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    3．Today，home-ownership has reached extremely high levels．Modern generations tend to believe there is something wrong with them if they rent．However，is high home-ownership really as people imagine？Staring at data first，we realize that the most successful，stable，attractive country in the Western world is Switzerland．It has tiny unemployment； wealth； high happiness and mental-health scores．Does it have high home-ownership rates？Absolutely not．In Switzerland，about seven in ten of the population are renters．Yet，with Europe's lowest home-ownership rate，the nation thrives．Now go to the other end of the misery distribution．Spain has approximately the highest home-ownership rate in Europe （at more than 80%）．But one-quarter of its population are unemployed．
    A likely reason is that high levels of home-ownership mess up the labour market．In a sensibly functioning economy it is easy for people to move around to drop into the vibrant job slots thrown up by technological change．With a high degree of owner-occupation，everything slows．Folk get stuck．Renters can go to new jobs．In that way they do the economy a favours．As Friedman said，the rate of unemployment depends on the flexibility of the housing market．
    Next we come to economic breakdown．Most analysts accept that at heart it was the housing market-obsessive pursuit of homes，the engendered mortgage（房贷） lending and an unavoidable house-price crash-that sank the Western world．Germany，say，with its more efficient rental market，had a far smoother ride through trouble．
    As for the monetary system，in the past few decades，in the hope of getting untaxed capital gains way above their true labour earnings，many people threw their spare cash into buying larger houses or building extra bedrooms．TV programmes about how to make easy money，beautiful rising house prices，and most importantly，our faulty tax system encouraged that．When at some point market broke down，everyone suffered．Our countries ought，instead，to design tax systems that encourage people to invest in productive real activities and in innovation．Renting leaves money free for better purposes．
    That also points to the role of sensible budgeting over a person's lifetime．Why should we think that when we die it is necessary to have paid off an entire house？Our children do not deserve it．Let them pay for themselves．We should rent-and enjoy our lives with the money saved．
    Finally，moderation usually pays off．Our scientific understanding of how economies function is horribly limited．This suggests that the golden rule should be to avoid extremes．A50-50mix of home-ownership and renting，not the 70-30split that is now observed in so many Western nations，makes sense．

    74．The cases of Switzerland and Spain prove thatD
    A．low home-ownership rate at about 30% is most favourable for economy
    B．home-ownership mainly decides a country's citizens'mental health
    C．home-ownership has a lot to do with a country's technological development
    D．low home-ownership increases the mobility of job market and economy
    75．The main reason to make people invest in housing market isA
    A．the problematic taxing approach favouring house buying
    B．people's desire to avoid their money from devaluing
    C．easy channels to obtain methods to make easy money
    D．people's wishes to live in large and more comfortable houses
    76．Which of the following statements is TRUE according to the passageB？
    A．Switzerland suffers the worse unemployment in Europe
    B．Renting allows more money into more creative economic activites
    C．Germany's effective mortgage system saw it through the western economic crisis
    D．Our children have the right to enjoy the housing property we have paid off
    77．What opinion does the author agree with mostC？
    A．People should learn the workings of housing market
    B．Laws should be set up to stop people from buying houses
    C．An adequate rate of home-ownership should be kept
    D．People should follow the good example of Europe in housing investment．

    分析 文章讲述了自置住房和租房对一国经济的影响，建议把自置住房和租房比例都控制在一定的比例范围内．

    解答 74-77  DABC
    74题答案是D．归纳总结题．文章第一段瑞士的例子说明低自置住房率有利于经济发展，高就业率；而西班牙高自置住房率，失业率却很高．故选D．
    75题答案是A．细节理解题．根据our faulty tax system encouraged that．可知是不合理的税收制度导致人们去投资房地产行业．故选A．
    76题答案是B．细节理解题．根据Renting leaves money free for better purposes．可知租房能让人们空出更多的钱去投资其他项目．故选B．
    77题答案是C．细节理解题．根据This suggests that the golden rule should be to avoid extremes．A50-50mix of home-ownership and renting，not the 70-30split that is now observed in so many Western nations，makes sense可知一定比例的自置住房和租房应该被推广．故选C．

    点评 本文是政治经济类类阅读理解．做这类题材阅读理解时要求考生对文章通读一遍，做题时结合原文和题目有针对性的找出相关语句进行仔细分析，结合选项选出正确答案．推理判断题也是要在抓住关键句子的基础上合理的分析才能得出正确答案，切忌胡乱猜测，一定要做到有理有据．

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    12．I met Ryan，a young man with cerebral palsy （脑瘫），in my biology class．My simple"Hello!"and his cheerful reply were the （36）Bto our friendship from the first day of school．There was a time when Ryan was not able to come to school．He was in a great deal of   （37）C  after having a surgery on his legs，but he   （38）A    his sufferings from everyone．
    In our junior year，we found that we didn't  （39）D a single class．This was not a problem，though．We just talked a little more in the hallway  （40）C passing periods．That year seemed to fly by．One day，Ryan asked me to hold the torch （火炬） runner's flag that would （41）A  the spot where Ryan would  （42）B   his Olympic torch run．He gently explained that he would be honored  （43）C   I would accept this position for him．The Olympic committee sent a letter saying that the person that holds the flag for him must be someone   （44）D  to him．He said I was the only true friend he had   （45）A  made that talked to HIM and not to his wheel chair．How could I （46）B    such a request？
    On the morning of June 5th，as I walked down the sidewalk，my heart   （47）B and my mind became a factory of questions．I kept wondering how everything was going to happen and how Ryan would   （48）C the huge crowd of thousands of people．
    After the van arrived，the other runners got out and lined up outside the van，chanting his name，"Ryan!Ryan!"Then all of the people （49）D in，"Ryan!Ryan!"The lift then lowered Ryan to the ground．There he was，in all his    （50）C．
    It all became slow motion at the sight of the arriving torch．The runner lit Ryan's torch and then Ryan began his    （51）B．As he took off down the street，the chanting became louder and louder．The  （52）D filled the air and even I felt like I was on cloud number nine．I could not have been any prouder of Ryan！He  （53）A this moment in time--a historic moment--a moment that he was a part of and  （54）C   me to be a part of，too．
    Mr．Weinheimer，the next torch runner，bent over and gave Ryan a hug．That moment will last in time forever．It symbolized the whole   （55）D   of the flame：love，excitement，enthusiasm，brotherhood，and life of any man．The flame united us all and showed that love is really what makes this small world go around after all．

    36．A．solutionsB．keysC．routesD．responses
    37．A．dangerB．fearC．painD．puzzle
    38．A．hidB．preventedC．releasedD．relieved
    39．A．changeB．missC．attendD．share
    40．A．exceptB．forC．duringD．before
    41．A．markB．testC．numberD．decorate
    42．A．coverB．beginC．continueD．lead
    43．A．whileB．althoughC．ifD．unless
    44．A．politeB．kindC．gratefulD．important
    45．A．everB．neverC．alsoD．even
    46．A．admitB．refuseC．makeD．repeat
    47．A．achedB．racedC．stoppedD．sank
    48．A．explain toB．differ fromC．respond toD．call on
    49．A．joinedB．steppedC．pouredD．broke
    50．A．potentialB．preferenceC．gloryD．surprise
    51．A．trainingB．journeyC．lifeD．struggle
    52．A．anxietyB．satisfactionC．harmonyD．excitement
    53．A．deservedB．recalledC．treasuredD．chose
    54．A．promisedB．encouragedC．allowedD．followed
    55．A．mysteryB．powerC．informationD．meaning

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    科目：高中英语 来源： 题型：选择题

    13．That is just _________ challenging job all the workers want to get．Do you have anyone in _________ mind for it？（　　）
    A．a； theB．the；/C．the； theD．a；/

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