C

Lower Risk with the Potential for High Returns—NOW

You Can Have the Best of Both Worlds

in Investment Portfolio Fund!

To reduce the risk of exposing your money to the ups and downs of direct investment into shares，your money will be spread across a wide range of investments from all over the world with the aim of achieving steady long term growth．This has always been the aim of our long established and highly successful Investment Portfolio Fund，made up of a balanced selection of different investments as explained by the chart below．

To manage these investments，we rely on no less than five leading fund managers with proven expert skill as specialist in their chosen investment fields. With their different approaches to investment, these five fund managers have been specially selected by Marks and Spencer Financial Services as we believe they will exchange their opinion with each other perfectly in meeting our overall aim for the fund of consistent growth. This balanced management approach, not only gives the potential to achieve better results than market averages in individual industry but also allows quick reactions to protect your interests in the event of market downturns.  

So who are the fund managers selected to look after your Investment Portfolio Investment and what exactly will they be doing on your behalf?

    BARCLAYS GLOBAL INVESTORS LTD

    BGI have been chosen to track the FTSE A1l Share Index (指数)．For this，they have put together a portfolio of shares which closely resembles the UK equity market as a whole．

    BAILLE GIFFORD

    EBG will be looking for companies that can offer excellent growth chances．

    GMO WOOLLEY LTD

    Their expert skill is in finding companies which they believe are valued at less than they are worth．In this，they have developed advanced research methods to identify under-valued companies．

    CLAY FlNLAY

By looking at global political and economic trends as well as individual companies，Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．

    ROTHSCHILD ASSET MANAGEMENT

Rothschild aims to add stability and income to the Fund by investing in government bonds(公债)and other fixed interest securities．

    And with Marks&Spencer Financial Services, you'll also have the reassurance that your interests will be looked after by a name you know you can really trust for quality，honesty and value every step of the way．

    It all adds up to a tremendous opportunity for savers looking for a lower risk way to make more of their money with the extra boost to their profit potential of saving tax free through an ISA，so what are you waiting for?

1．The text is most likely to be found in    ．

    A．a scientific research report          B．a travel magazine

    C．a weekly newspaper                   D．a geography textbook

2．Who will be most interested in reading the advertisement?

    A．Accountants．                          B．Students．

C．Investors．                                D．Professors．

3．What is the function of Investment Portfolio Fund?

  A．Exposing your money to the ups and downs of the direct investment into shares．

  B．Helping lower risk with the potential for higher returns．

  C．Hiring no less than five leading fund managers．

  D．Giving a detailed description of balanced management requirement．

4．Which of the following statements is NOT true according to the text?

A．The five fund managers with different approaches to investment can cooperate with each other perfectly．

B．Marks&Spencer Financial Services reassure the investors that their interests will be well    1ooked after．

C．Clay Finlay can identify international market opportunities and especially select companies    with strong growth chances．

D．Gmo Woolley will be looking for companies that can offer excellent growth chances.

C

Lower Risk with the Potential for High Returns—NOW

You Can Have the Best of Both Worlds

in Investment Portfolio Fund!

To reduce the risk of exposing your money to the ups and downs of direct investment into shares，your money will be spread across a wide range of investments from all over the world with the aim of achieving steady long term growth．This has always been the aim of our long established and highly successful Investment Portfolio Fund，made up of a balanced selection of different investments as explained by the chart below．

To manage these investments，we rely on no less than five leading fund managers with proven expert skill as specialist in their chosen investment fields. With their different approaches to investment, these five fund managers have been specially selected by Marks and Spencer Financial Services as we believe they will exchange their opinion with each other perfectly in meeting our overall aim for the fund of consistent growth. This balanced management approach, not only gives the potential to achieve better results than market averages in individual industry but also allows quick reactions to protect your interests in the event of market downturns.  

So who are the fund managers selected to look after your Investment Portfolio Investment and what exactly will they be doing on your behalf?

    BARCLAYS GLOBAL INVESTORS LTD

    BGI have been chosen to track the FTSE A1l Share Index (指数)．For this，they have put together a portfolio of shares which closely resembles the UK equity market as a whole．

    BAILLE GIFFORD

    EBG will be looking for companies that can offer excellent growth chances．

    GMO WOOLLEY LTD

    Their expert skill is in finding companies which they believe are valued at less than they are worth．In this，they have developed advanced research methods to identify under-valued companies．

    CLAY FlNLAY

By looking at global political and economic trends as well as individual companies，Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．

    ROTHSCHILD ASSET MANAGEMENT

Rothschild aims to add stability and income to the Fund by investing in government bonds(公债)and other fixed interest securities．

    And with Marks&Spencer Financial Services, you'll also have the reassurance that your interests will be looked after by a name you know you can really trust for quality，honesty and value every step of the way．

    It all adds up to a tremendous opportunity for savers looking for a lower risk way to make more of their money with the extra boost to their profit potential of saving tax free through an ISA，so what are you waiting for?

1．The text is most likely to be found in    ．

    A．a scientific research report          B．a travel magazine

    C．a weekly newspaper                   D．a geography textbook

2．Who will be most interested in reading the advertisement?

    A．Accountants．                          B．Students．

C．Investors．                                D．Professors．

3．What is the function of Investment Portfolio Fund?

  A．Exposing your money to the ups and downs of the direct investment into shares．

  B．Helping lower risk with the potential for higher returns．

  C．Hiring no less than five leading fund managers．

  D．Giving a detailed description of balanced management requirement．

4．Which of the following statements is NOT true according to the text?

A．The five fund managers with different approaches to investment can cooperate with each other perfectly．

B．Marks&Spencer Financial Services reassure the investors that their interests will be well    1ooked after．

C．Clay Finlay can identify international market opportunities and especially select companies    with strong growth chances．

D．Gmo Woolley will be looking for companies that can offer excellent growth chances.

For each blank in the following passage there are four words or phrases marked A, B, C and D． Fill in each blank with the word or phrase that best fits the context．
Sometimes people come into your life and you know right away that they were meant to be there, to serve some sort of  1 , teach you a lesson, or to help you figure out who you are or who you want to become．You  2 know who these people maybe （possibly your roommate, neighbor, co-worker, long lost friend, lover, or even a complete stranger）, but when you lock eyes with them, you know at that very moment they will affect your life in some 3 way．
And sometimes things happen to you that may seem horrible, painful． and unfair at first, but __4__you find that without overcoming those obstacles you would have never realized your potential, strength, willpower, or heart．
Everything happens for a reason．Nothing happens5 or by means of good luck． Illness, injury, love, lost moments of true greatness and sheer stupidity all occur to test the limits of your soul．6 these small tests whatever they may be, life would be like a smoothly paved, straight, flat road to nowhere． It would be safe and comfortable, but dull and utterly  7 ．The people you meet who affect your life, and the success and downfalls you experience, help to create who you are and who you become．
Even the  8 experiences can be learned from． In fact, they are probably the most poignant and important ones．If someone hurts you,   9 you, or breaks your heart, forgive them, for they have helped you learn about trust and the importance of being cautious when you open your heart． If someone loves you, love them back  10 , not only because they love you, but because in a way, they are teaching you to love and how to open your  11 and eyes to things．
Make every day count．  12 every moment and take from those moments everything that you possibly can for you may never be able to experience it again． Talk to people that you have never talked to before, and actually listen．Let yourself fall in love, break free, and set your sightshigh．Hold your head up because you have  13 right to．Tell yourself you are a great individual and believe in yourself, for if you don’t believe in yourself, it will be hard for others to believe in you． You can make of your life anything you wish． Create your own life and then go out and live it with absolutely no 14 ．
Most importantly, if you LOVE someone, tell him or her, for you never know what tomorrow may have  15 ． And learn a lesson in life each day that you live．
That’s the story of life．

For each blank in the following passage there are four words or phrases marked A, B, C and D． Fill in each blank with the word or phrase that best fits the context．

Sometimes people come into your life and you know right away that they were meant to be there, to serve some sort of  1  , teach you a lesson, or to help you figure out who you are or who you want to become． You  2 know who these people maybe （possibly your roommate, neighbor, co-worker, long lost friend, lover, or even a complete stranger）, but when you lock eyes with them, you know at that very moment they will affect your life in some 3  way．

And sometimes things happen to you that may seem horrible, painful． and unfair at first, but __4__you find that without overcoming those obstacles you would have never realized your potential, strength, willpower, or heart．

Everything happens for a reason． Nothing happens5  or by means of good luck． Illness, injury, love, lost moments of true greatness and sheer stupidity all occur to test the limits of your soul． 6  these small tests whatever they may be, life would be like a smoothly paved, straight, flat road to nowhere． It would be safe and comfortable, but dull and utterly  7 ． The people you meet who affect your life, and the success and downfalls you experience, help to create who you are and who you become．

Even the  8  experiences can be learned from． In fact, they are probably the most poignant and important ones． If someone hurts you,   9  you, or breaks your heart, forgive them, for they have helped you learn about trust and the importance of being cautious when you open your heart． If someone loves you, love them back  10  , not only because they love you, but because in a way, they are teaching you to love and how to open your  11  and eyes to things．

Make every day count．   12  every moment and take from those moments everything that you possibly can for you may never be able to experience it again． Talk to people that you have never talked to before, and actually listen． Let yourself fall in love, break free, and set your sights high． Hold your head up because you have  13 right to． Tell yourself you are a great individual and believe in yourself, for if you don’t believe in yourself, it will be hard for others to believe in you． You can make of your life anything you wish． Create your own life and then go out and live it with absolutely no 14  ．

Most importantly, if you LOVE someone, tell him or her, for you never know what tomorrow may have  15  ． And learn a lesson in life each day that you live．

That’s the story of life．

1.A． people                              B． purpose                      C． intention                    D． advantage

2.A． already                             B． sometimes                C． should                        D． never

3.A． limited                              B． strange                      C． other                          D． profound

4.A． in reflection                    B． in reality                     C． in addition                 D． in a way

5.A． on purpose                      B． by any chance           C． by accident               D． on principle

6.A． Despite                            B． With                            C． For all                         D． Without

7.A． bored                                B． pointless                    C． undeserved               D． meaningful

8.A． good                                 B． different                     C． bad                              D． pleasant

9.A． betrays                            B． loves                           C． appreciates              D． understands

10.A． in turn                            B． moderately               C． unconditionally        D． in a way

11.A． mouth                            B． mind                            C． heart                          D． emotion

12.A． ComprehendB． Appreciate                                C． Expect                        D． Evaluate

13.A． every                              B． each                            C． proper                        D． exact

14.A． ambition                        B． hatred                        C． belief                          D． regrets

15.A． in the futureB． in stock            C． in store            D． in pursuit