Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

Recently, two major US student loan lenders—Citibank and JPMorgan Chase—announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款额), they are reluctant to offer students low­interest loans(贷款) that need a several­year wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government­funded loans. In the 2005­2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government­funded loans and grants(助学金). Their biggest concern is a sudden steep increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押贷款计划) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.
Yet, despite students' suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets.
【小题1】According to the passage, banks are unwilling to offer students loans because ________.

A．the students are poor and sometimes they can’t pay off the debt

B．banks prefer lending the money to the young professionals

C．banks don’t have enough money left at the present time

D．they think college students are not studying hard

【小题2】The underlined phrase “top up” in Paragraph 3 probably means ________.

A．put up

B．make up

C．fill up

D．pick up

【小题3】Which of the following is NOT true according to the passage?

A．UK college students have to pay more if they want to rent houses.

B．More UK students want to further their study in college.

C．It is not so easy for US students to loan money now.

D．College students' tuition fees have risen greatly.

【小题4】It can be inferred that ________.

A．there are no private student loan lenders in the UK

B．loans for US college students will be increased next year

C．private funding falls a little because of higher­interest loans in the US

D．private loans play a very important role in financing US students’ education

【小题5】The passage mainly tells us ________.

A．college students in the US and UK are faced with their financial crisis

B．it is the duty of the governments to solve college students' financial crisis

C．private student loan is a good way for college students to overcome the difficulties

D．further education is a good way for college students to survive tough job markets

“Today we had a discussion in class about heroes,” said Ayesha to her father. “The teacher asked us to name our favorite heroes.”
“What did you say?” asked her father curiously.
“I said Kareena Kapoor,” said Ayesha proudly.
“Why do you like Kareena?” asked her father.
“She is so pretty, Daddy!” shouted Ayesha. “So I want to look like her!”
“But how do you plan to do that?”
“I don’t know, but I want to look like her.”
“When I see you, I see a very pretty girl. You may not be Kareena, but you are just as fine as Ayesha,” said her father seriously. “Adopting（挑选）film actors as our heroes and heroines（女偶像）is part of being young, but in the process don’t put yourself down,” he added. “But if you are trying so hard to be Kareena, you will stop being Ayesha.” Ayesha began to look interested. Her father added, “Each of us is unique, We have come down to the earth to develop our own beautiful gifts. You are such a fine singer, for example. Can you see how this might be your own wonderful gift to the world? Focus on being yourself, child, and you will achieve great things in life.
“OK, Dad,” she said. “I love the way Kareena looks but I am now going to focus on being the best Ayesha I can be.”
“That’s my girl,” said her father, giving her a big hug.
【小题1】Kareena Kapoor is most probably a ______.

A．popular writer	B．famous actress
C．school teacher	D．pretty singer

【小题2】Which of the following words can best describe Ayesha’s father?”

A．Reasonable

B．Humorous

C．Impatient

D．Generous

【小题3】We know from the passage that _______.

A．Ayesha’s teacher liked watching films very much

B．Kareena Kapoor became famous for her courage

C．Ayesha changed her wrong attitude to Kareena in the end

D．Ayesha followed her father’s advice and determined to be herself

In my long years of teaching, I often ask my student to read the texts until they can recite（背诵） them, and I tell them that recitation is an important part of their homework. However, some of my students are tired of doing so, thinking that it is both hard and useless. They argue that it takes a long time to recite a text from memory and text itself never appears in a test paper.
In my opinion, it naturally takes time to recite a text, but it is worth doing so. When you are able to recite a text, you are sure to be familiar with the words and expressions. When you need them in reading or writing or doing exercises, they will come to your mind quickly, and so you will give quick response to all kinds of language situation. How can we say that it is useless?
Besides, many students complain that they soon forget what they were once able to recite. This is true, but you don’t need to worry. While you are reading and forgetting the texts, your language level is being raised. Sure you don’t remember your Chinese texts that you once read in the primary school, but now you are able to read novels and newspaper. So, recitation of the texts will help you improve your language ability.[来源:Z。xx。k.Com]
【小题1】What do the students think about the teacher’s advice? _______.

A．The English teacher tries his best to help them with English.

B．The English teacher is very kind to them.

C．The English teacher asks them to do something useless.

D．The English teacher should let them study on their own.

【小题2】When the students are against his suggestion, the writer_______.

A．often criticizes them

B．patiently explains to them why they should recite the texts

C．wants to give up his idea

D．is afraid that he is criticized by the headmaster.

【小题3】Why does the writer suggest that the students recite the text?_____.

A．Reciting the texts can improve the ability of applying English.

B．Reciting the texts is the best way of learning English.

C．The students should remember all the texts that the teacher has taught them.

D．Reciting the texts can greatly improve the classroom teaching.

Teachers say the digital age has had a good influence - and a not-so-good influence - on this generation of American teenagers．More than 2,000 teachers took an online survey．Three-quarters of the teachers said the Internet and digital search tools have had a "mostly positive" effect on their students' research habits and skills．But 64 percent said the technologies "do more to distract（使 - - - ---分心） students than to help them academically．" And 87 percent agreed that these technologies are creating an "easily distracted generation with short attention spans．"
The Pew Internet Project did the survey with the National Writing Project．Judy Buchanan is the vice director of the National Writing Project and a co-author of the report．Ms．Buchanan says digital research tools are helping students learn more and faster．"Teachers really favor these tools because they are ways to make some of the learning exciting and engaging．Young people favor these tools．The goal is to really help them become creators of meaningful content, and not just sort of consumers．"
But one problem the survey found is that many students lack digital literacy．They trust too muck of the information they find on the Internet．Judy says these students haven't developed the skills to determine the quality of online information．"It's something that really has to be taught and paid attention to．Because in a world in which things happen quickly, you do need to step back, reflect and analyze the information you have．"
Another problem is blamed on something that might not seem like a problem at all: being able to quickly find information online．Teachers say the result is a reduction in the desire and ability of their students to work hard to find answers．They say students are overly dependent on search engines and do not make enough use of printed books or research libraries．
Many teachers are also concerned that the Internet makes it easy for students to copy work done by others instead of using their own abilities．
【小题1】The text mainly tells us____．

A．all the students use digital tools

B．the Internet is playing a key role

C．teachers encourage using digital tools

D．digital tools bring about benefits and problems

【小题2】Which of the following best shows the structure of the text?

【小题3】The underlined sentence in the third paragraph probably means

A．students do not have the right digital tools

B．students do not always have access to the Internet

C．students haven't the ability to adjust themselves

D．students can't judge online information properly

【小题4】Some students don't tend to work hard because

A．they can get answers on the Internet quickly

B．printed books and libraries around aren't enough

C．the Internet can't make students concentrate

D．they can copy each others' work without being punished

Being organized is an important skill for school and life.When you’re well organized，you can stay focused，instead of spending time hunting things down and getting sidetracked.What does it mean to be organized？For schoolwork，it means having one notebook or place where you store all your assignments，so you know what you have to do and when.Keeping clearly labeled binders or folders for handouts and keeping all your schoolwork neat and in a specific place—these are the main parts of organization.
For home stuff，being organized means having a place to put your things and putting them back as you go.It means hanging your coat up instead of dropping it on the floor or throwing it on a chair.It means keeping your schoolbag，your shoes，and your clean underwear in the same places so you always know where to find them.
Planning is part of being organized，too.Planning means deciding what you will do and when you will do it.Calendars，lists，and schedules can help you plan.You can buy or draw a calendar and keep it near your workplace.Making a schedule or a “to­do” list for yourself is a good idea.Looking at your list helps you keep track of what you need to do.Add new things as you get assignments，and check off things when you’ve done them.Use your list to help you decide which thing is the most important to work on first.
It takes some extra efforts to organize yourself and your stuff.But once you’re organized，you feel great.The less time you spend hunting around for things or panicking about homework，the more time you have for better things，like reading a good book or playing.
【小题1】According to the first paragraph，“being organized” probably means “________”．

A．looking for something with others here and there

B．doing something according to the plan made ahead of time

C．getting together every now and then

D．telling you what you have to do every day

【小题2】If you are well organized at home，you will________.

A．leave all the things as they are

B．hang your coat on a chair

C．know where your clean underwear is

D．ask your mom where your shoes are

【小题3】Which one of the following is the right order of being organized?
a．Deciding what you have to do and when.
b．Finding a notebook where you can write down your “to­do” list.
c．Getting rid of the things that have been done in the list.
d．Making a “to­do” list for yourself.

A．b，a，d，c	B．a，d，c，b
C．c，b，a，d	D．d，c，b，a

【小题4】What may be the best title for this passage?

A．Planning Is Part of Being Organized

B．A Good Beginning Is Half Done

C．Being Organized—an Important Skill

D．Where There Is a Will There Is a Way

Scott Langteau has this message for kids：spend less time playing video games.
It’s a message that many a mom and dad have tried to impress upon many a youngster (and some not­so­youngsters) who spend perhaps a bit too much time with game controllers in hand.
But the 40­year­old Langteau isn’t a parent.He’s a veteran (老手) of the video game industry—one who played producer on three “Medal of Honor” games and cofounded his own game development company.
Langteau has just published a children’s books called Sofa Boy，which tells the story of a kid who spends too much time sitting on the couch with controller clutched in hand and the rather terrible consequences that follow.
It’s a fairy tale plucked straight from Langteau’s own experiences as a lad with a fondness for video games and his own bouts with a bit of game addiction.But first，Langteau would like to make one thing clear，“I’m not saying that you shouldn’t play video games.I think video games are great.I think they do great things for kids.”Instead，Langteau says his book is all about a little something called moderation (克制)．
“It’s about being well rounded，” he says.“Just like with anything else，we all need to make sure that there’s a variety in what we do.”
Video gamers can be rather bad­tempered when it comes to accepting criticism about their favorite entertainment.And understandably so.After all，most people who go around talking about the dangers of playing video games tend to be outsiders—people who don’t play video games and certainly don’t understand that they can be a valuable and healthy form of entertainment.
But Langteau and Sofa Boy seem to be in a  unique position to deliver a message of gaming moderation that the young game masses might actually listen to.After all，this is a man who understands what it means to be a kid with a passion for games.His early experience has taught him a lesson.
【小题1】Scott Langteau published Sofa Boy to________.

A．share his great skills on games

B．warn kids against game addiction

C．tell about his fairy tale as a kid

D．deliver a message for video games

【小题2】Which of the following is TRUE about Sofa Boy?

A．The book implies the writer’s own story.

B．The book describes a veteran of games.

C．The boy in the book wins a medal in games.

D．The boy in the book is not a video game addict.

【小题3】We can learn from the passage that________.

A．Langteau advises the young to play games within limits

B．Langteau advises the young not to play games

C．playing video games ruins the future of kids

D．playing video games doesn’t benefit kids

【小题4】By saying “It’s about being well rounded，...” (in Para.6)，Langteau means________.

A．games do great good to kids

B．gamers are usually fat and round

C．games should be viewed from all sides

D．gamers are to blame for their behaviors

A book review tells not only what a book is about，but also how successful it is at what it is trying to do.Professors often assign book reviews as practice in careful analytical(分析的) reading.
As a reviewer，you bring together the two strands of accurate，analytical reading and strong，personal response when you indicate(指出) what the book is about and what it might mean to a reader(by explaining what it meant to you)．In other words，reviewers answer not only the WHAT but the SO WHAT question about a book.Thus，in writing a review，you combine the skills of describing what is on the page，analyzing how the book tried to achieve its purpose，and expressing your own reactions.
Most book reviews start with a heading that includes all the basic information about the book，like：
Title.
Author.
Place of publication，publisher，date of publication.
Number of pages.
Like most pieces of writing，the review usually begins with an introduction that lets your readers know what the review will say.The first paragraph usually includes the author and title again，so your readers don’t have to look up to find this information.You should also include a very brief description of the contents of the book，the purpose or audience for the book，and your reaction and evaluation.
Then you move into a section of background information that helps place the book in context and discusses how to judge the book.Next，you should give a summary of the main points，quoting(引用) and explaining key phrases from the author.Finally，you get to the heart of your review—your evaluation of the book.In this section，you might discuss some of the following issues：
?How well the book has achieved its goal.
?What possibilities are suggested by the book.
?What the book has left out.
?How the book compares with others on the subject.
?What specific points are not convincing.
?What personal experiences you’ve had related to the subject.
It is important to use labels to carefully distinguish your views from the author’s，so that you don’t confuse your readers.
Then，like other essays，you can end with a direct comment on the book，and tie together issues raised in the review in a conclusion.
There is，of course，no set form，but a general rule is that the first one­half to two­thirds of the review should summarize the author’s main ideas and at least one­third should evaluate the book.
【小题1】According to the text，personal response of a book reviewer refers to “________”．

A．accurate and analytical reading

B．the reviewer’s indication of what the book is

C．the reviewer’s indication of what the book meant to a reader

D．skills of describing what is on the page

【小题2】What is the most important part of a book review?

A．The heading.	B．The evaluation.
C．The conclusion.	D．The introduction.

【小题3】Readers will get puzzled if ________.

A．there is no heading in a book review

B．the book review is not complex enough

C．the reviewer’s point of view is mixed with the author’s

D．there are some different issues listed in the book review

【小题4】What does the text mainly tell us?

A．Steps to read a book.

B．Tips for writing a book review.

C．The way to develop your idea.

D．Things not to be avoided in a book review.

The Allendale Cultural Center has expanded its arts program to include classes for young adults.Director Leah Martin announced Monday that beginning in September，three new classes will be offered to the Allendale community.The course titles will be Yoga(瑜伽) for Teenagers；Hip Hop Dance：Learning the Latest Moves；and Creative_Journaling_for_Teens：Discovering_the_Writer_Within.The latter course will not be held at the Allendale Cultural Center but instead will meet at the Allendale Public Library.
Staff member Tricia Cousins will teach the yoga and hip hop classes.Ms.Cousins is a skilled choreographer (舞蹈指导) as well as an experienced dance educator.She is a Master of Arts in dance education from Teachers College，Columbia University.The journaling class will be taught by Betsy Milford.Ms.Milford is the head librarian at the Allendale Public Library as well as a columnist(专栏作家) for the professional journal Library Focus.
The courses are part of the Allendale Cultural Center’s Project Teen，which was organized by Leah Martin，Director of the Cultural Center.According to Martin，this project is a direct result of her efforts to make the center a more necessary part of the Allendale community.Over the last several years，the number of people who have visited the cultural center for classes or events has steadily declined.Project Teen is primarily funded by the McGee Arts Foundation，an organization devoted to bringing arts programs to young adults.The other members of Project Teen are two students at Allendale’s Brookdale High School and three adults with backgrounds in education and the arts.
The creative journaling class will be cosponsored by Brookdale High School，and students who complete the class will be given the opportunity to publish one of their journal works in Pulse，Brookdale’s student literary magazine.Students who complete the hip hop class will be qualified to participate in the Allendale Review，an annual concert sponsored by the cultural center that features local actors，musicians，and dancers.
All classes are scheduled to begin immediately after school，and transportation will be available from Brookdale High School to the Allendale Cultural Center and the Allendale Public Library.For more information about Project Teen，contact the cultural center’s programming office at 988­0099 or drop by the office after June 1 to pick up a fall course catalog.The office is located on the third floor of the Allendale Town Hall.
【小题1】The underlined title of the course in Paragraph 1 implies that ________.

A．teenagers do not have enough hobbies

B．all young people should write in a journal daily

C．teenagers are in need of guidance and direction

D．writing in a journal can help teenagers become creative writers

【小题2】What is the cause of setting up Project Teen?

A．More and more people are coming to the center.

B．Tricia Cousins is available to teach courses in the fall.

C．Community organizations were ignoring local teenagers.

D．Leah Martin wants to make the center more important for the community.

【小题3】What does the text mainly tell us?

A．The needs of young adults in Allendale.

B．Leah Martin’s personal ideas about Project Teen.

C．The center adds three new classes for young adults.

D．The center is granted by the McGee Arts Foundation.

【小题4】Which of the following ways is the text organized?

A．In order of space，from the near to the far.

B．In order of time，from the past to the future.

C．The most important information first，followed by background and details.

D．The background first，followed by the most important information and details.

You know how wonderful you are，and you know that others know how wonderful you are，but what do you do when admiration crosses over the line into jealousy？For most teens there will come a day when you realize that one of your friends is jealous and that this jealousy is hurting your friendship.When this happens it can seem like there is nothing that you can do，but the good news is that there is.Don't let jealousy spoil your relationships.Tackle it head on and you might be back to normal much sooner than you think.

It can be hard to walk up to a friend and ask them what the problem is，but if you want to save your friendship you'll have to do just that.Don't approach them and ask why they are jealous of you (unless of course you want to appear totally conceited)，just take some time alone with them and let them know that you've been feeling like there's been something coming between you.If they refuse to respond，then use the opportunity to explain how you have been feeling.Chances are that something you say will strike a nerve and your friend will open up as well.
When you figure out what is annoying your friend，ask him or her what (s)he thinks would make the situation better.If，for example，(s)he says that (s)he feels like (s)he doesn't get to spend any time with you because of your being off with your new friends from the swim team then maybe you could invite her along the next time or block off one day a week for just the two of you.Remember，though，that whatever solution you decide on should be a compromise.Don't limit your own talents or opportunities simply because your friend is unhappy.Try instead to include him or her in your new life and see how that works out.
Even the best of friendships can be tinged by jealousy.This destructive emotion is rarely productive and can turn best friends into worst enemies.Before taking extreme action，chat with your jealous friend to see if the two of you can work out a compromise.If you can't，be prepared to know exactly how far you will go to keep your friend and how far you won't.
【小题1】According to the author，the jealousy emotion is ________.

A．normal	B．productive
C．destructive	D．extreme

【小题2】Which of the following is NOT mentioned as a way to confront your friend when jealousy happens?

A．Walking up to him/her and asking him/her why he/she is jealous of you.

B．Walking up to him/her and asking him/her what the problem is.

C．Spending some time with him/her and letting him/her know how you feel.

D．Spending some time with him/her and letting him/her know you think there's something coming between you.

【小题3】The purpose of the passage is ________.

A．to explain what causes jealousy

B．to offer some advice on making friends

C．to introduce the way to cope with a jealous friend

D．to explain how destructive the jealous emotion is

【小题4】What can be inferred from the last two paragraphs?

A．There's always a solution to solve the problem of jealousy.

B．Jealousy can turn best friends into worst enemies.

C．You may lose a friend to keep your own gifts，chances or self?development.

D．You should go a long way with your friend to work out a solution

Guide to Stockholm University Library
Our library offers different types of studying places and provides a good studying environment.
Zones
The library is divided into different zones.The upper floor is a quiet zone with over a thousand places for silent reading，and places where you can sit and work with your own computer.The reading places consist mostly of tables and chairs.The ground floor is the zone where you can talk.Here you can find sofas and armchairs for group work.
Computers
You can use your own computer to connect to the Wi－Fi specially prepared for notebook computers；you can also use library computers，which contain the most commonly used applications，such as Microsoft Office.They are situated in the area known as the Experimental Field on the ground floor.
Group－study Places
If you want to discuss freely without disturbing others，you can book a study room or sit at a table on the ground floor.Some study rooms are for 2－3 people and others can hold up to 6－8 people.All rooms are marked on the library maps.
There are 40 group－study rooms that must be booked via the website.To book，you need an active University account and a valid University card.You can use a room three hours per day，nine hours at most per week.
Storage of Study Material
The library has lockers for students to store course literature.When you have obtained at least 40 credits(学分)，you may rent a locker and pay 400 SEK for a year's rental period.
Rules to be Followed
Mobile phone conversations are not permitted anywhere in the library.Keep your phone on silent as if you were in a lecture and exit the library if you need to receive calls.
Please note that food and fruit are forbidden in the library，but you are allowed to have drinks and sweets with you.
【小题1】The library's upper floor is mainly for students to________.

A．read in a quiet place

B．have group discussions

C．take comfortable seats

D．get their computers fixed

【小题2】What condition should be met to book a group－study room?

A．A group must consist of 8 people.

B．Three－hour use per day is the minimum.

C．One should first register at the university.

D．Applicants must mark the room on the map.

【小题3】A student can rent a locker in the library if he________.

A．can afford the rental fee

B．attends certain courses

C．has nowhere to put his books

D．has earned the required credits

【小题4】What should NOT be brought into the library?　　　　　　　　　　　　　　　　　　　

A．Mobile phones.	B．Orange juice.
C．Candy.	D．Sandwiches.