C
With smart phones taking the world by Storm，a phone that Can only send and receive voice
calls and text messages may seem like a relic from a bygone age．Yet in East Africa，simple
phones like these are changing the face of the economy，thanks to the mobile money services that are spreading across the region．
Usilng the text-messaging function built into the GSM system(全球通)used by most cell
phone networks，these services allow people without a bank account or credit card to use their
phone as an electronic walletthat can be used to store．send or receive cash．
It works like this：you pay cash to your local agent who then tops up your mobile money
account using a secure form of text messaging．That money can be transferred(转账)to another
person by sending a message to their cell phone account．
For some the system is a lifeline．“If I didn,t have my mobile phone．1 would be very
poor，”says Neyasse Neemur，a mother of four children who lives in northern Kenya．“Now I
can sell fish．”
Neemur took up fishing in July last year，but making money from it was a little tricky，
especially as Turkana people do not usually eat fish．A truck from Ethiopia to Tanzania passes
through her village once a week，and she arranged to have the driver transport the fish several
hundred kilometres south to market in Kisumu．where relatives sell the fish．
“I get the money transfer immediately．”says Neemur．“Then I can pay for my children to go to school and for vegetables and beans，”she adds，“so I don’t need to eat fish．”
According to the Central Bank of Kenya，payments worth around l billion Kenyan shillings
($13 million)per day were transferred through Kenya,s mobile money systems in 2009，equalling
the country,s credit card transactions(业务)．The bank expects mobile money transfers to overtake credit cards in 2010．
49．In Paragraph l，the author uses“simple phones”to________.
A．make a comparison    B．introduce a topic
C．describe a scene     D．offer an argument
50．What can we learn about the simple phones in East Africa?
A．They might help the local people apply for a bank account．
B．They will replace the banks completely in the near future．
C．They provide a safe means for the locals to do business．
D．They can do nothing except send and receive calls or messages．
51．The word“it”in the third paragraph refers to_______.
A．the GSM system    B．the mobile money service
C．the credit card service D．the cell phone networks
52．The story of Neyasse Neemur suggests that_______.
A．the mobile money service plays a key rote in the locals, life
B．Neemur uses her mobile phone to contact her customers
C。her relatives tricks Turkana people to eat the fish they sell
D．the Bank of Kenya helps her improve her living condition

C

With smart phones taking the world by Storm，a phone that Can only send and receive voice

calls and text messages may seem like a relic from a bygone age．Yet in East Africa，simple

phones like these are changing the face of the economy，thanks to the mobile money services that are spreading across the region．

Usilng the text-messaging function built into the GSM system(全球通)used by most cell

phone networks，these services allow people without a bank account or credit card to use their

phone as an electronic walletthat can be used to store．send or receive cash．

It works like this：you pay cash to your local agent who then tops up your mobile money

account using a secure form of text messaging．That money can be transferred(转账)to another

person by sending a message to their cell phone account．

For some the system is a lifeline．“If I didn,t have my mobile phone．1 would be very

poor，”says Neyasse Neemur，a mother of four children who lives in northern Kenya．“Now I

can sell fish．”

Neemur took up fishing in July last year，but making money from it was a little tricky，

especially as Turkana people do not usually eat fish．A truck from Ethiopia to Tanzania passes

through her village once a week，and she arranged to have the driver transport the fish several

hundred kilometres south to market in Kisumu．where relatives sell the fish．

“I get the money transfer immediately．”says Neemur．“Then I can pay for my children to go to school and for vegetables and beans，”she adds，“so I don’t need to eat fish．”

According to the Central Bank of Kenya，payments worth around l billion Kenyan shillings

($13 million)per day were transferred through Kenya,s mobile money systems in 2009，equalling

the country,s credit card transactions(业务)．The bank expects mobile money transfers to overtake credit cards in 2010．

49．In Paragraph l，the author uses“simple phones”to________.

A．make a comparison    B．introduce a topic

C．describe a scene     D．offer an argument

50．What can we learn about the simple phones in East Africa?

A．They might help the local people apply for a bank account．

B．They will replace the banks completely in the near future．

C．They provide a safe means for the locals to do business．

D．They can do nothing except send and receive calls or messages．

51．The word“it”in the third paragraph refers to_______.

A．the GSM system    B．the mobile money service

C．the credit card service D．the cell phone networks

52．The story of Neyasse Neemur suggests that_______.

A．the mobile money service plays a key rote in the locals, life

B．Neemur uses her mobile phone to contact her customers

C。her relatives tricks Turkana people to eat the fish they sell

D．the Bank of Kenya helps her improve her living condition

C

With a VISA card in your hand, the world opens up to you. With more than 24 million places across the world accepting VISA, you can use your VISA card instead of cash to pay for your everyday purchases—whether you are shopping at the grocery store, dining at a restaurant, filling your car with petrol or buying the perfect gift on your travels. You can even use it to get cash from more than one million ATMs around the world.

To avoid even that inconvenience, you can take the following basic precautions:When you get your card:

Sign the signature panel immediately;4BIf you have been given a PIN(personal identification number) to use at a cash machine or in shops, memorize it—never write it down;

If you choose your own PIN, or change the one you were given, avoid obvious choices such as your date of birth or telephone number;

Do not tell anyone your PIN;

At home

Keep your sales and cash machine receipts and check them against your card or bank statement;

If any amount is incorrect or you spot a transaction you did not make, call the bank or other organizations that issued your card immediately;

Keep a list of your card numbers, along with the telephone numbers you should call if they are lost or stolen.

In the shop

Check the sales slip to ensure the amount is correct and the total has been filled in before you sign;

Make sure the retailer gives the card back to you, along with your copy of the voucher(收据）；

Keep your card close to you—be ware of pickpockets(扒手);

Do not leave your card in your car’s glove compartment.

Telephone and mail order shopping:

When you place an order over the telephone or by mail, give your card number only if you are confident about the company’s reputation;

You might be asked for your VISA card security code—the three digits at the end of the card number printed on the signature panel. Give the seller that code but never give your PIN.

43.If you were asked for your VISA card security code, what would you do?

A.Never tell the card number to anybody

B.Check the card number and never give your PIN

C.Give your card number only if you are confident about the company

D.Call the bank or other organizations for help

44.What’s a VISA card?

A.It’s a card that you can use to pay for something.

B.It’s a card which includes a PIN, without that it is penniless.

C.It’s another form of money, which can buy anything around the world.

D.It’s something that you can place an order over the telephone or by mail.

45.What’s the title of the passage?

A.VISA Card Is Important            B.ATM’s Replacement—VISA Card

C.Inconvenient, Safe But Cheap       D.VISA Card—Another World Opens to You

46.Which of the following statements is right?

A.We can buy anything in the world with a VISA.

B.If your VISA card is stolen, you should tell the bank your card number.

C.In case of forgetting your PIN, you can tell your mother your PIN.

D.You can put your VISA card in your car if there’s nobody around you.

C

    With smart phones taking the world by Storm，a phone that Can only send and receive voice

calls and text messages may seem like a relic from a bygone age．Yet in East Africa，simple

phones like these are changing the face of the economy，thanks to the mobile money services that are spreading across the region．

    Usilng the text-messaging function built into the GSM system(全球通)used by most cell

 phone networks，these services allow people without a bank account or credit card to use their

 phone as an electronic walletthat can be used to store．send or receive cash．

    It works like this：you pay cash to your local agent who then tops up your mobile money

 account using a secure form of text messaging．That money can be transferred(转账)to another

 person by sending a message to their cell phone account．

    For some the system is a lifeline．“If I didn,t have my mobile phone．1 would be very

poor，”says Neyasse Neemur，a mother of four children who lives in northern Kenya．“Now I

can sell fish．”

    Neemur took up fishing in July last year，but making money from it was a little tricky，

especially as Turkana people do not usually eat fish．A truck from Ethiopia to Tanzania passes

through her village once a week，and she arranged to have the driver transport the fish several

 hundred kilometres south to market in Kisumu．where relatives sell the fish．

    “I get the money transfer immediately．”says Neemur．“Then I can pay for my children to go to school and for vegetables and beans，”she adds，“so I don’t need to eat fish．”

    According to the Central Bank of Kenya，payments worth around l billion Kenyan shillings

($13 million)per day were transferred through Kenya,s mobile money systems in 2009，equalling

the country,s credit card transactions(业务)．The bank expects mobile money transfers to overtake credit cards in 2010．

49．In Paragraph l，the author uses“simple phones”to________.

  A．make a comparison    B．introduce a topic

  C．describe a scene      D．offer an argument

50．What can we learn about the simple phones in East Africa?

  A．They might help the local people apply for a bank account．

  B．They will replace the banks completely in the near future．

  C．They provide a safe means for the locals to do business．

  D．They can do nothing except send and receive calls or messages．

51．The word“it”in the third paragraph refers to_______.

  A．the GSM system    B．the mobile money service

  C．the credit card service D．the cell phone networks

52．The story of Neyasse Neemur suggests that_______.

  A．the mobile money service plays a key rote in the locals, life

  B．Neemur uses her mobile phone to contact her customers

  C。her relatives tricks Turkana people to eat the fish they sell

  D．the Bank of Kenya helps her improve her living condition

    A famous foreign company that invested in China wanted to employ a reception secretary for its public relation department.

    A beautiful girl with a master degree in electric engineering became a winning candidate(候选人) through the difficult process of employment. At its last stage she faced an oral test together with another girl who was her equal not only in good looks but also in education standard. The girl we talk about was confident in herself and successful in the oral test. It seemed that she would get the chance. The examiner told her on behalf of the company that she could come to office of company next Monday as a new employee. At last he asked her, “Have you anything else to say? Shocked by the unexpected question, the beautiful girl was quite at a loss, saying with hesitation(犹豫不决),”“I have to talk with my parents before I give an answer.”Surprised, the examiner said calmly,“In that case, let’s wait till you are ready.”

    The next day the girl came to tell that her parents agreed to her beginning work next Monday. But the examiner said regretfully,“Sorry, the job position is filled by another suitable candidate. You had better have a try in another place.”The beautiful girl was surprised. She asked for an explanation and was told,“What is needed here is a person who knows her own mind.”

 That was how a good opportunity slipped away right under the nose of a beautiful girl.

What did the examiner value most?

A．One’s beautiful looks.    B．One’s knowledge.

C．One’s young age.          D．One’s independence.

It can be inferred from the passage that ________.

A．the other girl who failed at the last oral test was most likely to get the job

B．another girl chosen in next test held the company

C．the company lost its best employee

D．the examiner was surprised at his first choice

Why did the beautiful girl want to ask her parents for advice?

A．She didn’t know what to do.

B．She couldn’t answer the question.

C．She hadn’t expected the examiner would ask such a question.

D．Her parents would scold her if she agreed without their permission.

The best title of this passage probably is ________.

A．Make your decision quickly    B．Have your own judgment

C．Seize your chance in time      D．Hesitation leads to failure