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Do you know insurance? Buying insurance is a 1by which people can protect themselves 2 large losses. Protection against fire is one kind of insurance. Large number of people pay 3sums of money to an insurance company. Although thousands of people have paid for fire insurance, only4will lose their homes by fire. The insurance company will pay for these homes out or the sums of money it has 5.
The first modern fire insurance company was 6in London, England, in 1666. A great fire had just 7 most of the city, and people wanted protection against 8losses. The first company 9 rapidly. Soon other companies were founded in other areas.
Benjamin Franklin helped form the first fire insurance company in America in 1752. He also 10 a new kind of insurance for 11. The new insurance would offer protection against the loss of crops12 storms.
In 1795, Benjamin Franklin helped start13 new insurance company in America. This company, 14 offered life insurance, collected some money 15 from many different men. 16a man died, his family was given a large sum of money. Today, this company is 17 in business.
Over the years, people have 18 from many new kinds of insurance when they have suffered from 19accidents as car and plane crashes.20, almost everyone has some kind of insurance.
(1)A.way B.firm C.consideration D.means
(2)A.from B.against C.with D.beyond
(3)A.small B.huge C.much D.little
(4)A.many B.little C.few D.a few
(5)A.stole B.collected C.lent D.brought
(6)A.built B.found C.formed D.organized
(7)A.destroyed B.hurt C.harmed D.wounded
(8)A.farther B.further C.wider D.longer
(9)A.risen B.raised C.grew D.turned
(10)A.suggested B.determined C.asked D.demanded
(11)A.farmers B.workers C.waiters D.doctors
(12)A.with B.by C.from D.for
(13)A.other B.certain C.another D.some
(14)A.where B.which C.whom D.that
(15)A.commonly B.usually C.regularly D.ordinarily
(16)A.If B.Although C.Unless D.Because
(17)A.always B.still C.hardly D.seldom
(18)A.paid B.offered C.bought D.benefited
(19)A.many B.so C.such D.that
(20)A.Today B.Generally C.Lately D.Tomorrow

【答案】(1)、D
(2)、A
(3)、A
(4)、D
(5)、B
(6)、C
(7)、A
(8)、B
(9)、C
(10)、A
(11)、A
(12)、B
(13)、C
(14)、B
(15)、C
(16)、A
(17)、B
(18)、D
(19)、C
(20)、A

【解析】本文是一篇说明文,介绍了保险行业的历史。
(1)考查名词。句意:买保险是一个人防止巨大损失的方法。A、way”方法“;B、firm”公司“;C、consideration”考虑“;D、means”方式“。根据句意可知选D。
(2)考查介词。A、from”从“;B、against”反对“;C、with”和,具有“;D、beyond”超出“。protect sb. from doing sth.固定搭配”保护某人免遭…...“,根据句意,可知选A。
(3)考查形容词。 A、small”小的“;B、huge”巨大的“;C、much”许多“;D、little”小的,少的“。根据句意是只需要金额的一小部分,故选 A。
(4)考查形容词。句意:只有一小部分通过火灾失去房子。A、many”许多“;B、little”小的,少的“;C、few”几个“,表否定;D、a few”几个“,表肯定”。故选 D。
(5)考查动词。根据句意可知,用收集到的资金用作赔款。A、stole“偷”;B、collected“收集”;C、lent“借出”;D、brought“带来”;故选 B。
(6)考查动词。A、built“建立”;B、found“发现”;C、formed“形成”;D、organized“组织”。根据题意是建立了一所公司,故选 C。
(7)考查动词。A、destroyed“毁坏,毁灭”;B、hurt“伤害”;C、harmed“危害”;D、wounded“受伤”。火灾毁坏了一座城市,故选 A。(8)考查形容词比较级。A、farther“更远的”;B、further“更深的,进一步的”;C、wider“更宽的”;D、longer“更长的”。人们想预防以后的意外,故选 B。
(9)考查动词。A、risen“上升”;B、raised“举起”;C、grew“成长”;D、turned“转”。公司成长的很快,故选 C。
(10)考查动词。A、suggested“建议”;B、determined“决心”;C、asked“问”;D、demanded“要求”。根据下文内容可知,是一个建议,故选 A。
(11)考查名词。A、farmers“农民”;B、workers“工人”;C、waiters“服务员”;D、doctors“医生”。根据上下文可知是为农民推出了新的保险,故选 A。
(12)考查介词。A、with“用,和”;B、by“被”;C、from“从”;D、for“为了”。此处指被洪灾毁坏的水稻,故选 B。
(13)考查形容词。A、other“其他的”;B、certain“某个的,某种的”;C、another“另一个”;D、some“某个,一些”。此处指又建立了另一个保险公司,故选 C。
(14)考查代词。此句是一个定语从句,company是先行词,指物,在后面的定语从句中做主语,用 which 指代 company,故选 B。
(15)考查副词。A、commonly“普通地,常见地”;B、usually“通常”;C、regularly“定期地,有规律地”;D、ordinarily“普通地”。此处是常规性的筹集资金,故选 C。
(16)考查连词。A、If“如果”;B、Although“尽管”;C、Unless“如果......不.....”;D、Because“因为”。这里是提出假设,如果他死了,故选 A。
(17)考查副词。A、always“总是”;B、still“一直”;C、hardly“几乎不”;D、seldom“很少不”。根据内容可知,那些公司仍然存在,故选 B。
(18)考查动词。A、paid“付钱”;B、offered“提供”;C、bought“买”;D、benefited“使受益”。根据内容可知,人们从他们买的保险中受益,故选 D。
(19)考查代词。A、many“许多”;B、so“如此的”;C、such“这样的”D、that“如此的”。像汽车和飞机失事这样的事故,such as固定短语“例如”。根据句意可知选C。
(20)考查副词。A、Today“今天”;B、Generally“总的”;C、Lately“最近的”;D、Tomorrow“明天”。最后提到今天的状况。根据句意可知选A。

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