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Buying insurance (±£ÏÕ) is a way in which people can protect themselves against large losses. Protection against fire is one kind of insurance. Large numbers of people pay small sums of money to an insurance company. Although thousands of people have paid for fire insurance, only a few will lose their homes by fire. The insurance company will pay for these homes out of the small sums of money it has collected.

        The first modern fire insurance company was formed in London, England, in the 1760s. A great fire had just destroyed most of the city, and people wanted protection against further losses. The first company grew rapidly. Soon other companies were founded in other areas.

         Benjamin Franklin helped form the first fire insurance company in America in 1752, and then a new kind of insurance for farmers was suggested. The new insurance would provide protection against the loss of crops from storms.

         Later on another new insurance company was started in America. This company, which offered life insurance, collected small sums of money regularly from many different men. If a man died, his family was given a large sum of money.

         Over the years, insurance companies have offered new kinds of insurance protection. The new kinds of insurance cover losses from such accidents as car and plane crashes. Today, most people have some kind of insurance.

1.Who helped set up the first company in America?

A. Benjamin Franklin.                                             B. Businessmen.

C. The first insurance company in London.        D. Farmers.

2.Insurance means ____.

A. Protection against the losses from the storms

B. protection against illness

C. Protection against accidents         

D. all of the above

3.The first modern insurance company offered ____.

A. life insurance       B. fire insurance       C. a new kind of insurance        D. both A and B

4.Why do most people buy some kind of insurance today?

A. Insurance will keep their homes from burning.

B. People can protect themselves against large losses.

C. Insurance will pay for safety.            

D. The insurance companies grow rapidly.

 

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Do you know insurance(±£ÏÕ)? Buying insurance is a __36_____by which people can protect themselves___37_____large losses. Protection against fire is one kind of insurance. Large number of people pay ___38_____sums of money to an insurance company. Although thousands of people have paid for fire insurance, only____39____will lose their homes by fire. The insurance company will pay for these homes out or the sums of money it has ___40_____.

The first modern fire insurance company was ___41____in London, England, in 1666. A great fire had just __42_____ most of the city, and people wanted protection against  ___43_____losses. The first company ____44____ rapidly. Soon other companies were founded in other areas.

Benjamin Franklin helped form the first fire insurance company in America in 1752. he also ___45_____  a new kind of insurance for____46_____  . the new insurance would offer protection against the loss of crops____47____  storms.

In 1795, Benjamin Franklin helped start_____48_____ new insurance company in America. This company,____49_____  offered life insurance, collected some money ____50____  from many different men. ____51_____a man died, his family was given a large sum of money. Today, this company is____52_____in business.

Over the years, people have ___53_____ from many new kinds of insurance when they have suffered from ___54_____accidents as car and plane crashes.____55____, almost everyone has some kind of insurance.

36. A. way          B. firm        C. consideration   D. means

37. A. from         B. against     C. with            D. beyond

38. A. small        B. huge        C. much            D. little

39. A. many         B. quite a few C. few             D. a few

40. A. stole        B. collected   C. lent            D. brought

41. A. built        B. found       C. formed          D. organized

42. A. destroyed    B. hurt        C. harmed          D. wounded

43. A. farther      B. further     C. wider           D. longer

44. A. risen        B. rised       C. grew            D. turned

45. A. suggested    B. determined  C. asked           D. demanded

46. A. farmers      B. workers     C. waiters         D. doctors

47. A. with         B. by          C. from            D. for

48. A. other        B. certain     C. another         D. some

49. A. where        B. which       C. whom            D. that

50. A. commonly     B. usually     C. regularly       D. ordinarily  

51. A. If           B. Although    C. Unless          D. Because

52. A. always       B. still       C. hardly          D. seldom

53. A. paid         B. offered     C. bought          D. benefited

54. A. many         B. so          C. such            D. that

55. A. Today        B. Generally   C. Lately          D. Tomorrow

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Do you know insurance£¨±£ÏÕ£©?Buying insurance is a  1   by which people can   2   themselves from large losses. Protection against fire is one kind of insurance. Large numbers of people pay  3   sums of money to an insurance company. Although thousands of people have paid for fire insurance, only  4   will lose their homes by fire. The insurance company will pay these homes  5   the sums of money it has collected.

The first modern fire insurance company was  6   in London, England, in 1666. A great fire had just  7   most of the city, and people wanted protection against  8   losses. The first company grew rapidly.   9   other companies were founded in other areas.

Benjamin Franklin helped form the first fire insurance  10   in America in 1752. He also  11   a new kind of insurance for   12  . The new insurance would offer protection against the lose of crops   13   storms. In 1759, Benjamin Franklin helped start  14   new insurance company in America. This company, which   15   life insurance, collected some money  16   from many different men. If a man  17  , his family was given a large sum of money. Today, this company is  18   in business.

Over the years, people have benefited from many new kinds of insurance when they have suffered from  19   accidents as car or plane crashes. Today almost everyone has  20   kind of insurance.

1. A. means¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. idea¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  C. thought¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. company

2. A. protect¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. stop¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. sell¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. introduce

3. A. small¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. large¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. little¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. a lot

4. A. few¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. quite a few ¡¡¡¡¡¡¡¡¡¡¡¡  C. a few¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   D. many

5. A. to¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. out of¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. by¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   D. of

6. A. came into being¡¡¡¡¡¡¡¡    B. formed¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. found¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   D. set out

7. A. injured¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. hurt¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. harmed¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. destroyed

8. A. longer¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. farther¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  C. deeper¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. further

9. A. Quickly¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. Slowly¡¡¡¡¡¡¡¡¡¡¡¡  ¡¡¡¡   C. Soon¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. Immediately

10. A. school¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. factory¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. company¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. store

11. A. suggested¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. insisted¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. advised¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. wanted

12. A. farmers¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. workers¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. people¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. salesmen

13. A. of¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. for¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. with¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. by

14. A. other¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. the other¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. others¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. another

15. A. worked¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. studied¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. borrowed¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. offered

16. A. often¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. regularly¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. usually¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. always

17. A. went out¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. died¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. gave in¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. married

18. A. still¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. yet¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. already¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. seldom

19. A. many¡¡¡¡¡¡¡¡   ¡¡¡¡¡¡¡¡¡¡¡¡  B. same¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. such¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. few

20. A. certain¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. some¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. any¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. no

 

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Do you know insurance£¨±£ÏÕ£©?Buying insurance is a  1   by which people can   2   themselves from large losses. Protection against fire is one kind of insurance. Large numbers of people pay  3   sums of money to an insurance company. Although thousands of people have paid for fire insurance, only  4   will lose their homes by fire. The insurance company will pay these homes  5   the sums of money it has collected.

The first modern fire insurance company was  6   in London, England, in 1666. A great fire had just  7   most of the city, and people wanted protection against  8   losses. The first company grew rapidly.   9   other companies were founded in other areas.

Benjamin Franklin helped form the first fire insurance  10   in America in 1752. He also  11   a new kind of insurance for   12  . The new insurance would offer protection against the lose of crops   13   storms. In 1759, Benjamin Franklin helped start  14   new insurance company in America. This company, which   15   life insurance, collected some money  16   from many different men. If a man  17  , his family was given a large sum of money. Today, this company is  18   in business.

Over the years, people have benefited from many new kinds of insurance when they have suffered from  19   accidents as car or plane crashes. Today almost everyone has  20   kind of insurance.

1. A. means¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. idea¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  C. thought¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. company

2. A. protect¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. stop¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. sell¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. introduce

3. A. small¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. large¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. little¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. a lot

4. A. few¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. quite a few ¡¡¡¡¡¡¡¡¡¡¡¡  C. a few¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   D. many

5. A. to¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. out of¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. by¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   D. of

6. A. came into being¡¡¡¡¡¡¡¡    B. formed¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. found¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   D. set out

7. A. injured¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. hurt¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. harmed¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. destroyed

8. A. longer¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. farther¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  C. deeper¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. further

9. A. Quickly¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. Slowly¡¡¡¡¡¡¡¡¡¡¡¡  ¡¡¡¡   C. Soon    ¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. Immediately

10. A. school¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. factory¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. company¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. store

11. A. suggested¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. insisted¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. advised¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. wanted

12. A. farmers¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. workers¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. people¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. salesmen

13. A. of¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. for¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. with¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. by

14. A. other¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. the other¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. others¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. another

15. A. worked¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  B. studied¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. borrowed¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. offered

16. A. often¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ B. regularly¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. usually¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. always

17. A. went out¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. died¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ C. gave in¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. married

18. A. still¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    B. yet¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   C. already¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡ D. seldom

19. A. many¡¡¡¡¡¡¡¡   ¡¡¡¡¡¡¡¡¡¡¡¡  B. same¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. such¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    D. few

20. A. certain¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡   B. some¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡    C. any¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡¡  D. no

 

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I was advised to arrange for insurance(±£ÏÕ) _______ I needed medical treatment.

       A£®nevertheless     B£®although   C£®in case      D£®so that

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