Are you a compulsive spender，or do you hold on to your money as long as possible? Are you a bargain hunter? Would you rather use charge accounts than pay in cash? Your answers to these questions will reflect your personality．According to psychologists，our individual money habits not only show our beliefs and values，but can also stem from past problems．
Experts in psychology believe that for many people，money is an important symbol of strength and influence．Husbands who complain about their wives’ spending habits may be afraid that they are losing power in their marriage．Wives，on the other hand，may waste huge amounts of money because they are angry at their husbands．In addition，many people consider money a symbol of love．They spend it on their family and friends to express love，or they buy themselves expensive presents because they need love．
People can be addicted to different things —for example，alcohol，drugs，certain foods，or even television．They are compulsive in their addictions，i．e．they must satisfy these needs to feel comfortable．In the same way，according to psychologists，compulsive spenders must spend money．
For people who buy on credit，furthermore，charge accounts are even more exciting than money：in other words，they feel that with credit，they can do anything．Their pleasures in spending enormous amounts are actually greater than those they get from the things they buy．
There is even a special psychology of bargain hunting．To save money，of course，most people look for sales，low prices，and discounts．Compulsive bargain hunters，however，often buy things that they don’t need just because they are cheap．They want to believe that they are helping their budgets，but they are really playing an exciting game：when they can buy something for less than other people，they feel that they are winning．Most people，experts claim，have two reasons for their behavior：a good reason for the things that they do and the real reason．
It is not only scientists，of course，who understand the psychology of spending habits，but also business people．Stores，companies，and advertisers use psychology to increase business：they consider people’s needs for love，power，or influence，their basic values，their beliefs and opinions， etc．in their advertising and sales methods．
Psychologists often use a method called “behavior therapy（疗法）”to help individuals solve their personality problems．In the same way，they can help people who feel that they have problems with money：they give them “assignments” If a person buys something in every store that he enters， for instance，a therapist might teach him self discipline in this way：on the first day of his therapy， he must go into a store，stay five minutes，and then leave．On the second day，he should stay for ten minutes and try something on．On the third day，he stays for fifteen minutes，asks the salesclerk a question，but does not buy anything．Soon he will learn that nothing bad will happen to him if he doesn’t buy anything，and he can solve the problem of his compulsive buying．
【小题1】If you use charge accounts，           ．

On any weekend throughout the year one can spend hours browsing through neighborhood flea markets(跳蚤市场). These are very popular for those who are in search of bargains and who have a keen eye for picking through what others have discarded. They hunt and search for something they can reuse. Americans love secondhand merchandise (商品) which can be bought cheaply and restored to its original use. In many cases the condition and the quality are still good, though the style might be outdated.

    For some people searching through flea markets is a hobby which reaps rewards. They look for possible antiques among the items for sale or for old furniture which can. be restored with, a little care and used again. Many wise collectors often find rare items worth much more than their bargained price. Since prices are usually not fixed, if one is persistent a bargain can easily be struck. The owner may be selling a rare collectable and may not even be aware of its value. One of the great pleasures of shopping at such markets is the chance to bargain with the shop owner and settle for a price which one can afford and is willing to pay.

    Perhaps even more enjoyable than flea markets are the weekend outdoor garage sales which have now become very much a part of American culture. These are held usually in the spring and fall when the weather is still good. Usually a homeowner, having decided that he would like to clear his residence of accumulated items which are no longer useful to him, advertises in a local paper that he is holding a garage sale. More than likely the goods on display are in good condition and great buys can be found if one has the time and patience to search carefully. The home owner places items for sale on display along the driveway leading to his garage or on his front lawn and waits for people to look at what he has to sell. Old magazines, books, paintings, bicycles, ice-skates, items of clothing and electrical appliances of every sort appear on a regular basis. If the owner is in a position where he must sell his home or plans to move soon, then he may be forced to practically give things away at a price far below their true worth.

What's the attitude many Americans have for flea markets?

    A) They don't like them because it's a waste of time.

    B) They suspect the goods sold there.

    C) They don't trust the sellers of the goods.

    D) They like them very much especially for good bargains.

What do Americans like to do with secondhand goods?

    A) Resell them at a higher price.

    B) Restore them and make them look new.

    C) They use them as furniture in their homes.

    D) They use them for a while and then discard them.

When people shop at a flea market, how can they settle on a price?

    A) They can question their value.

    B) They can compare with the other sellers.

    C) They can bargain on a price acceptable to both.

    D) They can expect a fifty percent discount.

Which of the following is TRUE about the garage sales?

    A) Only in spring and fall can people enjoy them.

    B) The goods orb display are all totally useless.

    C) All the goods are selling far below their true worth.

    D) One may buy a TV on a regular basis.

When I was learning calligraphy my teacher told me a story.
A calligrapher taught handwriting. One of his students who often practised handwriting with old sheets of newspapers complained that he made very little progress though he had learned it with the calligrapher for a long time. His teacher said to him, “Try to use the best paper. Maybe you’ll write better. ”
　The student did as he was told. It really worked. He made headway not long afterwards and felt curious. He asked his teacher about the reason. The calligrapher answered, “When you used old newspapers to practice handwriting，you would think you were writing a draft（草稿）.  It didn’t matter if you wrote badly as old newspapers were plenty in supply. In that case you wouldn’t pay much attention to it. Now you use the best paper you’ll treasure it. Each time you write you feel strongly about the rarity (稀少) of chances and you’ll devote to it with all your heart and soul; you’ll do the handwriting much more attentively than otherwise practising it. Of course you’ve made rapid progress.”
Indeed，we spend our ordinary days just as they are worthless “old newspapers”. We don’t care if we scrawl and waste them, thinking that they will come endlessly --- those “old newspapers” are inexhaustible. In such a mood we may each day pass by opportunities but fail to catch any of them.
Life is not a military exercise but an actual war in which real weapons are used. In everyday life there’s no chance for us to draw a draft. That’s because what we call “draft” actually is the answer sheet we write that cannot be changed. Every day of our life is something new. Let us take every day as a sheet of best paper.
【小题1】The calligrapher in the story told the student to write on the best paper because he thought _______.

When I was learning calligraphy my teacher told me a story．
A calligrapher taught handwriting．One or his students who often practised handwritihg with old sheets of newspaper complained that he made very little progress though he had learned it with the calligrapher for a long time．His teacher said to him,“Try to use the best paper．Maybe you’ll write better．”
The student did as he was told．It really worked．He made headway not long afterwards and felt curious．He asked his teacher about the reason．The calligrapher answered,“When you used old newspaper to practise handwriting ,you would think you were writing a draft．It didn’t matter if you wrote badly as old newspaper was plenty in supply．In that case you wouldn’t pay much attention to it．Now you use the best paper and you ’ll treasure it．Each time you write you feel strongly about the rarity of chances and you’ll devote to it with all your heart and soul ; you’ll do the handwritihg much more attentively than practising．Of course you’ve made rapid progress．”
Indeed , we spend our ordihary days just as they are worthless “ old newspaper ”．We don’t care if we scrawl and waste it ,thinking that it will come endlessly---the “ old newspaper ” is inexhaustible．In such a mood we may each day pass by opportunities but fail to catch any of them．
Life is not a military exercise but an actual war in which real weapons are used ．In everyday life there’s no chance for us to draft．That’s because what we call“draft” actually is the answer sheet we write that cannot be changed．
Every day of our life is something new．Let us take every day as a sheet of the best paper．
46．The calligrapher in the story told the student to write on the best paper because he thought     ．
A．the student would practise more carefully on the best paper
B．it was comfortable to write on the best paper
C．the student had enough money to buy the best paper
D．the student could write more on the best paper
47．The student didn’t make much progress at first because     ．
A．he regarded his writihg on old newspaper just as a draft
B．he was too poor to buy better paper to write on
C．he didn’t follow his teacher’s advice
D．he was not used to the calligrapher’s teaching manner
48．We learn from the passage that     ．
A．the student finally gave up
B．the student made rapid progress by practising more carefully
C．the caligrapher was strict with his students
D．old newspaper is not useful
49．Which of the following is true according to the passage?
A．What teachers say is always true．
B．Success calls for attentiveness．
C．Handwriting is easy to practise．
D．New things are always better than old ones
50．The writer want to tell us that     ．
A．there are some good ways to practice handwriting
B．life is like old newspaper
C．we should learn from the student in the story
D．life will not give us a chance to draw a draft

When I was learning calligraphy (书法), my teacher told me a story.
A calligrapher taught handwriting. One of his students who often practiced handwriting with old sheets of newspaper complained that he made very little progress though he had learned it with the calligrapher for a long time. His teacher said to him, “Try to use the best paper. Maybe you'll write better.”
The student did as he was told. It really worked. He made headway not long afterwards and felt curious. He asked his teacher about the reason. The calligrapher answered，“When you used old newspaper to practice handwriting, you would think you were writing a draft. It didn't matter if you wrote badly as old newspaper was plenty in supply. In that case you wouldn't pay much attention to it. Now you use the best paper and you'll treasure it. Each time you write you feel strongly about the rarity of chances and you'll devote to it with all your heart and soul; you'll do the handwriting much more attentively than practicing. Of course you've made rapid progress.”
Indeed, we spend our ordinary days just as they are worthless “old newspaper”．We don't care if we scrawl and waste it, thinking that it will come endlessly—the “old newspaper” is inexhaustible. In such a mood we may each day pass by opportunities but fail to catch any of them.
Life is not a military exercise but an actual war in which real weapons are used. In everyday life there's no chance for us to draft. That's because what we call “draft” actually is the answer sheet we write that cannot be changed.
Every day of our life is something new. Let us take every day as a sheet of the best paper.
【小题1】The calligrapher in the story told the student to write on the best paper because he thought ________.