An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remem­ber and learn from mistakes when their own dollars are lost or spent foolishly.
How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from region to re­gion, and from family to family.
To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these ‘ ills’," says Josephine Swanson, a consumer specialist, " he or she will learn to budget for nec­essary expenditures."
Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Ste­phens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."
One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook­lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
Experts advise that an allowance should not be tied di­rectly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.
63. Which of the following is the possible title of the passage?
A. How to develop a child’s initiative.
B. How to work up an amount of pocket money.
C. How to teach a child to save money.
D. How to teach a child about money.
64. It can be inferred from the passage that if a child is given an allowance, he or she may ________.
A. spend all the money very soon             
B. be spoiled and finally ruined
C. feel responsible and careful about money
D. lost the money and can not return home
65. In Paragraph 4, the words “his peers” refer to ________.
A. his parents      B. his teachers       C. his financial experts      D. his friends
66. The author implies in the passage that ________.
A. paying children for their housework is no good
B. a child’s initiative can be developed if he or she is paid for all the housework
C. children may feel lost and lonely if they have no pocket money
D. children may learn to put aside some money if they are given a great amount of pocket money

An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remem??ber and learn from mistakes when their own dollars are lost or spent foolishly.

How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from region to re??gion, and from family to family.

To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these ‘ ills’," says Josephine Swanson, a consumer specialist, " he or she will learn to budget for nec??essary expenditures."

Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.

It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Ste??phens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."

One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook??lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "

Experts advise that an allowance should not be tied di??rectly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.

Which of the following is the possible title of the passage?

A. How to develop a child’s initiative.

B. How to work up an amount of pocket money.

C. How to teach a child to save money.

D. How to teach a child about money.

It can be inferred from the passage that if a child is given an allowance, he or she may ________.

A. spend all the money very soon        

       B. be spoiled and finally ruined

C. feel responsible and careful about money

D. lost the money and can not return home

In Paragraph 4, the words “his peers” refer to ________.

A. his parents        B. his teachers              C. his financial experts   D. his friends

The author implies in the passage that ________.

A. paying children for their housework is no good

B. a child’s initiative can be developed if he or she is paid for all the housework

C. children may feel lost and lonely if they have no pocket money

D. children may learn to put aside some money if they are given a great amount of pocket money

FRIDAY, Aug. 3 (Health Day News) -- Middle school students who are physically fit are likely to score higher on standardized tests measuring reading and math abilities, a new study has found. And, the average scores went up in connection with levels of fitness, the findings showed.

“The more physically fit kids were, the higher their scores,” said the study’s lead author, Trent Petrie, director of the Center for Sport Psychology at the University of North Texas in Denton. “Parents should encourage their kids to be physically active. There are some real cognitive (认知的) and academic benefits that come from physical fitness”, Petrie said.

Results of the study are scheduled to be presented Friday at the annual meeting of the American Psychological Association in Orlando, Fla. The study included more than 1,200 middle school students from five schools in a suburban area of Texas, with 561 boys and 650 girls. About 57 percent of the children were white, and nearly one-quarter were Mexican American. Nine percent were black and about 2 percent were of Asian descent.

The school district provided the researchers with information on the children’s race, age, grade level and whether they qualified for the free school lunch program, which was an indicator of the family’s socioeconomic status. The schools also provided scores to the tests, which were given between one and four months after the researchers had assessed the children’s levels of fitness. Fitness tests were administered during physical education classes to determine the youngsters’ heart and lung health (cardiorespiratory fitness), as well as their body mass index (BMI), an indicator of how much body fat a person has. The children also filled out questionnaires that helped the researchers determine factors such as self-esteem and social support.

After accounting for factors such as age, sex, family income and self-esteem, the researchers found that for both boys and girls, higher levels of heart and lung health predicted better scores on both the math and reading tests.

For boys, perceived (感观的) social support also seemed to increase their reading scores, the investigators found. In girls, while being physically fit predicted higher reading scores, so too did a higher BMI-- which indicates more body fat. “We were a little surprised by this finding,” Petrie said.

“It was not as strong an association as the one with physical fitness,” he added. The authors suspect it may have something to do with girls this age entering adolescence, which may be related to a higher BMI and slightly higher brain development. He said he plans to make great effort to look for this relationship again in larger studies to see if it was a chance finding, or if the association holds up.

“While we can’t say 100 percent that physical fitness causes better academic performance, we can say that there is a strong and predictive relationship between physical fitness and academic performance,” Petrie said.

“It’s hard to tease apart (梳理) the exact reason for this association,” said Becky Hashim, an attending clinical psychologist and assistant professor in the departments of psychiatry and pediatrics at the Children’s Hospital of Montefiore, in New York City.

“It may be that the children are getting more oxygen. When the heart and lungs are working at a higher capacity, it may allow the brain to work at peak performance. Children who are less fit may be sleepier during school,” she noted. “I personally feel that there’s probably a strong relationship between the confidence you get from being able to do something physical well and academic performance.”

Whatever the reason behind this association may be, “there’s certainly no harm in pushing physical fitness,” Hashim added. “Physical fitness may make you feel better, give you more confidence and improve your performance across the board,” she said.

Petrie agreed. “Physically fit kids are happier, have higher self-esteem and, tend to have better relationships, and now we’re beginning to see that there also seem to be benefits cognitively and academically. Our study sends a strong warning to policymakers to reconsider the service program of physical education classes for kids,” he said.

1.How did the school district help the researchers carry out the study?

A．By analyzing the data of fitness tests.

B．By giving some basic information.

C．By completing some questionnaires.

D．By offering a certain amount of Money.

2.According to the passage, the result of the study will be published ______.

A．in a book          B．in a journal        C．at a conference     D．on the Internet

3.What’s the suitable title of the passage?

A．Parents should be aware of the benefit of fitness.

B．Fitter kids are likely to make better grades.

C．Fitness affects kids’ social behavior greatly.

D．Teachers should value physical education classes.

4.What’s Becky Hashim’s attitude towards the relationship between physical fitness and academic performance?

A．Supportive        B．Indifferent         C．Critical            D．Doubtful

5.What does the underlined word “one” in Paragraph refer to?

A．The BMI.          B．The body fat.       C．The brain development.   D．The test score.

6.From the last paragraph we can infer that physically fit kids ______.

A．deserve to be treated well                B．live much longer than others

C．get along well with others                 D．enjoy a peaceful life

FRIDAY, Aug. 3 (Health Day News) -- Middle school students who are physically fit are likely to score higher on standardized tests measuring reading and math abilities, a new study has found. And, the average scores went up in connection with levels of fitness, the findings showed.
“The more physically fit kids were, the higher their scores,” said the study’s lead author, Trent Petrie, director of the Center for Sport Psychology at the University of North Texas in Denton. “Parents should encourage their kids to be physically active. There are some real cognitive (认知的) and academic benefits that come from physical fitness”, Petrie said.
Results of the study are scheduled to be presented Friday at the annual meeting of the American Psychological Association in Orlando, Fla. The study included more than 1,200 middle school students from five schools in a suburban area of Texas, with 561 boys and 650 girls. About 57 percent of the children were white, and nearly one-quarter were Mexican American. Nine percent were black and about 2 percent were of Asian descent.
The school district provided the researchers with information on the children’s race, age, grade level and whether they qualified for the free school lunch program, which was an indicator of the family’s socioeconomic status. The schools also provided scores to the tests, which were given between one and four months after the researchers had assessed the children’s levels of fitness. Fitness tests were administered during physical education classes to determine the youngsters’ heart and lung health (cardiorespiratory fitness), as well as their body mass index (BMI), an indicator of how much body fat a person has. The children also filled out questionnaires that helped the researchers determine factors such as self-esteem and social support.
After accounting for factors such as age, sex, family income and self-esteem, the researchers found that for both boys and girls, higher levels of heart and lung health predicted better scores on both the math and reading tests.
For boys, perceived (感观的) social support also seemed to increase their reading scores, the investigators found. In girls, while being physically fit predicted higher reading scores, so too did a higher BMI-- which indicates more body fat. “We were a little surprised by this finding,” Petrie said.
“It was not as strong an association as the one with physical fitness,” he added. The authors suspect it may have something to do with girls this age entering adolescence, which may be related to a higher BMI and slightly higher brain development. He said he plans to make great effort to look for this relationship again in larger studies to see if it was a chance finding, or if the association holds up.
“While we can’t say 100 percent that physical fitness causes better academic performance, we can say that there is a strong and predictive relationship between physical fitness and academic performance,” Petrie said.
“It’s hard to tease apart (梳理) the exact reason for this association,” said Becky Hashim, an attending clinical psychologist and assistant professor in the departments of psychiatry and pediatrics at the Children’s Hospital of Montefiore, in New York City.
“It may be that the children are getting more oxygen. When the heart and lungs are working at a higher capacity, it may allow the brain to work at peak performance. Children who are less fit may be sleepier during school,” she noted. “I personally feel that there’s probably a strong relationship between the confidence you get from being able to do something physical well and academic performance.”
Whatever the reason behind this association may be, “there’s certainly no harm in pushing physical fitness,” Hashim added. “Physical fitness may make you feel better, give you more confidence and improve your performance across the board,” she said.
Petrie agreed. “Physically fit kids are happier, have higher self-esteem and, tend to have better relationships, and now we’re beginning to see that there also seem to be benefits cognitively and academically. Our study sends a strong warning to policymakers to reconsider the service program of physical education classes for kids,” he said.
【小题1】How did the school district help the researchers carry out the study?