Everybody in this world is different from one another. But do you know that understanding differences can help you better manage your money?

As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it's not easy to change later in life.

Financial experts say that everyone also has their own belief of how to manage their finances. This is part of our value system and it has a great impact on the way we look after our money.

According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail.

◆The ant — works first

Just like ants who work heart and soul in summer in order to store food for winter, these people don't care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk.

◆The cricket — fun first

The cricket wants to enjoy everything now and doesn't think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings. When they get old, they might have problems. They should learn to save and buy insurance.

◆The snail — lives under pressure

The snail refers to people who make life difficult for themselves. They take big long-term loans from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure they can afford it. This can cause problems in the future. They should plan more carefully.

Our beliefs and values are affected by the following except _____.

       A．society     B．the family       C．the education   D．money

People with the character of the snail would like to _____.

       A．enjoy life at the moment without thinking much about the future

       B．put work before everything else

       C．live a luxury life at all costs

       D．take the risk of investing a large sum of money

Which of the following has the character that the author prefers?

       A．the ants    B．the cricket       C．the snail   D．none of the above

This passage mainly talks about _____.

       A．spending nature of people      B．the relation between man and insects

       C．the insects in nature D．the problems with dealing with money

第二节 短文改错（共10小题，每题1分，满分10分）

此题要求改正所给短文中的错误。文中有十处错误，要求你在错误的地方增加，删减或修改某个单词。

增加：在缺词处加一个漏字符号（∧），并在其下面写上该加的词。

删除：把多余的词用斜线（\）划掉。

修改：在错的词下划一横线， 并在该词下面写上修改后的词。

注意：1. 每处错误及修改均仅限一词。2. 只允许修改10处，多者（从11处起）不计分。

Dear Dally,

Now I’d like to tell you something about my part-time job this summer vacation, of which I worked like a guide in a travel agency. The work was interesting but tired. I think it was helpful to work this holiday. It was the first time that I have earned money on my own. I’ve come to understand how hard my parents work to support for the family. I used to keep on ask them for money, but now I’ll never waste money and learn to share worry with my parent. I’ve learnt how to get along well with others. What’s worse, I’ve gained some working and social experience and I have learnt something can’t be learnt from textbooks. All these will be good for my future. In a word, I had the wonderful and valuable summer vacation.

Yours,

Li Hua

Everybody in this world is different from one another. But do you know that understanding differences can help you better manage your money?

As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it's not easy to change later in life.

Financial experts say that everyone also has their own belief of how to manage their finances. This is part of our value system and it has a great impact on the way we look after our money.

According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail.

◆The ant — works first

Just like ants who work heart and soul in summer in order to store food for winter, these people don't care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk.

◆The cricket — fun first

The cricket wants to enjoy everything now and doesn't think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings. When they get old, they might have problems. They should learn to save and buy insurance.

◆The snail — lives under pressure

The snail refers to people who make life difficult for themselves. They take big long-term loans from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure they can afford it. This can cause problems in the future. They should plan more carefully.

1．Our beliefs and values are affected by the following except _____.

　 A．society 　　　　　　　　　　 B．the family 　

　 C．the education 　　　　　　　　　　　　　　　 D．money

2．People with the character of the snail would like to _____.

　 A．enjoy life at the moment without thinking much about the future

　 B．put work before everything else

　 C．live a luxury life at all costs

　 D．take the risk of investing a large sum of money

3．Which of the following has the character that the author prefers?

　 A．the ants 　　　　　　　　　 B．the cricket 　

　 C．the snail 　　　　　　　　　 D．none of the above

4．This passage mainly talks about _____.

　 A．spending nature of people 　

　 B．the relation between man and insects

　 C．the insects in nature　　　

　 D．the problems with dealing with money

 

第二节 短文改错（共10小题，每题1分，满分10分）

此题要求改正所给短文中的错误。文中有十处错误，要求你在错误的地方增加，删减或修改某个单词。

增加：在缺词处加一个漏字符号（∧），并在其下面写上该加的词。

删除：把多余的词用斜线（\）划掉。

修改：在错的词下划一横线， 并在该词下面写上修改后的词。

注意：1. 每处错误及修改均仅限一词。2. 只允许修改10处，多者（从11处起）不计分。

Dear Dally,

Now I’d like to tell you something about my part-time job this summer vacation, of which I worked like a guide in a travel agency. The work was interesting but tired. I think it was helpful to work this holiday. It was the first time that I have earned money on my own. I’ve come to understand how hard my parents work to support for the family. I used to keep on ask them for money, but now I’ll never waste money and learn to share worry with my parent. I’ve learnt how to get along well with others. What’s worse, I’ve gained some working and social experience and I have learnt something can’t be learnt from textbooks. All these will be good for my future. In a word, I had the wonderful and valuable summer vacation.

Yours,

Li Hua

 

此题要求改正所给短文中的错误。文中有十处错误，要求你在错误的地方增加，删减或修改某个单词。

增加：在缺词处加一个漏字符号（∧），并在其下面写上该加的词。

删除：把多余的词用斜线（\）划掉。

修改：在错的词下划一横线， 并在该词下面写上修改后的词。

注意：1. 每处错误及修改均仅限一词。2. 只允许修改10处，多者（从11处起）不计分。

Dear Dally,

Now I’d like to tell you something about my part-time job this summer vacation, of which I worked like a guide in a travel agency. The work was interesting but tired. I think it was helpful to work this holiday. It was the first time that I have earned money on my own. I’ve come to understand how hard my parents work to support for the family. I used to keep on ask them for money, but now I’ll never waste money and learn to share worry with my parent. I’ve learnt how to get along well with others. What’s worse, I’ve gained some working and social experience and I have learnt something can’t be learnt from textbooks. All these will be good for my future. In a word, I had the wonderful and valuable summer vacation.

Yours,

Li Hua