1. A。细节题。根据文章第 1 段倒数第 2 句 …there must be a reason why the person has achieved success 可推知此题答案为 A。

4. D。词义猜测题。根据 Instead he sells his shares through a stockbroker to some other saver who is seeking to invest his money 这句话可推知原来股票持有者只有通过股票交易所把股票卖给那些寻找赚钱的人，由此得知 D 为正确答案。

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(1-3 ACB)

[答案与解析]本文列举了人们对于成功的热衷态度，说明人们想学到成功的经验以便成功。

3. D。细节题。根据 There is hardly a man or woman in this country whose standard of living does not depend on the ability of his or her employers to raise money to finance new development. The Stock Exchange exists to provide a channel through which these savings can reach those who need finance 可知股票交易所能为政府、当地组织及国家产业提供新的发展而需要的资金，故选 D。

2. C。细节题。根据第 3 段的内容及关键句The government, local organizations and nationalized industries therefore frequently need to borrow money to finance major capital spending, and they, too, come to the Stock Exchange 可知所有的基础设施也不断需要金融资助，故选 C。

1. B。细节题。根据 This they do by issuing stocks and shares in the business through the Stock Exchange 可知那些公司运行的方法是通过出售股票来筹资，故选 B。

4. D。细节题。根据最后一段 The government is taking steps to ease the problem of limited income. They are building new housing, offering discounts in stores and museums and on buses, and providing other services such as free courses, food service, and help with housework 可知作者列举了 3 个例子，故选 D。

[答案解析]本文分析了股票产生的根源及它的好处。

3. B。细节题。根据Retirees often feel that they are useless and unproductive 可知退休者的感受是无用和无法再产出，故选 B。

1. A。细节题。根据 When the early Protestant immigrants came to this country, they brought the idea that work was the way to God and heaven 可知工作与宗教有关，故选 A。

22.[答案解析]本文介绍了美国人退休前对工作的热爱和退休后所碰到的种种困难及政府对此所采取的措施。