As the price of a college degree continues to rise, there's growing evidence that the monetary（货币的） payoff isn't quite as big as often advertised. The best estimate now is that a college degree is worth about $300,000 in today's dollars--nowhere near the million figure that is often quoted.
"That million number has driven me crazy!" says Sandy Baum, a Skidmore economist who studied the value of a college degree for the College Board last year.
Baum's research showed that college graduates earn, on average, about $20,000 a year more than those who finished their educations at high school. Add that up over a 40-year working life and the total differential is about $800,000, she figures. But since much of that bonus is earned many years from now, taking away the impact of inflation means that$800,000 in future dollars is worth only about $450,000 in today's dollars.
Then, if you remove the cost of a college degree--about ,$30,000 in tuition and books for students who get no aid and attend public in-state universities--and the money a student could have earned at a job instead of attending school, the real net value in today's dollars is somewhere in the $300,000 range, a number confirmed by other studies.
But, especially these days, that still makes a college degree one of the most lucrative investments a person can make, Baum notes.
　Better yet, college graduates can go on to earn advanced degrees, which return even bigger payoffs. The average holder of a bachelor's degree earns about$51,000 a year, Baum calculates. But those who've gone on to earn MBAs, law degrees, or other professional degrees earn about $100,000 a year.
　In addition, Baum found that there are plenty of other rewards for a degree. The quality of the jobs college graduates get is far better, for example. College graduates are more likely to get jobs with health insurance. And it is easier for them to find and hold jobs. The unemployment rate for college graduates was just 2.2 percent last year, half the unemployment level of those with only high school diplomas.
There are lots of other nonmonetary benefits as well. College graduates are healthier, contribute more to their communities, and raise kids who are better prepared academically, studies show.
Other researchers have found that the payoff of a degree is especially lucrative for students from low-income families, since the education and degrees give them a chance to break out of low-paying careers.
【小题1】What can be inferred from Para 1 ?

Since many of you are planning to study at a college or university in this country, you may be curious to know what you usually do in a typical week, how you can get along with your fellow students, and so on. These are the questions I want to discuss with you today.

First, let’s talk about what your weekly schedule will look like. No matter what your major may be, you can expect to spend between four and six hours a week for each class attending lectures. Lectures are usually in very large rooms because some courses such as introduction to sociology or economics often have as many as two or three hundred students, especially at large universities. In lectures, it’s very important for you to take notes on what the professor says because the information in a lecture is often different from the information in your textbooks. Also, you can expect to have exam questions based on the lectures. So it isn’t enough to just read your textbooks; you have to attend lectures as well. In a typical week you will also have a couple of hours of discussion for every class you take. The discussion section is a small group meeting usually with fewer than thirty students where you can ask questions about the lectures, the reading, and the homework. In large universities, graduate students, called teaching assistants, usually direct discussion sections.

If your major is chemistry, or physics, or another science, you’ll also have to spend several hours a week in the lab, or laboratory, doing experiments. This means that science majors spend more time in the classroom than non science majors do. On the other hand, people who major in subjects like literature or history usually have to read and write more than science majors do.

1.The main purpose of this text is        .

A. to help the students to learn about university life 

B. to persuade the students to attend lectures

C. to encourage the students to take part in discussions

D. to advise the students to choose proper majors

2.We can learn from the passage that university professors        .

A. spend over 6 hours on lectures each week 

B. must join the students in the discussion sections

C. prefer to use textbooks in their lectures

D. require the students to read beyond the textbooks

3.A discussion section does NOT include        .

A. working under the guidance of university professors

B. talking over what the students have read about the courses

C. discussing the problems related to the students’ homework

D. raising questions about what a professor has said in a lecture

4.According to the author, science majors        .

A. have to work harder than non science majors

B. spend less time on their studies than non science majors

C. consider experiments more important than discussions

D. read and write less than non science majors

As the price of a college degree continues to rise, there's growing evidence that the monetary（货币的） payoff isn't quite as big as often advertised. The best estimate now is that a college degree is worth about $300,000 in today's dollars--nowhere near the million figure that is often quoted.

"That million number has driven me crazy!" says Sandy Baum, a Skidmore economist who studied the value of a college degree for the College Board last year.

Baum's research showed that college graduates earn, on average, about $20,000 a year more than those who finished their educations at high school. Add that up over a 40-year working life and the total differential is about $800,000, she figures. But since much of that bonus is earned many years from now, taking away the impact of inflation means that$800,000 in future dollars is worth only about $450,000 in today's dollars.

Then, if you remove the cost of a college degree--about ,$30,000 in tuition and books for students who get no aid and attend public in-state universities--and the money a student could have earned at a job instead of attending school, the real net value in today's dollars is somewhere in the $300,000 range, a number confirmed by other studies.

But, especially these days, that still makes a college degree one of the most lucrative investments a person can make, Baum notes.

　Better yet, college graduates can go on to earn advanced degrees, which return even bigger payoffs. The average holder of a bachelor's degree earns about$51,000 a year, Baum calculates. But those who've gone on to earn MBAs, law degrees, or other professional degrees earn about $100,000 a year.

　In addition, Baum found that there are plenty of other rewards for a degree. The quality of the jobs college graduates get is far better, for example. College graduates are more likely to get jobs with health insurance. And it is easier for them to find and hold jobs. The unemployment rate for college graduates was just 2.2 percent last year, half the unemployment level of those with only high school diplomas.

There are lots of other nonmonetary benefits as well. College graduates are healthier, contribute more to their communities, and raise kids who are better prepared academically, studies show.

Other researchers have found that the payoff of a degree is especially lucrative for students from low-income families, since the education and degrees give them a chance to break out of low-paying careers.

1.What can be inferred from Para 1 ?

   A. The payoff of a college degree is still big enough to match the advertised.

   B. It’s more and more difficult to get a college degree.

   C. The return of a college degree is less than often quoted.

   D. A college degree is worth about one million dollars.

2.Which of the following is closest in meaning to the underlined word “lucrative” in Para.5?

   A. attractive                 B. worthless                C. approachable                 D. balanced

3.How can a college graduate increase his or her yearly income according to the passage?

   A. By getting jobs with health insurance immediately.

   B. By going on for higher degrees.

   C. By breaking out of low-paying jobs.

   D. By contributing more to his or her community.

4.Which of the following statements can be learned from the text ?

A.  According to Baum's research, high school graduates earn more than those who have college degrees.

B.  College education is enough to ensure you a good life.

C.  Nonmonetary benefits from the degree attract students more than monetary ones.

D. Students from low-income families still think degrees are profitable to change their life.

Teens’ lives hit by economy
Some teenagers are crossing their dream colleges off their lists. Others are thinking of skipping（略过）their senior trips or reducing prom(毕业舞会)costs. Many are finding their work hours cut while their expenses rise.
So, who exactly is punishing them？Is it their parents, teachers or employers？No, it’s the economy（经济状况）.
If you are like most teenagers, you probably don’t understand what “recession”, “negative economic growth” and “subprime mortgage crisis (次贷危机)”actually mean. And you probably don’t spend your days watching the ups and downs of the stock market.
It’s safe to say that most teens don’t know much about the economy except for one thing：it’s bad. But just how exactly is the economy affecting teens?
“The single largest thing I have noticed is the recession’s ability to affect my college choice, “said Heather Richars from Downey High School in California, US. “With the economic situation the way it is, I have thought less about going to a private or out-of-state university, and more about public schools in California, mainly because of the price of tuition, “said Richars. “I had been a fan of attending a private school up until this year.”
The economy cuts into other areas of teenagers’ lives, too.
Joey Camarda, a student at Modesto High School in California, who works at an ice cream store,  said,“ Probably due to the economy, I have been getting less hours at my job, and because of that, I am not getting enough money to help pay for college.”
Tara Mooney, a senior at Beyer High School, has also begun to notice that money is tight.
“Things are getting expensive,” she said. “When it comes to applying for colleges and wanting to go on senior trips, I have to pick and choose instead of doing it all.”
【小题1】The purpose of writing the passage is mainly to tell us ________.