You can make a _______ on your insurance policy for your loss in the fire.

       A. claim                                            B. decision

C. mind                                             D. change

You can make a _______ on your insurance policy for your loss in the fire.
 A. claim       B. decision
C. mind       D. change

You can make a _______ on your insurance policy for your loss in the fire.

1. A.
   claim
2. B.
   decision
3. C.
   mind
4. D.
   change

Complete the following passage by using the words in the box．Each word can only be used once．Note that there is one word more than you need．

A．estimate                     B．penalize               C．driving                D．account

E．covering                     F．pocket                 G．perfectly             H．essential

I．belongings                   J．reviewed

There are two principal household insurance policies---building insurance and contents．Neither is strictly compulsory but both are more or less ___1___．

    Building insurance protects the bricks and mortar of your home and any fitted fixtures within, such as bathroom fittings and built-in cupboards．If the property is damaged by flood, fire or various other perils, the policy pays for repairs．

When you arrange building insurance you need to decide on a “sum assured”．This is the amount the insurance company would pay out if your home were destroyed．It should be the best ___2___ of the rebuilding costs and not the market value of the property．You can find out the correct sum assured from the survey when you bought your house．But make sure it is ___3____ regularly to take into ___4____ rising prices．

   Most mortgage lenders make buildings insurance a condition for the loan．They will also try to sell you their own policy--- and ____5____ you if you buy cover elsewhere．

    Lenders are ___6____ within their rights to charge an “administration fee”（usually ￡25） if borrowers make their own arrangements．

    Building insurance is a competitive market and the competition is ___7____ prices down．There are hundreds of product providers to choose from．Banks, building societies, insurance companies that sell direct are all keen to ___8____ your premiums（保险费）．

With home contents insurance, you also need to decide on a sum assured．You should make a list of all your belongings and the cost of their replacements．

But remember that if you underestimate to keep the premium down, you may find that you have much great difficulty___9____ your loss．