阅读下面短文，掌握其大意，然后从21-40各题所给的四个选项（A、B、C和D）中，选出最佳选项，并在答题纸上将该选项标号涂黑。

   A businessman was deep in debt and could see no way out. He sat on the park chair, with 21    in hands, wondering if anything could save his company from   22   .

   Suddenly an old man appeared before him and was willing to   23   him help. He asked the man his name, wrote out a check, and pushed it into his hand saying,“  24   me here exactly one year from today, and you can pay me back at that time.” Then he turned and disappeared as  25  as he had come.

   The businessman saw a check for $500,000 in his hand, which was 26   by John D. Rockefeller, one of the   27   men in the world! “I can remove my money worries 28   !” he realized. But the man decided to put the check in his safe,   29   it might give him the strength to find out a way to save his business. With a renewed   30    attitude, he thought of some new business ideas which soon led to his success in several big   31   . Within a few months, he was out of debt and making   32   once again.

   Exactly one year   33   , he returned to the park with the check. At the time they have agreed on, the old man   34   , too. But just as the man was about to hand back the check and share his   35   story, a nurse came running up and   36   the old man. She said the old man was always   37   from the rest room and telling people he was John D. Rockefeller. Then she led the old man away   38   the arm hurriedly.

   The man just stood there,   39   . Suddenly, he realized that it wasn’t the money   40   his self-confidence that gave him the power to achieve anything he went after.

  

41. A. books	B. head	C. hats	D. check
42. A. opening	B. breaking	C. rising	D. closing
43. A. offer	B. demand	C. require	D. take
44. A. Visit	B. Discover	C. Meet	D. Help
45. A. loudly	B. slowly	C. happily	D. quickly
46. A. signed	B. invented	C. directed	D. found
47. A. poorest	B. highest	C. richest	D. smartest
48. A. sooner or later    C. in the future		B. right away D. once in a while
49. A. hoping	B. examining	C. noticing	D. remembering
50. A. interesting	B. negative	C. active	D. foolish
51. A. sales	B. discounts	C. films	D. games
52. A. trouble	B. mistakes	C. sense	D. money
53. A. later	B. ago	C. before	D. after
54. A. set up	B. came up	C. called up	D. gave up
55. A. failure	B. love	C. success	D. education
56. A. hanged	B. saved	C. drove	D. caught
57. A. learning	B. escaping	C. hearing	D. judging
58. A. in	B. by	C. on	D. with
59. A. astonished	B. pleased	C. interested	D. terrified
60. A. while	B. and	C. so	D. but

EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.
　　Here are some basics that will help guide them their entire lives:
　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!
　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.
　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help________ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents’ instructions

C．children manage their money

D．parents save their money

【小题2】The writer thinks that, if a child wants to buy something, his parents should________.      .

A．give him some regular pocket money

B．encourage him to put money away for it

C．explain to him the importance of investment

D．tell him to save some money by using a credit card

【小题3】The underlined word “incentive” in paragraph 6 means_________.       .

A．honor

B．praise

C．excitement

D．encouragement

【小题4】What leads the writer to write this article?_________

A．Parents want to know how to educate their children.

B．He wants to share his good ideas about money matters.

C．He thinks money management the most important for children.

D．Parents care Little about their children’s management of money.

完形填空 (共20小题；每小题1.5分，满分30分)

阅读下面短文, 从短文后各题所给的四个选项（A、B、C和D）, 选出可以填入

空白处的最佳选项，并在答题卡上将该项涂黑。

   When a rather dirty, poorly dressed person kneels at your feet and puts out his hands to beg __36__a few coins, do you hurry on, not __37__ what to do, or do you feel sad and hurriedly __38__ some money? What should our attitude__39__ beggars be? There can be no question that the world is full of terribly sad stories. It __40__ be terrible to have no idea where our next meal is going to come from. It seems __41__ not to give some money to beggars.

__42__, most of the world’s great religions order us to be open-hearted and __43__what we have with those less lucky than ourselves. But has the world changed? Maybe what was morally right in the old days, __44__ one knew exactly who in the village had suffered misfortune and needed help, is no longer the best idea. Quite a few people will not give to beggars. Let us look at their __45__.

First, some believe that many city beggars dress up __46__ to look pitiable and actually make a good __47__ from begging. Giving to beggars only encourages this sort of evil. __48__, there is the worry that the money you give will be spent on beer, wine or drugs. Thirdly, there is the opinion__49__there is no real excuse for begging. One might be poor, but that is no reason for losing one’s sense of __50__ and self-dependence.

Related to this is the opinion that the problem should be handled by the government __51__ordinary people. Some people think beggars should go to the local government department and __52__ help.

It is hard to come to any final conclusion: there are various __53__and we must __54__ them differently. A few coins can save a life in some situations, and even if the money is wasted, that does not take away the moral goodness of the__55__.

   A. to       B. with     C. at       D. for

   A. knowing      B. expecting   C. demanding        D. settling

   A. put away         B. hand over    C. take in          D. get out

   A. at           B. in           C. over             D. towards

A. must        B. can          C. need             D. might 

A. warm-hearted    B. generous     C. cruel        D. considerate

   A. Strangely   B. Honestly     C. Certainly        D. Surprisingly

   A. give    B. donate       C share             D.contribute

   A. why          B. when     C. what         D. how 

A. arguments       B. quarrels         C. sayings          D. talks

   A. on show          B. on purpose       C. for fun          D. by accident

   A. money            B. comfort          C. living           D. decision

   A. Secondly         B. Surely      C. Possibly     D. Then

   A. what             B. whether          C. that             D. which

   A. goodness         B. pride    C. security    D. responsibility

A. rather than         B. or rather    C. other than  D. but also

   A. produce      B. receive      C. earn             D. offer

   A. cases            B. events  C. conditions       D. states

   A. go with B.communicate with C. deal with    D. meet with

A. giver      B.receiver      C. villager         D. government

完形填空 (共20小题；每小题1.5分，满分30分)

阅读下面短文, 从短文后各题所给的四个选项（A、B、C和D）, 选出可以填入

空白处的最佳选项，并在答题卡上将该项涂黑。

   When a rather dirty, poorly dressed person kneels at your feet and puts out his hands to beg __36__a few coins, do you hurry on, not __37__ what to do, or do you feel sad and hurriedly __38__ some money? What should our attitude__39__ beggars be? There can be no question that the world is full of terribly sad stories. It __40__ be terrible to have no idea where our next meal is going to come from. It seems __41__ not to give some money to beggars.

__42__, most of the world’s great religions order us to be open-hearted and __43__what we have with those less lucky than ourselves. But has the world changed? Maybe what was morally right in the old days, __44__ one knew exactly who in the village had suffered misfortune and needed help, is no longer the best idea. Quite a few people will not give to beggars. Let us look at their __45__.

First, some believe that many city beggars dress up __46__ to look pitiable and actually make a good __47__ from begging. Giving to beggars only encourages this sort of evil. __48__, there is the worry that the money you give will be spent on beer, wine or drugs. Thirdly, there is the opinion__49__there is no real excuse for begging. One might be poor, but that is no reason for losing one’s sense of __50__ and self-dependence.

Related to this is the opinion that the problem should be handled by the government __51__ordinary people. Some people think beggars should go to the local government department and __52__ help.

It is hard to come to any final conclusion: there are various __53__and we must __54__ them differently. A few coins can save a life in some situations, and even if the money is wasted, that does not take away the moral goodness of the__55__.

1.  A. to             B. with           C. at             D. for

2.  A. knowing        B. expecting      C. demanding      D. settling

3.  A. put away       B. hand over      C. take in                      D. get out

4.  A. at             B. in             C. over          D. towards

5.A. must             B. can            C. need           D. might 

6.A. warm-hearted     B. generous       C. cruel          D. considerate

7.  A. Strangely      B. Honestly       C. Certainly                    D. Surprisingly

8.  A. give           B. donate         C share          D.contribute

9.  A. why            B. when           C. what           D. how 

10.A. arguments       B. quarrels                         C. sayings            D. talks

11. A. on show        B. on purpose                       C. for fun            D. by accident

12. A. money          B. comfort       C. living                       D. decision

13. A. Secondly      B. Surely         C. Possibly       D. Then

14. A. what           B. whether       C. that          D. which

15. A. goodness      B. pride          C. security       D. responsibility

16.A. rather than                       B. or rather      C. other than     D. but also

17. A. produce        B. receive        C. earn          D. offer

18. A. cases         B. events         C. conditions     D. states

19. A. go with        B.communicate with                  C. deal with D. meet with

20.A. giver         B.receiver      C. villager         D. government