―Do _______ you think is right, _________ they say.
   ―Yes. I_________.
A. as; what; do                B. as; whatever; will
C. what; what; can              D. what; whatever; will

Do you think it is ever a good idea for a teenager to have a credit card?
My kids watch closely as I swipe the card through the register．They’ve seen me do it hundreds, thousands of times．Cool．They are itching to swipe it through the machine themselves． When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy．
So it shouldn’t be shocking to discover that teenagers are becoming card carrying consumers in their own right．The question is, should they?
While some argue it’s best to teach kids how to use a credit card while still living under the family roof, not everyone agrees． Dave Ramsey, financial expert says getting a credit card for your teenager is actually, “an excellent way to teach him or her to be financially irresponsible．”
Now parents are required to co-sign on credit cards for children under 21．“If their name is on the credit card, then the parent may say, ‘Hey, my name is on this．Don’t get me into trouble,” says Mary Beth Pinto, a marketing professor．“When parents were the co-obligors（共同借贷人），the children caused less debt．If the parents are the co-obligors, the tendency is that the parents were explaining how to use the cards．” Still, Pinto believes parents should start the process much earlier．“Yes, there has to be teaching going on and it has to start when they’re younger． You’re not going to get rid of credit cards．They are here to stay． You have to have them． You can’t fight progress,” Pinto said．
Ramsey, however, disagrees．“Throwing teens into a pool of （credit）sharks is a sure way to guarantee a life-time of heartache,” he said．“You can make online purchases and rent a car with a credit card．Of course, you must have money in your bank account before you can make a purchase with a credit card．But paying for things with money is what you are supposed to do．”
【小题1】The author mentioned her experience in Para 2 mainly to______．

A．prove the convenience of using credit cards

B．tell what impression credit cards leave on kids

C．give advice on using credit cards wisely

D．explain the pleasure credit cards bring to customers

Do you think it is ever a good idea for a teenager to have a credit card?

My kids watch closely as I swipe the card through the register．They’ve seen me do it hundreds, thousands of times．Cool．They are itching to swipe it through the machine themselves． When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy．

So it shouldn’t be shocking to discover that teenagers are becoming card carrying consumers in their own right．The question is, should they?

    While some argue it’s best to teach kids how to use a credit card while still living under the family roof, not everyone agrees． Dave Ramsey, financial expert says getting a credit card for your teenager is actually, “an excellent way to teach him or her to be financially irresponsible．”

Now parents are required to co-sign on credit cards for children under 21．“If their name is on the credit card, then the parent may say, ‘Hey, my name is on this．Don’t get me into trouble,” says Mary Beth Pinto, a marketing professor．“When parents were the co-obligors（共同借贷人），the children caused less debt．If the parents are the co-obligors, the tendency is that the parents were explaining how to use the cards．” Still, Pinto believes parents should start the process much earlier．“Yes, there has to be teaching going on and it has to start when they’re younger． You’re not going to get rid of credit cards．They are here to stay． You have to have them． You can’t fight progress,” Pinto said．

Ramsey, however, disagrees．“Throwing teens into a pool of （credit）sharks is a sure way to guarantee a life-time of heartache,” he said．“You can make online purchases and rent a car with a credit card．Of course, you must have money in your bank account before you can make a purchase with a credit card．But paying for things with money is what you are supposed to do．”

1.The author mentioned her experience in Para 2 mainly to______．

   A． prove the convenience of using credit cards

   B． tell what impression credit cards leave on kids

   C． give advice on using credit cards wisely

   D． explain the pleasure credit cards bring to customers

2.The underlined word in Para 2 can be replaced by __________．

   A． eager           B． afraid          C． embarrassed     D． thankful

3.What’s Ramsey’s attitude towards teens’ using credit cards?

   A． He feels it is worth a try               

    B． He is very supportive

   C． He is strongly against it                 

    D． He considers it as a pleasant experience

4.Pinto will most likely agree that __________．

   A． parents should let teens own their credit cards earlier

   B． you shouldn’t be in control of credit cards

   C． it is never good for anyone to get a credit card

    D． learning to use credit cards is practical

Do you love your family? Then May 15, the International Day of Families, was a good day to celebrate! The United Nations started this special day in 1994. it wanted people to know how important families are. If all the families on Earth could be happy, then the whole world would be a more peaceful place.

What makes a happy family? Our readers say it’s understanding!

Zhao Wei, 15, girl, Harbin Lianzhong Middle School: “My parents seldom fight with each other. I quarrel with them sometimes. They think I should not make friends with some kids who think they are bad. I think I’ve grown up and can make my own decisions. But most of the time, my parents are right. To me, family is like a soft sofa. I can be very comfortable on it!”

Wu Hao, 14, boy, Nanjing Foreign Language School: “My family is not rich. When I was a small child, other kids had a lot of good stuff (东西) but I didn’t. I asked my parents why. They told me that we didn’t have much money. I began to understand my parents then. I will do part-time jobs when I enter college. That way my parents won’t have to work so hard. Family is like a nest. It’s warm and safe.”

Zhang Xun, 15, boy, Hefei No 45 Middle School: “I’m a naughty boy who doesn’t study very hard. My parents always talk to me about this and they get very angry sometimes. I hope they won’t get angry when they talk to me. And I should behave well and be a good boy. My family is like my basketball. I love playing basketball. It makes me happy.”

46. People have celebrated the International Day for _________ years.

A. more than 19   B. about 15   C. less than 15    D. just 8

47. The United Nations started the International Day mainly _______.

A. to amuse people                B. to get people to know families are important

C. to make people a peaceful world   D. to make people who have families happy

48. Zhao Wei sometimes quarrels with her parents because _______.

 A. she has grown up                B. she enjoys making friends with kids

C. they stop her from making friends   D. her parents are always right

49. Wu Hao will _________ when he enters college.

A. do part-time jobs to make his parents relaxed

B. make his family warm and safe

C. work to buy a lot of good stuff

D. do part-time jobs to get some money

50. Zhang Xun _______.

A. likes his family very much

B. likes his family if his parents let him play basketball

C. hates his family because his parents don’t like him

D. hates his family because his parents always get angry with him

Do you know that shortly after hearing something，most of us can recall only 50% of the original message．Within two to eight weeks，we can recall only 25% or less of the original message．Our mental attitudes reduce our ability to retain what we hear．

    Some suggestions to being a good listener are mentioned below．

    First of all，stop tailing----you can’t listen while you are tailing．

    Ask questions when you don’t understand，when you need further clarification，when you want them to like you and when you want to show that you are listening．

    Don't interrupt----give them time to say what they have to say.

    Concentrate on what they are saying----actively focus your attention on their words，their ideas and their feelings as they relate to the subject.

    Look at the speakers----by looking，it gives them confidence that you are, in fact，listening. It helps you to concentrate too.

    __________----try to forget your own worries and problems. Leave them outside of the meeting room. They will prevent you from listening well.

    Understand the main points----concentrate on the main ideas and not the illustrative material.

    Use the difference in rate----you can listen faster than you can talk. So use this rate difference to your advantage by staying on the right track，anticipating what they are going to say，thinking back over what they have just said and evaluating the development of their argument. You speak at about 100 to 150 words per minute，but you think at 250 to 500.

    Learn to listen and you will achieve a great success in your life.

1．What is the passage mainly about? （No more than 10 words）

2．Fill in the blank with proper words. （No more than 5 words）

3．Which sentence can best replace “guessing what the talk will be about”?

4．When should we ask questions?

（1）______________________________________________________

（2）______________________________________________________

（3）______________________________________________________

5．Translate the underlined sentence into Chinese.