EAT YOUR VEGETABLES. Wash your hands. Always say“please" and“thank you". We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to-manage their money.

Here are some basics that will help guide them their entire lives：

Show them the future. If your 13-year-old girl were to save＄1,000，invest（投资）it at 8%and add＄100 every month，by the time she's 65，she would have＄980,983！

Be careful of credit（信用）．Credit cards can help you buy necessary things and build a credit history，but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card，you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience. Suppose your child wants a new bicycle that costs $150. Rather than paying the cash，give him some regular pocket money and explain that by putting aside，say ＄15 each week，he will be able to buy it for himself in only ten weeks.

Provide incentive. Tell your children the importance of saving.“For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,”says Cathy Pareto, expert in money planning.

Explain your values. Values and money are deeply intertwined, says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say,‘I'd rather save that money for your education,”，advises Gallo. Every time you spend or don't spend money，you have a chance to share your values.

1.The writer gives some basics to help______in a proper way.

A. parents teach their children how to deal with money

B. children follow their parents' instructions

C. children manage their money

D. parents save their money

2.The writer thinks that, if a child wants to buy something, his parents should _______.

A. give him some regular pocket money

B. encourage him to put money away for it

C. explain to him the importance of investment

D. tell him to save some money by using a credit card

3.The underlined word“incentive" in paragraph 6 means _____.

A. honor            B. praise            C. excitement        D. encouragement

4.What leads the writer to write this article?

A. Parents want to know how to educate their children.

B. He wants to share his good ideas about money matters.

C. He thinks money management the most important for children.

D. Parents care little about their children's management of money.

HOW TO BOOK

Booking opens for Beckett Shorts on 8 September.

BY TELEPHONE

For credit card(信用卡)bookings. Calls are answered.

BOX OFFICE

01789 295623 9am－8pm(Mon－Sat)

0541 541051(24 hours, 7 days, no booking charge).

BY FAX

For credit card bookings. Please allow at least 48 hours for reply, if required.

BOX OFFICE

01789 261974 or 01862 387765

BY POST

Please enclose(附上)a cheque or credit card details together with an SAE or add 50p to the total amount(总额)to cover postage. Please send to the Box Office, RST, Stratford?upon?Avon, CV376BB.

Booking opens for all other plays on 19 September.

IN PERSON

BOX OFFICE

RST hall, 9∶30am－8pm(Mon－Sat)(6pm when theatres are closed).

OVERSEAS BOOKING

The easiest method of payment is by credit card.You can also pay by: Eurocheque(

up to ￡500)with your card number written on the back.

PAYING FOR YOUR TICKETS

CREDIT CARDS

We accept ?Visa, Master card, American Express and Diners Club.? Please give t

he card number, name and address of cardholder.

CHEQUES

Cheques and postal orders should be payable to: Royal Shakespeare Theatre.

1.In which of the following ways of booking does one probably have to pay extra money?

A.In person.         B.By telephone.       C.By fax.         D.By post. 

2.One has to wait for 2 days or longer for a reply if he／she pays__________.

A.in person          B.by telephone        C.by fax          D.by post 

3.What is a useful number to call at 11am Sunday?

A.01789 295623       B.0541 541051          C.01789 261174   D.01862 387665 

It is normal for parents to question their children's hairstyle or the clothes they wear. But today teenagers and their parents argue over something else: money.
Children are spending lots of it. Parents used to say to their children, "You're wearing that?" Now they say, "You paid how much for that?"
Children in the US today spend five times more money than their parents did when they were young.
So what are all these children buying? The list is long: ipods trainers(训练鞋), cellphones and jeans are typical items that children "have to" buy. And they will do anything to get them. They ask their parents over and over until they buy them.
But parents also need to take the blame for spending so much money. They want their children to have the best stuff. They end up competing with other parents over what their children have.
So no wonder children find it hard to learn the importance of saving money rather than spending it all the time.
And it's hard to save when companies use advertising and clever slogans to encourage young people to buy their products. They even encourage children to keep asking their parents for something until they get it.
Today, you don't even need to have money in order to buy something. Banks give out credit cards and loans all the time so people are saving less and less. We are used to there being lots of money around. And if you don't have much you can always borrow some.
But this hasn't always been the case. When our grandparents were young there was very little money and everyone had to save hard for things they bought. They only bought things they needed, not things they just wanted.
The older generation made the wise expression, "Money doesn’t grow on trees." This is as true now as it was 50 years ago. They give money a great deal of value. And we all have a lot to learn from them.
【小题1】The text mainly tells us ________.

The Internet is a way of life for US college students, with research showing them to be one of the most connected groups.
A recent study by Harris Interactive and 360 Youth found that 93 percent of American college students visit the Internet, and this market is expected to grow from 15.2 million in 2003 to 16.4 million in2007.
That is slow but could be the result of the already high number of college Internet users.
About 88 percent of American college students own a computer, and more than half have broadband connections. Furthermore, 76 percent own cell phones and 36 percent use their mobile devices to visit the Internet.
Study findings are that 42 percent go online mainly to communicate socially, and 72 percent of college students check emails at least once a day, with 66 percent using at least two email addresses.
The most popular online social activity is forwarding messages to friends or family, with 37 per cent of college students saying they do so.
The study also looked beyond the Internet surfing habits and into the buying habits of this group, and found them responsible for more than US＄210 billion in sales last year alone.
College students have learned how to spend their money, with 93 per cent saying low prices were important when shopping.
The study also showed that 65 percent make loan payments, 41 percent of freshmen have a credit card; and 79 percent of seniors have a credit card.
A significant number of charges on those credit cards are likely to be for entertainment and leisure expenses.
45. College students in the US, as this passage shows, _______
A. don’t have to learn their lessons in their classroom
B. spend too much time visiting the Internet
C. lead an exciting life by visiting the Internet
D. waste much time visiting the Internet
46. From the fourth paragraph we can find that in the US_______.
A. most college students are from rich families
B. college students can have a computer from their college
C. cell phones will take the place of computers in college
D. mobile phones make Internet life easy for college students
47. To communicate with friends, nearly half of the college students use_______
A. letters        B. e-mails       C. telephones          D. telegraph
48. By using the Internet, college students in the US can do the following except _______.
A. reading newspapers              B. chatting with friends
C. buying goods                  D. going swimming

Lots of students shop to reduce stress or just to kill time with their friends. Shopping to get rid of boredom or to escape from life’s pressures may lead to serious problems. When you start to shop out of control, you become a shopping addict.
Shopping addicts show signs that are similar to other addicts. Some students think that shopping, even as little as buying gifts for classmates, can make them feel better and forget their problems. Actually, it can make them feel worse, guilty, or even cause them to run into financial difficulties. Finding yourself in a financial struggle or deep in debt may harm your relationships with friends and parents.
Do you go shopping for just a few things and come home with your wallet empty? Do you always go shopping after an emotional trauma or when life feels tough（艰难的）? Do you regret later what you buy? Or do you buy things that you never use? Maybe your parents or friends have expressed disagreement that leads you to hide items or lie about prices.
Avoid any environment that may make you want to spend money. Never use credit cards. Form some other meaningful and beneficial hobbies. Exercise, yoga and hot baths generally may help you not want to shop. Take a drive through the country where there aren’t any stores. Have patience with yourself and your money, which can benefit you for the rest of your life.
60. According to the passage, shopping addicts ______.
are always rich people             B. get well along with friends
C. may suffer financial difficulties      D. all the above
61. The third paragraph mainly tells about ______.
ways to get rid of shopping addiction
the signs of shopping addicts
the danger of shopping addiction
why shopping addicts can’t stop shopping
62. The underlined word “trauma” probably means “______”.
hurt       B. satisfaction      C. enjoyment    D. appreciation
63. The intended readers of the passage are ______.
teachers       B. doctors      C. students     D. education