Imagine there is a bank that puts $ 86, 400 in your account ( 账户)each morning. It carries over no balance from day to day. Every evening the bank writes off( 注销)the balance that you failed to use during the day. What would you do? Take out every cent,  of course \
Each of us has such a bank. Its name is TIME. Every morning,  it puts in 86, 400 seconds. Every evening it writes off,  as it is lost. There is no balance or overdraft 透支) . If you fail to use the day's savings,  the lost is yours. There is no going back. There is no taking from " tomorrow". You must make good use of it so as to get more in health,  happiness and success!
The clock is running. Make the most of today. To realize the value of ONE YEAR,  ask a student who failed a grade; To realize the value of ONE MONTH,  ask a mother who gave birth to a premature( 早产)baby; To realize the value of ONE WEEK,  ask the editor of a weekly newspaper; To realize the value of ONE HOUR,  ask the lovers who are waiting to meet; To realize the value of ONE MINUTE,  ask a person who missed the train; To realize the value of ONE SECOND,  ask a person who just avoided(避免)an accident.
Make good use of every moment that you have. Remember that time waits for no one. Yesterday is history. Tomorrow is a mystery. Today is a gift. That's why it's called "The Present".
【小题1】The underlined word "balance" in paragraph 1 means_________.

A．平衡

B．贷款

C．余款

D．提款

【小题2】 What is special about the TIME bank we each have?

A．We can store time in it whenever we like.

B．Someone puts $ 86, 400 in it every day.

C．The time in it will surely get lost if you don't use it.

D．Someone helps you spend your time every night.

【小题3】What can be the best title of the passage?

A．The Bank of Money	B．The Bank of Time
C．The value of one hour	D．The clock is running

【小题4】 In this passage,  the writer tries to tell us_________.

A．what a bank is	B．how to save money
C．the difference of time units	D．to make good use of time

_______ of us has some bad habits. We must get rid of them.

A．Each

B．Both

C．Every

D．All

 

Each of us has __    _life goals, which will guide us to a bridge future. Without life goals, we may waste our lifetime.

A. a little B. few  C. a few

 

On the way back from work every evening, more often than not there would be a homeless man standing at the exit of the freeway (快车道). He looked to be in his late 40s but was probably a lot younger. He had shoulder length straight black hair and a short beard.
Every day after work I would remember to gather any spare change, and put it aside to give to him if I saw him. A feeling of joy would come over me every time I saw him, while coming off the ramp (坡道). So did he. Sometimes the red light would be on for a minute and we would ask each other about our day. His answer would always be the same, “I’m blessed!”
Then one day I was called into my boss’s office and was told that I was being laid off. For the rest of that day all I could think of was “how am I going to provide for my kids as a mother, how am I going to pay rent?”
Needless to say that on my way home that day I was very sad and upset. I didn’t remember to look for my spare change and keep it ready like I usually did. Yet there he was as always, as I turned the ramp. He set his eyes on me, while still smiling and waving at others as usual.
While I was waiting for the red light to turn, he strolled (闲逛) over to my car. He had a big smile. He looked at me straight in the eyes and said, “Today I will give you a dollar.” He then reached into his pocket and pulled out a dollar bill.
You see that day he taught me a valuable lesson more than a dollar bill. No matter what material things are taken from you, no one can take away your choice to be joyful. Every time I’m faced with challenges, I think of the homeless man’s valuable lesson and remember that I am blessed.
【小题1】 The writer would have a short conversation with the homeless man when                .

A．she waited for the red light to turn

B．she gave spare change to him

C．she had a good time that day

D．she wanted to know how he lived

【小题2】 Why did the writer feel sad and upset after out of the boss’s office?

A．Because she was criticized by the boss.

B．Because a new job was offered to her.

C．Because she was laid off by the boss.

D．Because there was something wrong with her job.

【小题3】 What is NOT true about the homeless man from the passage?

A．He would be seen at the exit of the freeway.

B．He usually smiled and waved at others.

C．He had a deep impression on the writer.

D．He felt joyful only when money was offered to him.

【小题4】The homeless man gave the writer a dollar because                     .

A．he had collected a lot of money

B．he wanted to pay back her

C．he knew what she experienced

D．he wanted her to be happy

【小题5】 The writer learned from the story that                        .

A．a dollar bill will be enough to make you happy

B．each of us has been blessed all the time

C．whenever it is, we should choose to help others

D．it is more than money that brings us happiness