their income remained steady in the last decade.

C. They will try their best to send kids to college.

D. Their debts will be paid off within 25 years.

5.

According to the last paragraph, the government will       .

A. provide most students will scholarships

B. dismiss some financial aid administrators

C. stop the companies from making student loans

D. go on providing financial support for college students

 

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完形填空 (20小题;每小题1分,满分20)

请认真阅读下面短文,从短文后各题所给的A、B、C、D四个选项中,选出最佳选项,并在答题卡上将该项涂黑。

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1.A. away           B. off          C. up               D. down

2.A. them           B. myself       C. yourself             D. others 

3.A. said           B. spoken           C. spread           D. repeated 

4.A. as long as     B. as far back as  C. as well as  D. as much as 

5.A. basis              B. plot             C. cause        D. meaning 

6.A. lead           B. improve          C. affect           D. change 

7.A. encouraged         B. demanded         C. hoped            D. agreed 

8.A. means          B. tools        C. goods            D. hammers 

9.A. therefore          B. somehow      C. instead              D. however 

10.A. settled       B. turned       C. took             D. got 

11.A. passive       B. active       C. negative         D. subjective 

12.A. experiences  B. trips            C. roads            D. paths 

13.A. unexpected    B. poor         C. excellent            D. average 

14.A. When          B. What             C. How              D. Why 

15.A. complex       B. advanced         C. common           D. primary 

16.A. arise             B. separate         C. suffer           D. come 

17.A. believe       B. suspect          C. adopt            D. receive 

18.A. weakening         B. strengthening    C. abandoning  D. accepting 

19.A. As a result  B. At the same time  C. In addition      D. On the contrary 

20.A. anything B. something        C. nothing              D. all

 

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1.

A.speaking

B.standing

C.looking

D.shouting

 

2.

A.meat

B.vegetables

C.pans

D.firewood

 

3.

A.believe

B.accept

C.help

D.refuse

 

4.

A.direct

B.some

C.our

D.any

 

5.

A.may not

B.needn’t

C.can’t

D.daren’t

 

6.

A.any money

B.a choice

C.food

D.a turkey

 

7.

A.permitted

B.promised

C.asked

D.said

 

8.

A.when

B.so that

C.even if

D.as if

 

9.

A.driving

B.playing

C.offering

D.shopping

 

10.

A.people

B.children

C.families

D.days

 

11.

A.nearest

B.farthest

C.largest

D.poorest

 

12.

A.house

B.door

C.window

D.gate

 

13.

A.concluded

B.included

C.wrote

D.took

 

14.

A.like

B.with

C.as

D.to

 

15.

A.in return

B.later

C.in future

D.for

 

16.

A.others

B.yourself

C.your family

D.the presents

 

17.

A.warmth

B.thanks

C.money

D.encouragement

 

18.

A.Unfortunately

B.Obviously

C.Normally

D.Gradually

 

19.

A.stuck

B.excited

C.free

D.delighted

 

20.

A.exciting

B.astonishing

C.encouraging

D.Outstanding

 

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1. A. During      B. Through        C. Until            D. Under   

2.A. struggled      B. started      C. forgot       D. turned

3.A. how            B. that         C. why          D. what

4.A. experience     B. advantage        C. disability       D. habit

5.A. work           B. college      C. hospital     D. home

6. A. believe       B. prove            C. feel             D. imagine

7.A. Because        B. After            C. When     D. Before

8. A. want          B. manage       C. decide       D. refuse

9.A. plans          B. decisions        C. choices      D. purposes

10. A. honorable    B. imaginable   C. comfortable  D. suitable

11. A. expected     B. left         C. visited      D. dreamed

12.A. work          B. fit          C. match       D. satisfy

13. A. asked             B. invited          C. accepted       D. attracted

14.A. telling           B. warning     C. advising       D. reminding

15. A. worried      B. surprised   C. frightened  D. excited

16. A. stopped      B. lasted      C. saw         D. held

17.A. old           B. famous       C. familiar        D. new

18.A. cared for     B. looked for  C. headed for D. asked for

19.A. day and night      B. over and over C. more or less   D. less than

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