How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.
Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.
These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.
【小题1】How does Tony advise you about saving money?

How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.

Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.

Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!

Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.

Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.

Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.

Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.

These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.

1.How does Tony advise you about saving money?

A．By keeping money in a bank.

B．By putting money in a wallet.

C．By making it easy to get your money.

D．By buying little things.

2.According to Billy, if you want to buy something expensive, you’d better_________.

A．wait at least a month

B．make sure it’s necessary

C．wait until it’s for sale

D．ask somebody for help

3.According to the passage, Steve is the person who _______.

A．didn’t carry any money

B．can’t wait to spend his money now

C．didn’t use to buy anything in a store

D．doesn’t spend money quickly and carelessly now

4.Where is the passage most probably from?

A．A dictionary       B．The instructions     C．A newspaper       D．An advertisement.

5.The writer wrote the passage in order to ask teens to_______.

A．make major purchases

B．save 100% of their money

C．spend all their savings regularly

D．save money regularly as well as spending

Chen Jie, 14, from Ningbo, Zhejiang is a lucky girl. She got 3600 yuan as gift money this Spring Festival. However, her grandmother took away all the money and put it in a bank account.

Many students experienced the same thing as Chen. They got their gift money, only to immediately have it taken away.

Xiong Shengyue, 14, from Nanjing, doesn't agree with the practice. "I think the money should be the children's, " she said. " We should take care of it by ourselves."

It is not that simple, said Chu Chaohui, a researcher at national Institute of Education Sciences.

Giving gift money is used to show social status (地位)and develop relationships, he told Beijing Legal Evening News. Gift money has lost its traditional meaning of good will and has "little to do with the children". What's more, children don't earn the money through work. So he thought that parents should still play a big part in dealing with the money.

But Yan Honglan, a mother of a 14-year-old boy in Beijing, has let her son be responsible (承担责任的)for his gift money since the age of 8. "I want to develop his financial(理财) skills, ' Yan said.

She also added:"No matter how you deal with the money, the most important thing is to make the children feel they're respected(尊重) and trusted.

Chen supported Yan's idea. She said that though she knew her grandmother wouldn't waste her gift money, she would feel happier if she could at least know how the money is spent.

"It would make me feel a little bit more grown-up," she said.

1.Chen Jie’s grandmother ________.

A．took away all her money and put it in a bank   B．let her take care of all her money

C．gave all her money to her parents           D．spent all her money

2. Chu Chaohui thought the gift money should be dealed with by _________

A．children          B． grandmother      C． parents          D．friends

3.Yan Honglan thought___________ is the most important thing.

A．to make children feel a little bit more grown-up

B．to take care of the gift money by themselves

C．to put the gift money in a bank account

D．to make the children feel they're respected and trusted.

4.Which of the following is TRUE according to the passage?

A．Chen Jie got 3600 yuan as reward this Spring Festival.

B．Xiong Shengyue thought children should take care of the gift money.

C．Chu Chaohui thought parents shouldn’t play a big party in dealing with the money.

D．Yan Honglan has let her son be responsible for his gift money since the age of 9.

1下面是Mr. Zhang 入住宾馆的房卡，阅读以下信息，选出最佳选项。

1.Mr. Zhang lives in Hotel_____.

A. Eiffel    B. King    C. Napoleon   D. Mapol

2.The hotel is______.

A. on King Street near a bank

B. next to a museum

C. near a train station

D. on George Street near a park

3.Which bus can’t reach the hotel?______

A. Bus 705.    B. Bus 750.     C. Bus 12.    D Bus 47.

4.If Mr. Zhang gets lost, he can_____.

A. take Bus 507 to the hotel   

B. wait until the light is green

C. go back to the hotel to search the Internet 

D. call the hotel at the number on the card

5.Which of the following is true?

A. Open the door when the red light is on.

B. The card can be used for shopping.

C. The card can help you when you get lost.

D. Mr. Zhang can keep the card when he checked out.