EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

Do you know of anyone who uses the truth to deceive (欺骗)? When someone tells you something that is true, but leaves out important information that should be included, he can give you a false picture.

　　For example, some might say, “I just won a hundred dollars on the lottery (彩票). It was great. I took that dollar ticket back to the store and turned it in for one hundred dollars!”

　　This guy’s a winner, right? Maybe, maybe not. We then discover that he bought $200 worth of tickets, and only one was a winner. He’s really a big loser!

　　He didn’t say anything that was false, but he left out important information on purpose. That’s called a half-truth. Half-truths are not technically lies, but they are just as dishonest.

　　Some politicians often use this trick. Let’s say that during Governor Smith’s last term, her state lost one million jobs and gained three million jobs. Then she seeks another term. One of her opponents(对手) says, “During Governor Smith’s term, the state lost one million jobs!” that’s true. However, and honest statement would have been, “During Governor Smith’s term, the state had a net gain of two million jobs.”

　　Advertisers(广告商) will sometimes use half-truths. It’s against the law to make false statements so they try to mislead you with the truth. An advertisement might say, “Nine out of ten doctors advised their patients to take Yucky Pills to cure toothache.” It fails to mention that they only asked ten doctors and nine of them work for the Yucky Company.

This kind of deception happens too of often. It’s a sad fact of life: Lies are lies, and sometimes the truth can lie as well.

How much did the lottery winner lose?

　A. One hundred dollars.        B. Two hundred dollars.

　C. Three hundred dollars.       D. Four hundred dollars.

We may infer that the author believes people should _______.

　A. buy lottery tickets        B. make use of half-truths

　C. not take anything at face value   D. not trust the Yucky Company

What do the underline words “net gain” in Paragraph 5 mean?

　A. final increase              B. big advantage

　C. large share                 D. total saving

What can we know from the example of the Yucky Pill advertisement?

　A. False statements are easy to see through.  B. Half-truths are often used to mislead people.

　C. Doctors like to act in advertisements.     D. Advertisements are based on facts.

　 I shook hands with my father in the truck，and for a long time he looked straight ahead and didn’t say a word.But I knew he was going to say a little to me.“I can’t tell anything，” he finally said.“I never went to college，and none of your brothers went to college.I can’t say don’t do this and do that，because everything is different and I don’t know what is going to come up.I can’t help much with money either，but I think things will work out.”

　 He gave me a new check?book.“If things get pushing，write a small check.But when you write one，send me a letter and let me know how much.There are some things we can always sell.” In four years all the checks I wrote were less than a thousand dollars.My part?time jobs such as reading to the blind student and sitting with the teachers’ kids filled in the financial gaps.

　 “You know what you want to be，and they’ll tell you what to take，” my father went on.“When you get a job，be sure it’s honest，and work hard.” I knew that soon I would be alone in the big town，and I would be missing the cool winds and a life where your thinking was done for you.

　 Then my dad reached down beside his seat and brought the old，broken Bible that he had read so often，the one he used when he wanted to look something up in a friendly quarrel with one of the neighbours.I knew he would miss it.I knew，though，that I must take it.

　 He didn’t say read this every morning.He just said，“This can help you if you will let it.”

　 Did it help? I got through college without being a burden on the family.I have been able to make money since.

1.What is the writer’s main purpose (目的) in writing this passage?

　 A.To tell the readers his life story.

　 B.To tell people what kind of person his father was.

　 C.To let people know how poor he was.

　 D.To tell the readers what present he got from his father.

2.Why did the father not ask his son not to do this and do that?

　 A.Because he felt quite confident of him.

　 B.Because he was born from a poor family.

　 C.Because he was a man of few words.

　 D.Because he didn’t want to be much too strict with him.

3.What would you learn from this passage?

　 A.How to live by oneself.

　 B.How to stand on one’s own feet.

　 C.What a good father should do.

　 D.What the self?important is like.

4.What may be the proper Chinese for the underlined part in the passage?

　 A.闲暇时光。 　　　　　　　 B.学费。

　 C.经济不足。 　　　　　　　 D.精神空虚。

5.What kind of book did the Bible seem to be to the writer’s father?

　 A.It was a book which told you how you should get on well with others.

　 B.There were many good examples for you to copy in it.

　 C.It was a book that told you how to get a good job and a good future.

　 D.It was a good book that could help you when you were in trouble.

Mr. Duff had several farms in the village. He 　36　 some workers and made them work more than twelve hours a 　37　. He didn’t supply them enough food and paid them less. So he became 　38  man there. Nobody liked him except his little son Eldon. The young man 　39  to be at school. He was often late for class and 　40  his classmates inside the school. He was weak at his 　41  and often made some excuses to stay at home.

　　One day the young man stole 　42　 in a shop. But at the gate he was caught. He brought out a 　43　 and hurt the gatekeeper while he was being sent to the 　44　. His father gave him a lot of 　45　 and helped him to leave for a city. About ten years later the young man 　46  a bandit chieftain (匪首). He often told his bandits to steal in the 　47　 and markets or rob（抢劫）in the villages. He got a lot of money and asked his father to 　48　 it for him.

　　Once the police station 　49　 that Eldon and his bandits were robbing in a small town. Plenty of policemen and soldiers 　50　 there. He shot a few policemen and soldiers and 　51　. He was hurt in the fight and found it was 　52　 for him to stay in the city and he had to hide in the 　53　 which were not far from his village. Several policemen went to Mr. Duff’s house and told him not to hide his son.

　　One of his workers knew about it and asked, “I hear your son has become a successful man. Is that right?”

　　“I think it’s 　54　,” answered Mr. Duff, “The police will award（悬赏）two hundred thousand dollars to the person who 　55　 him!”