Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly. The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get

a monthly allowance. In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

Many people think it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it. Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future.

Requiring children to save part of their allowance can also open the door to future saving. A saving account is an excellent way to learn about the power of compound interest. Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

1．Many parents give children an allowance regularly to          .

       A．meet children’s basic need for life

       B．give control over their children

       C．see whether they have financial mistakes

       D．help children learn how to manage money

2．For Children who receive allowances, they’d better not          .

       A．waste money to buy gifts for their parents or friends

       B．buy their favorite clothing or electronics for themselves

       C．save money like their parents or other adults

       D．ask for the next allowance before the decided date

3．If children are required to save their allowance, they          .

      A．can experience the three tings related to money

       B．can understand the relation between goals and sacrifice

       C．will do more work around the house

       D．help themselves found the basis for their future life

4．What does the underlined phrases “compound interest” mean?

       A．The interest based on the original money and unpaid interest.

       B．A way of helping children earn two percent interest.

       C．The interest intended for children to earn money.

       D．  A saving account opened for children’s allowance.

5．What would be the best title for the text?

       A．How to Give Children an Allowance

       B．Spend Your Allownace within a Budget

       C．Allowance Helps Children Learn about Money.

       D．Doing Housework Earns Children Allowance

　    Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly. The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance. In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

Many people think it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it. Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future.

Requiring children to save part of their allowance can also open the door to future saving. A saving account is an excellent way to learn about the power of compound interest. Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

14. Many parents give children an allowance regularly to ______.

   A. meet children’s basic need for life        B. give control over their children

   C. see whether they have financial mistakes   D. help children learn how to manage money

15. For Children who receive allowances, they’d better not ________.

   A. waste money to buy gifts for their parents or friends

   B. buy their favorite clothing or electronics for themselves

   C. save money like their parents or other adults

   D. ask for the next allowance before the decided date.

16. If children are required to save their allowance, they ______.

   A. can experience the three things related to money

   B. can understand the relation between goals and sacrifice

   C. will do more work around the house

   D. help themselves found the basis for their future life

17. What does the underlined phrase “compound interest” mean?

   A. The interest based on the original money and unpaid interest.

   B. A way of helping children earn two percent interest.

   C. The interest intended for children to earn money.

   D. A saving account opened for children’s allowance.

18. What would be the best title for the text?

   A. How to Give Children an Allowance

   B. Spend Your Allowance within a Budget

   C. Allowance Helps Children Learn about Money

   D. Doing Housework Earns Children Allowance

　    Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly. The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance. In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

Many people think it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it. Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future.

Requiring children to save part of their allowance can also open the door to future saving. A saving account is an excellent way to learn about the power of compound interest. Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

14. Many parents give children an allowance regularly to ______.

   A. meet children’s basic need for life        B. give control over their children

   C. see whether they have financial mistakes   D. help children learn how to manage money

15. For Children who receive allowances, they’d better not ________.

   A. waste money to buy gifts for their parents or friends

   B. buy their favorite clothing or electronics for themselves

   C. save money like their parents or other adults

   D. ask for the next allowance before the decided date.

16. If children are required to save their allowance, they ______.

   A. can experience the three things related to money

   B. can understand the relation between goals and sacrifice

   C. will do more work around the house

   D. help themselves found the basis for their future life

17. What does the underlined phrase “compound interest” mean?

   A. The interest based on the original money and unpaid interest.

   B. A way of helping children earn two percent interest.

   C. The interest intended for children to earn money.

   D. A saving account opened for children’s allowance.

18. What would be the best title for the text?

   A. How to Give Children an Allowance

   B. Spend Your Allowance within a Budget

   C. Allowance Helps Children Learn about Money

   D. Doing Housework Earns Children Allowance

Due to the increasing number of violence acts produced in schools all over the world，more and more parents prefer to have their children educated at home rather than at school. This way they can assure their safety and well-being，although teachers and school representatives are trying to improve the situation in schools by increasing the number of the persons in charge with the safety of the students.
The main reason for violence acts are the films and cartoons that fill the children’s time.They want to do everything.they watch on TV and never think at the consequences，and they may hurt a classmate or a teacher.
On the other hand, parents are not fully satisfied with the children’s results obtained in classes and they consider private classes would have better results.
When a teacher has to watch 30 students in class he can’t probably see what each of them is doing，how he is writing，or if he understands the explanations.At home the teacher can explain in details everything the child doesn’t understand as many times as he considers proper.
And many times.the child grows fond of the teacher at home，who becomes his best friend，and who helps him whenever he needs someone to talk to.    
However, the best solution would be a mixture between the education received at school and that at home，because school makes children communicate and socialize.Keeping a child at home for fear there might happen something bad to him.only makes the child’s character weak and prevents him from knowing what real life is.Staying in a crystal ball only does harm to the child.
All in all.schools have been created to help children，not to harm them，so it’s best to keep children in these special places，where they learn，laugh，have fun and make new friends.

1. 1.

   The writer’s purpose in writing the text is to          .

   1. A.
      teach parents the ways to keep theft children safe
   2. B.
      show solutions to developing children’s character
   3. C.
      explain the main reason for violence acts in schools
   4. D.
      analyze an education problem and give opinions
2. 2.

   Parents prefer to have their children educated at home because the following EXCEPT that______.

   1. A.
      More and more violence acts occur in schools
   2. B.
      Parents want to improve their Children's grades
   3. C.
      Parents are concerned about their children’s safety
   4. D.
      The education system is far from satisfactory
3. 3.

   What does“a crystal ball”in the passage refer to?

   1. A.
      A toy that can be used for entertainment.
   2. B.
      A safe and comfortable environment.
   3. C.
      An object that is made of crystal.
   4. D.
      A setback that is hard to overcome.
4. 4.

   We call infer from the passage that          .

   1. A.
      violence TV programs have bad effects on children’s behavior
   2. B.
      The teacher at home is more patient than the teacher at school
   3. C.
      Children today are weak from lack of sense of right and wrong
   4. D.
      There are too many students in class for a teacher to teach
5. 5.

   Which of the following might be the best title of the passage?

   1. A.
      Advantages and Disadvantages of Private Classes
   2. B.
      Who is to Blame, Parents or Schools?
   3. C.
      Which is Better, School Study or Home Study
   4. D.
      The Relationship between Teachers and Children

    My husband was supportive and helped me to make my decision. He emphasized all of the things I can do around the house, and said he thought I could be a great success in business.

    After several weeks of job-hunting, I found my present job in a small public relations firm. At first, my husband was very proud of me and told his friends, “My clever little wife can run that company she’s working for.”

　　 But as his joking remark approached reality, my husband stopped talking about my job. I have received several promotions and pay increases. Now I am making more money than he is. I can buy my own clothes and a new car. Because of our combined incomes, my husband and I would do many things that we had always dreamed of, but we do not, for he is unhappy.

   We fight about little things and my husband is very critical in front of our friends. For the first time in our marriage, I think there will be a possibility that our marriage may come to an end.

   I love my husband and I don’t want him to feel inferior, but I don’t know how to settle this problem. Can you give me some advice? How can I keep my husband on one hand and my new career on the other?

   Please help.

1. What will be the best title for this text?

   A. A working woman’s trouble

   B. A wife’s thanks for her husband

   C. A wife’s complaints about her husband

   D. A working woman’s love for her husband

2. The letter was most probably written ____________.

   A. in 1975   B. around 1980    C. four years ago    D. in 1965

3. As her income increased ______________.

   A. she found a gap emerged between her and her husband

   B. she bought more clothes and a new house

   C. she did many things she had dreamed of

   D. she felt very proud of herself