How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.

Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.

Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!

Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.

Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.

Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.

Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.

These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.

1.How does Tony advise you about saving money?

A．By keeping money in a bank.

B．By putting money in a wallet.

C．By making it easy to get your money.

D．By buying little things.

2.According to Billy, if you want to buy something expensive, you’d better_________.

A．wait at least a month

B．make sure it’s necessary

C．wait until it’s for sale

D．ask somebody for help

3.According to the passage, Steve is the person who _______.

A．didn’t carry any money

B．can’t wait to spend his money now

C．didn’t use to buy anything in a store

D．doesn’t spend money quickly and carelessly now

4.Where is the passage most probably from?

A．A dictionary       B．The instructions     C．A newspaper       D．An advertisement.

5.The writer wrote the passage in order to ask teens to_______.

A．make major purchases

B．save 100% of their money

C．spend all their savings regularly

D．save money regularly as well as spending

How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.
Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.
These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.
【小题1】How does Tony advise you about saving money?

The death of Steve Jobs provides a chance to take some lessons from his amazing life. Steve Jobs had a passion (激情) for education. He may be gone, but we still have a chance to learn from his courage and innovation (革新).

Making Mistakes

I think that the main reason why we can’t find proper ways to improve the education system that no longer serves us well is simply fear. Fear of failure. Fear of getting it wrong. Teachers fear that innovation could endanger their jobs. Steve had the attitude we need in education right now. “Sometimes when you create something, you make mistakes. It is best to admit (承认) them and get on with improving your other innovations.” That’s the kind of spirit that we need to have. 

Motivation (动机) Matters

We’ve concentrated (专注于) so much on results that we don’t always reward good motivations. But these things are very important. In our schools, we’ve cared so much about test results that we’ve lost creativity. We don’t reward students for their hard work, and we punish failure. As a result, we lost imagination and found no motivation to try something that has a chance of ending in failure. 

What Defines (定义) Failure?

The company that Steve Jobs started in 1985 after being forced out of Apple shows us how technology could influence educational innovation. In 1985 he started NeXT. The company was providing computers for educational purposes. NeXT wasn’t really financially (经济上) successful. But it may have been ahead of its time. Today, we see what the technology brings into the classroom.  

Changing Our Model

The company sold around 50,000 computers. But that would be missing the point. It was a NeXTcube workstation that encouraged the first web server. It helped in the development of early Internet technology. Truly, Steve Jobs has taught us that results are not the most important things in life.

54. The article tells us making mistakes       .

A. is always something very bad

B. will help us become better people

C. is a part of making something new

D. will keep us from reaching our dreams

55. We may lose our creativity and imagination if we       .

A. make a lot of mistakes

B. fail to have a right model

C. can’t be financially successful

D. concentrate too much on results

56. Steve Jobs might agree that       .

A. a good motivation can lead to a successful result

B. we shouldn’t be afraid of failure and it can lead to success

C. making money is the only way to judge success

D. having a passion is the most important thing for success

57. According to the article, which word can best describe Steve Jobs’ spirit?

A. Passion.                 B. Motivation.             C. Innovation.          D. Creativity.