解:(1)(

+

)×15,
=

×15+

×15,
=3+5,
=8;
(2)

×

+

×

,
=(

+

)×

,
=1×

,
=

;
(3)

×

×

,
=

×

×

,
=

×

,
=

;
(4)2.5×97×0.4,
=(2.5×0.4)×97,
=1×97,
=97;
(5)1.25×97×8,
=(1.25×8)×97,
=10×97,
=970;
(6)1.25×32×2.5×97,
=1.25×8×4×2.5×97,
=(1.25×8)×(4×2.5)×97,
=10×10×97,
=9700;
(7)0.36×101,
=0.36×(100+1),
=0.36×100+0.36×1,
=36+0.36,
=36.36;
(8)0.36×98,
=0.36×(100-2),
=0.36×100-0.36×2,
=36-0.72,
=35.28;
(9)

-

×

,
=(1-

)×

,
=

×

,
=

;
(10)

+

×

,
=(1+

)×

,
=

×

,
=

;
(11)

+

×

,
=

+

,
=

;
(12)

-

×

,
=(1-

)×

,
=

×

,
=

;
(13)90×

,
=(91-1)×

,
=91×

-1×

,
=4-

,
=3

;
(14)86×

,
=(91-5)×

,
=91×

-5×

,
=2-

,
=1

;
(15)

×

-

×

,
=(

-

)×

,
=1×

,
=

;
(16)0.36×101-0.36,
=0.36×(101-1);
=0.36×100,
=36;
(17)0.36×99+0.36,
=0.36×(99+1),
=0.36×100,
=36;
(18)

×

-

,
=

-

,
=

.
分析:(1)(2)(7)(8)(9)(10)(12)(13)(14)(15)(16)(17)运用乘法分配律简算;(3)(4)(5)运用乘法交换律简算;(6)先把32分解成8×4,再运用乘法结合律简算;(11)(18)按照先算乘除,再算加减,有括号的先算括号里面的顺序计算.
点评:运算定律是常用的简便运算的方法,要熟练掌握,灵活运用.