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    IMAGINE if, to collect your salary each month, you had to walk to the nearest town, perhaps tens of miles away, to gather in a school or a football court or a church. There, you and your colleagues wait for a man to arrive from the capital, perhaps a thousand miles away, with a suitcase of cash.

    Few countries are as corrupt as Congo(刚果). Mobutu Sese Seko, a former strongman, used state funds to charter a Concorde to take him on shopping trips to Paris. By the time of his overthrow in 1997, graft was endemic. Government employees were not paid but rather expected to use their positions to make a living. Among the most prized government jobs was that of accountant: the people responsible for transporting bags of cash to the provinces to hand out to employees.

    In 2012, however, the Congolese government started helping civil servants to open bank accounts. Around three-quarters of them—some 670,000 people—now have one. In the process, the government has weeded out tens of thousands of ghost employees, since the embezzlers who invented them could not open accounts in their names without a matching ID.

    Yet in a vast country with fewer roads than Luxembourg, hardly anyone lives anywhere near a bank branch. So Congolese banks must now do the work the government accountants used to: shipping money to the remote area. Cash has to be transported to branches in regional capitals, and thence to account-holders on the backs of motorbikes, in canoes or by foot. Bank staff with suitcases of cash make easy targets, just as they did in the west of America in the 19th century. Though they usually travel with armed policemen, there have been at least ten armed robberies of bank employees since January.

    At the moment banks are little more than money-transfer companies, and not very sophisticated ones at that. The transfers tend to go only one way—out of Kinshasa—so cannot be netted against each other; instead cash almost always has to be moved physically. Therefore, most Congolese bankers hope that the new system will promote the growth of a proper banking system.

    1.The underlined word “charter” (Paragraph 2) can be replaced by “_______________”.

    A. drive B. rent C. write D. push

    2.How did government employees use to earn a living?

    A. By getting enough salaries

    B. By talking to employees

    C. By transporting bags of cash

    D. By benefiting from their positions

    3.What is not one of the challenges that bank staff have to face while transferring each?

    A. The transfers are netted against one another

    B. The cash may be robbed away

    C. Most cash has to be moved physically

    D. They sometimes have to walk to transfer cash

    4.Which of the following can be the best title of the article?

    A. Unavoidable robberies B. Frequent corruption

    C. Cash on the way D. Best banking system

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