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43.A.must         B.dare            C.should          D.may

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42.A.recognize     B.realize          C.research        D.doubt

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41.A.break        B .run             C.make          D.grow

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40.A.divide up      B.build up         C.keep up         D.make up

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39.A.With        B.Of             C.In             D.From

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38.A.foolish       B.fundamental      C.lucky          D.grateful

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37.A.know        B.experience       C.from           D.sense

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36.A.needs        B.likes            C.arranges        D.expects

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35.     many times, but he forgot all about it and didn't come for the meeting.

    A.Having told him                  B.I had told him

    C.Having been told                 D.Though I had to tell him

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Cloze 1

Learning to save money when you're young is an important lessen. All good lessens and habits begin early, and saving is a skill that everyone 36  .Many people--adults included--do not have a good  37  of saving for the long run.

I have been 38  to learn this lessen early because I have had a grass cutting business since I was 10 years old. 39  the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to 40  wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to 41  Young people should 42  that their teenage years are a great time to begin saving.

If you have a job at high school, you  43 have fun with some of the money. But you should also save some  44  it will grow .Then you can begin planning for your furture. When you spend money, you not only lose that money,  45  lose the interest you could have earned by saving it.

After high school, college is 46  ,with expenses such as food and rent. If you can  47  a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings ,you will always have to  48  .

later in life it can be hard to start saving  49  general cost of living is more expensive and you may only have enough to pay your  50  .If you want to buy a house and have a family, you need money to start with ,which  51  saving.

Many say money cannot make you happy, and this is true. but money can help you to lead a  52  life.

Saving early will mean you will have to work for fewer years when You are older. It will also  53  you to spend time doing the things that you want to do.

54 , it will mean you can live the way you want to without  55 .

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34.The cooperation(合作)      just became the opinions from the two sides were not consistent.

   A.broke down     B.pulled down      C.turn down       D.put down

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