Dear Jack，

    Thank you for your congratulations，my congratulations to you! I remember Margaret Field very well―the girl with that wonderful red hair and those beautiful eyes.  She was the most popular girl in our college. You’re a very lucky fellow and I'm sure you’11 be very happy with her.

    Brenda and I are very lucky，too. Her father gave us this house as a wedding present，so we don't have to pay rent. The house and furniture are insured already，so I can’t help you by giving you that kind of business. I wish I'd known earlier that you were in the insurance business. I'd certainly have asked you to give me a policy for the house and its contents.

    I'm rather doubtful about the value of life insurance. It’s my duty，I know，to see that there will be money for my wife，and later on for the children，in the event of my early death. But I feel that it's wiser to put my money into the shares of good business companies. You say I can get a policy that will provide 50，000 when I'm 65. Yes，but that time is nearly forty years away，and what will 50，000 be worth then?The real value of money has been going down and prices go up a little every year，perhaps only 4％or 5％，but the movement is always up，never down. 50，000 in fifty years from now may be worth only two―thirds or even a half of what it is worth today. Now if I put my savings into the shares of the big oil companies，or aircraft manufacturers，the value of the shares will go up with the rise in costs and prices. So the real value of my money would remain about the same，wouldn’t it?I know your answer. You’ll say that your life insurance policy provides against my possible death. I've got to balance that possibility against the almost certain fall in the value of money?

    I'd very much like you to meet Brenda. Can you come for a weekend some time?What about next Saturday?If you can manage it，please let me know which train you’re coming by，and I’ll meet you at the station. We can have a talk about life insurance and perhaps you’ll succeed in making me see that life insurance is a good thing.

                                                             Yours sincerely，

                                                                   Fred

64. We can infer from the passage that              .

    A. Margaret is Fred’s wife

    B. Jack is a customer of Fred

    C. Brenda is familiar to Margaret

    D. Jack，Fred and Margaret once studied in the same college

65. The underlined sentence”In the event of my early death”can be replaced by         .

    A. when I should die young         B. if I should die young

    C. after I should die young          D. before I should die young

66. Which word can be used to describe Fred according to the passage?

    A. Narrow-minded.   B. Short-sighted.     C. Ambitious.    D. Practical.

67. This is a letter of        .

    A. refusing          B. inquiring          C. complaining    D. negotiating

Dear Jack，

    Thank you for your congratulations，my congratulations to you! I remember Margaret Field very well—the girl with that wonderful red hair and those beautiful eyes．She was the most popular girl in our college．You’re a very lucky fellow and I'm sure you’11 be very happy with her．

    Brenda and I are very lucky，too．Her father gave us this house as a wedding present，so we

don't have to pay rent．The house and furniture are insured already，so I can’t help you by giving you that kind of business．I wish I'd known earlier that you were in the insurance business．I'd

certainly have asked you to give me a policy for the house and its contents．

    I'm rather doubtful about the value of life insurance．It’s my duty，I know，to see that there will be money for my wife，and later on for the children，in the event of my early death．But I feel that it's wiser to put my money into the shares of good business companies．You say I can get policy that will provide 50，000 when I'm 65．Yes，but that time is nearly forty years away，and what will 50，000 be worth then? The real value of money has been going down and prices go up a little every year，perhaps only 4％or 5％，but the movement is always up，never down．50，000 in fifty years from now may be worth only two—thirds or even a half of what it is worth today．Now if I put my savings into the shares of the big oil companies，or aircraft manufacturers，the value of the shares will go up with the rise in costs and prices．So the real value of my money would remain about the same，wouldn’t it? I know your answer．You’ll say that your life insurance policy provides against my possible death．I've got to balance that possibility against the almost certain fall in the value of money·

    I'd very much like you to meet Brenda．Can you come for a weekend some time? What about next Saturday? If you can manage it，please let me know which train you’re coming by，and I’ll meet you at the station．We can have a talk about life insurance and perhaps you’ll succeed in making me see that life insurance is a good thing．

                                                             Yours sincerely，

                                                                   Fred

1．We can infer from the passage that              ．

    A．Margaret is Fred’s wife

    B．Jack is a customer of Fred

    C．Brenda is familiar to Margaret

    D．Jack，Fred and Margaret once studied in the same college

2．The underlined sentence” In the event of my early death” can be replaced by      

    A．when I should die young         B．if I should die young

    C．after I should die young          D．before I should die young

3．Which word can be used to describe Fred according to the passage?

    A．Narrow-minded．  B．Short-sighted．    C．Ambitious．   D．Practical．

4．This is a letter of        ．

    A．refusing  B．inquiring（询问） C．complaining    D． negotiating（协商）

单词拼写（共10小题，每题1分，满分10分）

1.C___________ on your success last night!

2.He b________ down and came up with a $20 bill. “ Sir, you must have dropped this.” The waiter said.

3.Every year thousands of college g_____________ crowded in the job fair, hoping to find their desirable jobs.

4.I’m very c_________ about my son in his new school, for he never knows how to take care of himself.

5.He could have finished it on s__________, but somehow he fell behind.

6.In the past, the villagers t__________ their goods by goat not by truck.

7.They built s_________ for the homeless children.

8.Though I haven’t met him for many years, I could r__________ him immediately when I saw him.

9.He was c_______ along the street when he was knocked off his bike.

10.Some animals hibernate (冬眠) under snow, because there is much air in l_____ snow.

单词拼写（共10小题，每题1分，满分10分）
【小题1】C___________ on your success last night!
【小题2】He b________ down and came up with a $20 bill. “ Sir, you must have dropped this.” The waiter said.
【小题3】Every year thousands of college g_____________ crowded in the job fair, hoping to find their desirable jobs.
【小题4】I’m very c_________ about my son in his new school, for he never knows how to take care of himself.
【小题5】He could have finished it on s__________, but somehow he fell behind.
【小题6】In the past, the villagers t__________ their goods by goat not by truck.
【小题7】They built s_________ for the homeless children.
【小题8】Though I haven’t met him for many years, I could r__________ him immediately when I saw him.
【小题9】He was c_______ along the street when he was knocked off his bike.
【小题10】Some animals hibernate (冬眠) under snow, because there is much air in l_____ snow.